Selective Insurance Group, Inc.

SIGI Financial Insurance Property & Casualty

Selective Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $5.3 billion, up 9.78% from fiscal 2024. In the quarter to June 2026, revenue grew 4.54%, EPS grew 55.2%, free cash flow grew 34.6% and total debt was flat, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for ten; insiders bought in the last twelve months.

86.21 1.06 +1.24%
Market cap
$5.1B
P/E
10.7×
Fwd P/E
11.4×
Dividend yield
2.00%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Revenue
5,336.93 4,861.66 4,232.11 3,558.06 3,379.16 2,922.27 2,846.49 2,586.08 2,469.98 2,284.27
Revenue Growth
9.78% 14.88% 18.94% 5.29% 15.63% 2.66% 10.07% 4.70% 8.13% 7.15%
Cost of Revenue
3,157.73 3,164.48 2,484.29 2,111.78 1,813.98 1,635.82 1,551.49 1,498.13 1,345.07 1,234.80
Gross Profit
2,179.20 1,697.18 1,747.82 1,446.28 1,565.18 1,286.45 1,295.00 1,087.95 1,124.91 1,049.47
SG&A Expenses
1,002.38 922.43 796.18 705.82 626.47 560.27 535.97 495.04 469.24 450.33
Operating Income
638.92 286.91 487.21 309.03 534.48 333.83 370.06 236.14 286.32 242.73
Non-operating Income/Expense
(49.32) (28.88) (28.80) (28.85) (29.16) (30.84) (33.67) (24.42) (24.35) (22.77)
Non-operating Interest Expenses
49.32 28.88 28.80 28.85 29.17 30.84 33.67 24.42 24.35 22.77
EBT
589.60 258.03 458.41 280.19 505.31 302.99 336.39 211.72 261.97 219.96
Income Tax Provision
123.19 51.02 93.17 55.30 101.47 56.63 64.77 32.78 93.14 61.46
Income after Tax
466.41 207.01 365.24 224.89 403.84 246.36 271.62 178.94 168.83 158.50
Dividends (Preferred)
9.20 9.20 9.20 9.20 9.35 0.00 0.00 — 0.00 —
Net Income Common
457.21 197.81 356.04 215.69 394.48 246.36 271.62 178.94 168.83 158.50
EPS (Basic)
7.49 3.23 5.84 3.54 6.50 4.09 4.53 3.00 2.84 2.74
EPS (Diluted)
7.49 3.23 5.84 3.54 6.50 4.09 4.53 3.00 2.84 2.70
Shares (Basic, Weighted)
60.62 60.87 60.63 60.41 60.18 59.86 59.42 58.95 58.46 57.89
Shares (Diluted, Weighted)
61.06 61.27 60.97 60.88 60.67 60.29 60.00 59.71 59.36 58.75
Gross Margin
40.83% 34.91% 41.30% 40.65% 46.32% 44.02% 45.49% 42.07% 45.54% 45.94%
EBIT Margin
11.97% 5.90% 11.51% 8.69% 15.82% 11.42% 13.00% 9.13% 11.59% 10.63%
EBT margin
11.05% 5.31% 10.83% 7.87% 14.95% 10.37% 11.82% 8.19% 10.61% 9.63%
Net Profit Margin
8.57% 4.07% 8.41% 6.06% 11.67% 8.43% 9.54% 6.92% 6.84% 6.94%
Free Cash Flow Margin
22.38% 21.99% 17.40% 21.82% 22.17% 18.20% 15.69% 16.97% 14.80% 13.63%
EBITDA
671.59 321.71 517.25 351.37 589.58 393.18 425.26 281.01 338.42 304.40
EBIT
638.92 286.91 487.21 309.03 534.48 333.83 370.06 236.14 286.32 242.73
Income from Continuous Operations
466.41 207.01 365.24 224.89 403.84 246.36 271.62 178.94 168.83 158.50
Consolidated Net Income/Loss
466.41 207.01 365.24 224.89 403.84 246.36 271.62 178.94 168.83 158.50
EPS (Basic, from Continuous Ops)
7.69 3.40 6.02 3.72 6.71 4.12 4.57 3.04 2.89 2.74
EPS (Basic, Consolidated)
7.69 3.40 6.02 3.72 6.71 4.12 4.57 3.04 2.89 2.74
EPS (Diluted, from Cont. Ops)
7.64 3.38 5.99 3.69 6.66 4.09 4.53 3.00 2.84 2.70
Shares (Diluted, Average)
61.10 61.30 61.00 60.90 60.70 60.30 60.00 59.70 59.40 57.85
EPS (Diluted, Consolidated)
7.64 3.38 5.99 3.69 6.66 4.09 4.53 3.00 2.84 2.70
EBITDA Margin
12.58% 6.62% 12.22% 9.88% 17.45% 13.45% 14.94% 10.87% 13.70% 13.33%
Operating Cash Flow Margin
23.10% 22.62% 17.93% 22.55% 22.83% 18.96% 16.77% 17.59% 15.37% 14.43%

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In millions of $ except per-share values · columns are period end dates