Saturday 17 October 2026
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ServisFirst Bancshares, Inc.
SFBS Financial Banks Regional
ServisFirst Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 3.72% from fiscal 2024. In the quarter to June 2026, revenue grew 6.36%, EPS grew 40.2%, free cash flow grew 141.1% and total debt fell 46.3%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for ten.
39.36
0.20
−0.51%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
14.19 | 20.32 | 17.34 | 14.75 | 22.18 | 12.83 | 13.51 | 12.40 | 23.33 | 24.91 |
Piotroski F-Score |
7 | 7 | 5 | 6 | 5 | 6 | 5 | 7 | 6 | 5 |
P/S ratio |
3.85 | 4.71 | 4.25 | 6.26 | 10.23 | 5.18 | 4.86 | 4.90 | 7.80 | 8.58 |
P/FCF ratio |
11.12 | 18.39 | 18.52 | 13.67 | 17.72 | 11.31 | 12.35 | 9.98 | 22.45 | 25.86 |
P/Operating CF |
39.70 | 68.79 | 39.35 | 48.84 | 64.98 | 29.41 | 32.83 | 32.44 | 58.57 | 70.78 |
P/B ratio |
2.12 | 2.86 | 2.49 | 2.86 | 3.99 | 2.19 | 2.39 | 2.37 | 3.59 | 3.77 |
Price to Tangible BV |
2.13 | 2.88 | 2.51 | 2.89 | 4.04 | 2.22 | 2.43 | 2.42 | 3.68 | 3.89 |
EV/Sales |
2.29 | 2.35 | 1.80 | 4.99 | 0.99 | 0.06 | 3.50 | 3.11 | 6.32 | 5.41 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
6.56 | 9.13 | 7.70 | 10.85 | 1.66 | 0.12 | 8.83 | 6.40 | 14.95 | 12.63 |
EV/FCF |
6.61 | 9.19 | 7.84 | 10.90 | 1.71 | 0.12 | 8.88 | 6.35 | 18.20 | 16.31 |
Quick Ratio |
0.10 | 0.15 | 0.15 | 0.06 | 0.30 | 0.20 | 0.08 | 0.09 | 0.07 | 0.14 |
Current Ratio |
0.97 | 0.96 | 0.94 | 0.94 | 0.96 | 0.98 | 0.98 | 0.99 | 0.98 | 0.98 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.20% | 0.37% | 0.40% | 0.44% | 0.42% | 0.54% | 0.72% | 0.81% | 0.92% | 0.87% |
Debt/Equity |
0.02 | 0.04 | 0.04 | 0.05 | 0.06 | 0.07 | 0.08 | 0.09 | 0.11 | 0.11 |
Asset Turnover |
0.06 | 0.06 | 0.05 | 0.04 | 0.03 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 |
Operating CF/Net income |
1.28 | 1.11 | 0.95 | 1.08 | 1.28 | 1.13 | 1.10 | 1.23 | 1.27 | 1.21 |
Capex/Depreciation |
(0.06) | (0.09) | (0.20) | (0.07) | (0.26) | 0.06 | (0.13) | 0.24 | (3.31) | (3.54) |
| 15.95% | 14.86% | 15.10% | 20.53% | 19.36% | 18.47% | 19.15% | 20.69% | 16.46% | 16.75% | |
| 1.58% | 1.36% | 1.35% | 1.67% | 1.52% | 1.62% | 1.76% | 1.81% | 1.38% | 1.42% | |
ROIC |
82.75% | 0.00% | 0.00% | 35.31% | 0.00% | 0.00% | 42.19% | 107.71% | 44.06% | 0.00% |
Return on Tangible Assets |
(63.63%) | (36.88%) | (25.93%) | (35.09%) | (46.81%) | (117.55%) | (137.39%) | 978.25% | (206.82%) | (107.16%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
21.65% | 20.66% | 23.32% | 32.97% | 36.60% | 36.73% | 30.08% | 32.73% | 38.35% | 40.58% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.29% | 0.36% | 0.43% | 0.54% | 0.41% | 0.32% | 0.27% | 0.25% | 0.42% | 0.52% |
Graham Net Nets |
(0.17) | (0.18) | (0.28) | (0.24) | (0.14) | (0.14) | (0.13) | (0.07) | (0.08) | (0.09) |
Graham Number |
31.06 | 26.37 | 23.79 | 24.95 | 21.41 | 18.05 | 15.72 | 13.94 | 10.70 | 9.20 |
Earnings Yield |
7.05% | 4.92% | 5.77% | 6.78% | 4.51% | 7.79% | 7.40% | 8.06% | 4.29% | 4.01% |
Free Cash Flow Yield |
8.99% | 5.44% | 5.40% | 7.31% | 5.64% | 8.84% | 8.10% | 10.02% | 4.46% | 3.87% |
Revenue per Share |
9.32 | 9.00 | 7.75 | 5.46 | 4.15 | 3.89 | 3.87 | 3.25 | 2.65 | 2.19 |
Operating CF per Share |
3.25 | 2.32 | 1.81 | 2.51 | 2.46 | 1.78 | 1.53 | 1.58 | 1.12 | 0.94 |
Capex per Share |
(0.02) | (0.01) | (0.03) | (0.01) | (0.06) | 0.01 | (0.01) | 0.01 | (0.20) | (0.21) |
Free Cash Flow per Share |
3.23 | 2.30 | 1.78 | 2.50 | 2.40 | 1.78 | 1.53 | 1.60 | 0.92 | 0.73 |
Cash per Share |
14.89 | 21.79 | 19.58 | 7.51 | 38.98 | 20.54 | 5.89 | 6.41 | 4.52 | 7.47 |
Shareholders Equity per Share |
16.94 | 14.83 | 13.24 | 11.95 | 10.64 | 9.22 | 7.87 | 6.73 | 5.74 | 4.98 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
16.94 | 14.83 | 13.24 | 11.95 | 10.64 | 9.22 | 7.87 | 6.73 | 5.74 | 4.98 |
Free Cash Flow |
352.60 | 251.29 | 193.54 | 271.26 | 259.58 | 191.84 | 163.36 | 169.82 | 97.31 | 76.32 |
Working Capital |
(495.02) | (675.19) | (856.93) | (776.47) | (503.91) | (199.17) | (165.07) | (43.83) | (103.88) | (116.31) |
Capital Expenditures |
(2.60) | (1.62) | (3.75) | (1.37) | (6.75) | 0.55 | (0.92) | 1.52 | (21.15) | (22.20) |
Net Current Asset Value |
(651.21) | (844.85) | (988.41) | (890.11) | (622.47) | (299.38) | (256.93) | (121.19) | (180.22) | (183.21) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.08 | 0.10 |
Price to Operating Income |
11.46 | 16.56 | 14.66 | 12.01 | 18.16 | 10.13 | 10.79 | 10.04 | 15.90 | 17.81 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.72 | 0.29 | 0.32 | 0.31 | 0.43 | 0.17 | 0.12 | 0.11 | 0.11 | 0.16 |
Cash ROIC |
10.04% | 6.19% | 5.32% | 12.45% | 4.77% | 5.87% | 10.62% | 11.62% | 8.46% | 5.60% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.03 | 0.04 | 0.03 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
11,401.01 | 9,897.38 | 12,042.56 | 47,663.87 | 142,924.55 | 71,415.89 | 26,644.64 | 39,473.22 | 62,928.74 | 76,667.84 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
13,881.25 | 13,408.49 | 12,410.16 | 11,999.82 | 11,214.28 | 8,753.08 | 7,223.07 | 6,503.69 | 5,755.99 | 4,822.10 |
Average Assets |
17,539.42 | 16,740.66 | 15,362.71 | 15,022.28 | 13,690.73 | 10,440.15 | 8,477.52 | 7,544.88 | 6,726.42 | 5,732.98 |
Average Common Equity |
1,733.56 | 1,528.59 | 1,369.15 | 1,224.96 | 1,072.43 | 917.77 | 778.94 | 661.40 | 565.25 | 486.02 |
Columns are period end dates