Saturday 17 October 2026
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River City Bank
RCBC
River City Bank’s revenue for fiscal 2025 (year ended December 2025) was $282.0 million, down 4.00% from fiscal 2024. Dividend growth for ten consecutive years.
53.86
0.11
−0.20%
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Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Trend | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price, $ | |||||||||||||||
| Price, $ | Low | 12.10 | 14.00 | 17.20 | 17.13 | 12.50 | 16.30 | 23.10 | 16.00 | 22.53 | 30.06 |
Analyst estimates 2026–2028 Powerpack |
|||
| High | 14.00 | 18.70 | 28.00 | 22.50 | 21.00 | 28.80 | 27.90 | 24.20 | 33.60 | 50.00 | |||||
| People | |||||||||||||||
| People | Employees | — | — | — | — | — | — | — | — | — | 164 | ||||
| Revenue/emp, $m | — | — | — | — | — | — | — | — | 0.00 | 1.72 | |||||
| Income, $m | |||||||||||||||
| Income, $m | Revenue | — | — | — | — | — | — | — | — | 294 | 282 | ||||
| Gross margin, % | — | — | — | — | — | — | — | — | 51.50 | 50.20 | |||||
| EBT | — | — | — | — | — | — | — | — | 104 | 95 | |||||
| EBT margin, % | — | — | — | — | — | — | — | — | 35.29 | 33.72 | |||||
| Net income | — | — | — | — | — | — | — | — | 73 | 0 | |||||
| Depreciation | — | — | — | — | — | — | — | — | (8) | (4) | |||||
| Per share, $ | |||||||||||||||
| Per share, $ | Revenue | — | — | — | — | — | — | — | — | 19.97 | 19.33 | ||||
| Earnings | — | — | — | — | — | — | — | — | 4.99 | 4.69 | |||||
| Cash flow | — | — | — | — | — | — | — | — | 4.21 | 5.24 | |||||
| Capex | — | — | — | — | — | — | — | — | (0.05) | (0.07) | |||||
| Free cash flow | — | — | — | — | — | — | — | — | 4.16 | 5.17 | |||||
| Book value | — | — | — | — | — | — | — | — | 32.95 | 37.61 | |||||
| Shares, m | — | — | — | — | — | — | — | — | 15 | 15 | |||||
| Valuation, × | |||||||||||||||
| Valuation, × | P/E | — | — | — | — | — | — | — | — | — | — | ||||
| P/S | — | — | — | — | — | — | — | — | 0.00 | 0.00 | |||||
| P/B | — | — | — | — | — | — | — | — | 0.00 | 0.00 | |||||
| EV/Sales | — | — | — | — | — | — | — | — | 0.00 | 0.00 | |||||
| EV/FCF | — | — | — | — | — | — | — | — | 0.00 | 0.00 | |||||
| Cash, $m | |||||||||||||||
| Cash, $m | Operating cash flow | — | — | — | — | — | — | — | — | 62 | 76 | ||||
| Capex | — | — | — | — | — | — | — | — | (1) | (1) | |||||
| Free cash flow | — | — | — | — | — | — | — | — | 61 | 75 | |||||
| Balance, $m | |||||||||||||||
| Balance, $m | Working capital | — | — | — | — | — | — | — | — | (221) | (177) | ||||
| Total debt | — | — | — | — | — | — | — | — | — | — | |||||
| Net debt | — | — | — | — | — | — | — | — | (149) | (477) | |||||
| Shareholders’ equity | — | — | — | — | — | — | — | — | 485 | 548 | |||||
| Returns, % | |||||||||||||||
| Returns, % | ROA | — | — | — | — | — | — | — | — | 0.00 | 1.25 | ||||
| ROIC | — | — | — | — | — | — | — | — | 19.28 | 83.68 | |||||
| ROE | — | — | — | — | — | — | — | — | 0.00 | 13.24 | |||||
Negative figures in brackets.
Fiscal years to Dec 2025 · latest quarter Jun 2026 · fundamentals updated 6 Oct 2026
Charts ten years each
River City Bank vs peers (Q) = latest quarter vs a year earlier
River City Bank (RCBC) key facts
- Concern: River City Bank’s revenue for fiscal 2025 (year ended December 2025) was $282.0 million, down 4.00% from fiscal 2024.
- As of October 16, 2026, RCBC traded at $53.86, a market capitalization of $766.4 million.
- Return on equity was 13.2% and debt-to-equity 0.00.