Saturday 17 October 2026
Export ROOT’s income statement to Excel — free account
Root, Inc.
ROOT Financial Insurance Property & Casualty
Root, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 29.0% from fiscal 2024. In the quarter to June 2026, revenue grew 1.65%, EPS grew 13.2%, free cash flow grew 12.1% and total debt fell 1.15%, each against the same quarter a year earlier. Revenue growth for three consecutive years, operating cash flow growth for three.
50.47
0.06
−0.12%
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| Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
— | — | — | 2 | 5 | 4 | 7 | 7 |
P/E ratio |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 38.41 | 29.01 |
P/S ratio |
2.79 | 2.79 | 3.42 | 2.23 | 0.20 | 0.33 | 0.92 | 0.73 |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5.92 | 5.82 |
P/Operating CF |
(32.36) | (32.36) | (6.17) | (19.69) | (1.30) | 3.27 | 15.63 | 15.87 |
P/B ratio |
0.00 | 0.00 | 1.15 | 1.44 | 0.22 | 0.91 | 5.31 | 3.91 |
Price to Tangible BV |
0.00 | 0.00 | 1.15 | 1.44 | 0.22 | 0.91 | 5.31 | 3.91 |
EV/Sales |
2.80 | 2.80 | 0.76 | 0.21 | (1.31) | (0.51) | 0.58 | 0.41 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 1.63 | 2.59 | 7.30 | 8.46 |
EV/Operating CF |
(7.03) | (7.03) | (0.91) | (0.18) | 1.93 | 6.84 | 3.48 | 3.02 |
EV/FCF |
(6.59) | (6.59) | (0.89) | (0.18) | 1.84 | 5.19 | 3.73 | 3.26 |
Quick Ratio |
— | 1.70 | 2.79 | 1.76 | 1.88 | 1.60 | 1.24 | 1.21 |
Current Ratio |
— | 1.70 | 2.79 | 1.76 | 1.88 | 1.60 | 1.24 | 1.21 |
Net Debt/EBITDA |
(0.22) | 0.88 | 3.43 | 1.49 | 1.88 | 4.29 | (4.28) | (6.65) |
Debt/Assets |
0.00% | 26.38% | 10.68% | 0.76% | 22.50% | 22.19% | 13.38% | 11.96% |
Debt/Equity |
0.00 | 1.03 | 0.18 | 0.02 | 0.76 | 1.08 | 0.63 | 0.51 |
Asset Turnover |
0.00 | 0.80 | 0.28 | 0.22 | 0.24 | 0.34 | 0.83 | 0.96 |
Operating CF/Net income |
0.38 | 0.45 | 0.79 | 0.77 | 0.71 | 0.23 | 6.70 | 5.39 |
Capex/Depreciation |
(5.83) | (2.47) | (1.03) | (0.67) | (0.73) | (0.75) | (0.79) | (1.19) |
Interest Coverage |
(75.78) | (11.66) | (3.67) | (24.26) | (7.60) | (2.20) | 1.86 | 2.94 |
| 0.00% | 118.41% | (110.27%) | (66.43%) | (73.19%) | (66.58%) | 15.81% | 15.70% | |
| 0.00% | (77.52%) | (29.15%) | (33.82%) | (22.62%) | (11.08%) | 2.05% | 2.42% | |
ROIC |
(284.17%) | 0.00% | (166.96%) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Return on Tangible Assets |
0.00% | (117.47%) | (38.21%) | (108.59%) | (57.85%) | (35.74%) | 13.88% | 18.69% |
Average Days of Receivables |
0.00 | 208.03 | 387.00 | 426.82 | 393.30 | 337.40 | 149.23 | 112.81 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
138.11% | 70.61% | 62.40% | 107.93% | 53.86% | 39.60% | 26.49% | 31.51% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.23% | 0.48% | 1.07% | 5.59% | 9.81% | 3.80% | 1.57% | 2.64% |
Graham Net Nets |
(0.26) | (0.26) | 0.63 | 0.57 | 2.87 | 0.20 | (0.09) | (0.11) |
Graham Number |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 24.11 | 32.16 |
Earnings Yield |
(32.54%) | (32.54%) | (42.19%) | (67.37%) | (476.58%) | (97.71%) | 2.60% | 3.45% |
Free Cash Flow Yield |
(15.18%) | (15.18%) | (24.79%) | (53.84%) | (363.17%) | (29.38%) | 16.88% | 17.18% |
Revenue per Share |
30.78 | 153.97 | 82.57 | 25.03 | 22.04 | 31.60 | 78.96 | 98.51 |
Operating CF per Share |
(18.55) | (67.49) | (68.38) | (29.23) | (14.94) | (2.33) | 13.13 | 13.41 |
Capex per Share |
(2.49) | (6.42) | (3.83) | (0.81) | (0.72) | (0.65) | (0.79) | (0.92) |
Free Cash Flow per Share |
(21.04) | (73.91) | (72.21) | (30.04) | (15.65) | (2.99) | 12.34 | 12.49 |
Cash per Share |
0.00 | 221.03 | 265.19 | 51.23 | 54.12 | 47.20 | 40.29 | 44.80 |
Shareholders Equity per Share |
0.00 | 98.90 | 245.81 | 46.99 | 27.60 | 19.28 | 21.19 | 25.73 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
0.00 | 98.90 | 245.81 | 46.99 | 27.60 | 19.28 | 21.19 | 25.73 |
Free Cash Flow |
(29.60) | (139.30) | (303.30) | (414.60) | (220.70) | (43.00) | 183.90 | 192.40 |
Working Capital |
— | 240.40 | 950.10 | 479.90 | 514.60 | 412.40 | 210.30 | 204.90 |
Capital Expenditures |
(3.50) | (12.10) | (16.10) | (11.20) | (10.10) | (9.40) | (11.80) | (14.10) |
Net Current Asset Value |
0.00 | 39.80 | 751.60 | 440.00 | 174.20 | 30.30 | (98.70) | (119.40) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 1.55 | 2.27 | 8.68 | 10.08 |
Capex to Sales |
0.08 | 0.04 | 0.05 | 0.03 | 0.03 | 0.02 | 0.01 | 0.01 |
Price to Operating Income |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 13.78 | 18.00 |
| Other line items | ||||||||
Depreciation/Fixed assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash ROIC |
(197.33%) | (17.52%) | (12.99%) | (30.36%) | (15.25%) | (3.42%) | 16.48% | 14.96% |
Accounts Receivable Turnover |
0.00 | 0.00 | 1.30 | 0.90 | 0.84 | 1.20 | 2.61 | 3.19 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.83 | 0.68 | 0.58 | 0.52 | 0.94 | 1.01 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
0.00 | 387.94 | 534.62 | 587.09 | 606.67 | 757.87 | 433.72 | 376.73 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
— | — | 266.55 | 385.80 | 369.40 | 377.75 | 450.80 | 474.95 |
Average Payables |
— | — | 436.50 | 581.20 | 607.20 | 635.65 | 779.45 | 912.45 |
Average Assets |
— | 364.30 | 1,245.45 | 1,540.80 | 1,316.10 | 1,330.30 | 1,421.70 | 1,585.10 |
Average Common Equity |
— | (238.50) | 329.20 | 784.40 | 406.75 | 221.40 | 184.70 | 244.00 |
Columns are period end dates