Thursday 15 October 2026
Export SIGI’s income statement to Excel — free account
Selective Insurance Group, Inc.
SIGI Financial Insurance Property & Casualty
Selective Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $5.3 billion, up 9.78% from fiscal 2024. In the quarter to June 2026, revenue grew 4.54%, EPS grew 55.2%, free cash flow grew 34.6% and total debt was flat, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for ten; insiders bought in the last twelve months.
86.21
1.06
+1.24%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
16.01 | 20.16 | 20.31 | 14.42 | 16.42 | 12.57 | 25.33 | 17.17 | 29.04 | 11.17 |
Piotroski F-Score |
6 | 7 | 6 | 7 | 4 | 8 | 5 | 7 | 6 | 6 |
P/S ratio |
1.10 | 1.36 | 1.39 | 1.36 | 1.37 | 1.46 | 1.52 | 1.43 | 1.17 | 0.95 |
P/FCF ratio |
7.87 | 8.99 | 8.04 | 8.52 | 7.43 | 6.51 | 6.91 | 8.15 | 5.29 | 4.22 |
P/Operating CF |
16.53 | 37.64 | 22.11 | 24.02 | 23.15 | 21.62 | 17.09 | 25.65 | 17.14 | 13.48 |
P/B ratio |
1.64 | 1.96 | 2.00 | 1.76 | 1.58 | 1.77 | 2.33 | 2.20 | 1.95 | 1.49 |
Price to Tangible BV |
1.65 | 1.97 | 2.01 | 1.77 | 1.58 | 1.78 | 2.34 | 2.21 | 1.95 | 1.49 |
EV/Sales |
1.31 | 1.54 | 1.57 | 1.57 | 1.61 | 1.65 | 1.70 | 1.59 | 1.30 | 1.15 |
EV/EBITDA |
9.84 | 11.22 | 14.48 | 10.51 | 11.98 | 9.43 | 17.26 | 13.00 | 19.60 | 9.12 |
EV/Operating CF |
9.09 | 10.01 | 8.95 | 9.36 | 8.50 | 7.21 | 7.56 | 8.86 | 5.73 | 4.97 |
EV/FCF |
9.38 | 10.17 | 9.11 | 9.84 | 8.73 | 7.34 | 7.73 | 9.04 | 5.85 | 5.09 |
Quick Ratio |
0.26 | 0.26 | 0.25 | 0.25 | 0.24 | 0.24 | 0.26 | 0.25 | 0.28 | 0.24 |
Current Ratio |
0.26 | 0.26 | 0.25 | 0.25 | 0.24 | 0.24 | 0.26 | 0.25 | 0.28 | 0.24 |
Net Debt/EBITDA |
1.44 | 1.17 | 1.50 | 1.28 | 1.36 | 0.78 | 1.36 | 0.95 | 1.38 | 1.32 |
Debt/Assets |
5.96% | 5.71% | 5.53% | 6.26% | 5.68% | 4.84% | 4.67% | 4.27% | 3.76% | 5.95% |
Debt/Equity |
0.29 | 0.26 | 0.25 | 0.25 | 0.20 | 0.17 | 0.20 | 0.17 | 0.16 | 0.25 |
Asset Turnover |
0.32 | 0.33 | 0.33 | 0.34 | 0.32 | 0.34 | 0.33 | 0.37 | 0.38 | 0.37 |
Operating CF/Net income |
2.08 | 2.25 | 2.54 | 1.76 | 2.25 | 1.96 | 3.72 | 2.13 | 5.56 | 2.70 |
Capex/Depreciation |
(0.29) | (0.27) | (0.36) | (0.56) | (0.37) | (0.40) | (0.61) | (0.75) | (0.89) | (1.19) |
Interest Coverage |
10.66 | 11.76 | 9.67 | 10.99 | 10.82 | 18.33 | 10.71 | 16.92 | 9.94 | 12.95 |
| 10.82% | 10.41% | 10.21% | 13.63% | 10.41% | 14.83% | 8.44% | 14.01% | 6.97% | 14.45% | |
| 2.22% | 2.24% | 2.29% | 3.24% | 2.67% | 3.92% | 2.03% | 3.15% | 1.56% | 3.19% | |
ROIC |
7.70% | 8.49% | 6.66% | 8.45% | 6.37% | 9.70% | 6.42% | 8.84% | 5.03% | 8.89% |
Return on Tangible Assets |
(4.27%) | (4.44%) | (4.43%) | (6.41%) | (5.50%) | (8.16%) | (4.09%) | (6.22%) | (2.98%) | (6.07%) |
Average Days of Receivables |
208.23 | 198.29 | 186.26 | 179.15 | 177.80 | 166.91 | 191.68 | 169.90 | 189.87 | 167.52 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
19.71% | 19.00% | 19.14% | 18.83% | 19.17% | 18.54% | 19.84% | 18.81% | 18.97% | 18.78% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.46% | 0.49% | 0.56% | 0.67% | 0.56% | 0.47% | 0.52% | 0.43% | 0.47% | 0.43% |
Graham Net Nets |
(1.80) | (1.37) | (1.34) | (1.34) | (1.37) | (1.19) | (1.18) | (1.13) | (1.37) | (1.79) |
Graham Number |
40.16 | 43.35 | 45.30 | 61.29 | 62.40 | 82.36 | 55.40 | 77.20 | 58.95 | 97.35 |
Earnings Yield |
6.24% | 4.96% | 4.92% | 6.93% | 6.09% | 7.96% | 3.95% | 5.82% | 3.44% | 8.95% |
Free Cash Flow Yield |
12.71% | 11.12% | 12.44% | 11.73% | 13.47% | 15.36% | 14.48% | 12.26% | 18.92% | 23.70% |
Revenue per Share |
39.46 | 42.25 | 43.87 | 47.90 | 48.82 | 56.15 | 58.90 | 69.80 | 79.87 | 88.04 |
Operating CF per Share |
5.69 | 6.49 | 7.72 | 8.04 | 9.26 | 12.82 | 13.28 | 12.52 | 18.07 | 20.34 |
Capex per Share |
(0.31) | (0.24) | (0.27) | (0.52) | (0.37) | (0.37) | (0.43) | (0.37) | (0.51) | (0.64) |
Free Cash Flow per Share |
5.38 | 6.25 | 7.44 | 7.51 | 8.89 | 12.45 | 12.85 | 12.14 | 17.56 | 19.70 |
Cash per Share |
0.01 | 0.76 | 0.29 | 0.13 | 0.25 | 0.75 | 0.42 | 0.22 | 1.04 | 0.30 |
Shareholders Equity per Share |
26.45 | 29.30 | 30.40 | 36.94 | 45.75 | 49.56 | 41.84 | 48.73 | 51.26 | 59.53 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
26.45 | 29.30 | 30.40 | 36.94 | 45.75 | 49.56 | 41.84 | 48.73 | 51.26 | 59.53 |
Free Cash Flow |
311.36 | 365.47 | 438.83 | 446.52 | 531.98 | 749.26 | 776.39 | 736.28 | 1,069.08 | 1,194.28 |
Working Capital |
(3,783.81) | (3,866.16) | (4,105.90) | (4,311.97) | (4,554.76) | (4,914.85) | (5,359.08) | (5,806.39) | (6,735.75) | (7,644.36) |
Capital Expenditures |
(18.15) | (14.07) | (16.11) | (30.98) | (22.06) | (22.16) | (26.02) | (22.63) | (30.81) | (38.74) |
Net Current Asset Value |
(4,520.87) | (4,586.90) | (4,824.32) | (5,197.10) | (5,510.29) | (5,888.19) | (6,380.99) | (6,864.99) | (7,802.13) | (9,079.39) |
EV/EBIT |
12.34 | 13.26 | 17.24 | 12.08 | 14.12 | 10.40 | 19.62 | 13.81 | 21.97 | 9.58 |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Price to Operating Income |
10.35 | 11.73 | 15.21 | 10.47 | 12.01 | 9.23 | 17.53 | 12.46 | 19.84 | 7.94 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.89 | 0.81 | 0.69 | 0.71 | 0.76 | 0.67 | 0.50 | 0.36 | 0.37 | 0.31 |
Cash ROIC |
15.80% | 16.64% | 19.52% | 16.22% | 16.10% | 21.20% | 25.39% | 21.21% | 28.96% | 26.37% |
Accounts Receivable Turnover |
1.84 | 1.87 | 1.94 | 2.10 | 2.07 | 2.28 | 2.08 | 2.21 | 2.16 | 2.14 |
Accounts Payable Turnover |
0.26 | 0.27 | 0.29 | 0.28 | 0.29 | 0.30 | 0.31 | 0.34 | 0.38 | 0.33 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
1,464.54 | 1,389.61 | 1,297.56 | 1,315.17 | 1,311.69 | 1,284.58 | 1,233.66 | 1,126.55 | 1,061.85 | 1,152.53 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
1,240.14 | 1,322.50 | 1,330.78 | 1,358.41 | 1,410.32 | 1,484.38 | 1,706.88 | 1,919.20 | 2,249.43 | 2,489.17 |
Average Payables |
4,820.99 | 5,037.71 | 5,223.34 | 5,458.07 | 5,734.48 | 6,131.37 | 6,760.86 | 7,402.58 | 8,436.82 | 9,588.49 |
Average Assets |
7,130.14 | 7,521.14 | 7,819.58 | 8,374.94 | 9,242.53 | 10,074.65 | 10,631.83 | 11,302.41 | 12,658.37 | 14,334.95 |
Average Common Equity |
1,464.71 | 1,622.16 | 1,752.38 | 1,993.37 | 2,366.91 | 2,660.89 | 2,555.22 | 2,540.97 | 2,837.23 | 3,164.53 |
Columns are period end dates