RBB Bancorp

RBB Financial Banks Regional

RBB Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $238.0 million, up 2.59% from fiscal 2024. In the quarter to June 2026, revenue fell 4.00%, EPS grew 13.2%, free cash flow grew 4.05% and total debt fell 6.19%, each against the same quarter a year earlier. Dividend growth for five consecutive years.

25.75 0.01 −0.04%
Market cap
$435.8M
P/E
10.5×
Fwd P/E
10.3×
Dividend yield
2.49%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
Revenue
77.16 87.31 114.96 160.05 153.16 165.81 192.22 236.17 232.00 238.00
Revenue Growth
53.16% 13.16% 31.67% 39.22% (4.30%) 8.26% 15.93% 22.86% (1.77%) 2.59%
Cost of Revenue
11.71 13.94 23.65 44.86 34.37 22.72 31.42 101.86 117.30 108.84
Gross Profit
65.45 73.37 91.31 115.18 118.80 143.09 160.81 134.30 114.70 129.16
SG&A Expenses
32.51 26.53 43.45 59.39 70.59 62.15 69.46 74.06 79.02 87.02
Operating Income
32.57 46.83 47.86 55.79 48.21 80.94 91.35 60.25 35.68 42.13
Non-operating Income/Expense
(0.17) (0.04) (1.66) (0.47) (0.75) — — — — —
EBT
32.57 46.80 46.21 55.32 47.46 80.94 91.35 60.25 35.68 42.13
Income Tax Provision
13.49 21.27 10.10 16.11 14.53 24.03 27.02 17.78 9.01 10.19
Income after Tax
19.08 25.53 36.11 39.21 32.93 56.91 64.33 42.47 26.67 31.95
Dividends (Preferred)
— — — — — — 0.03 — — —
Net Income Common
19.08 25.53 36.11 39.21 32.93 56.91 64.29 42.47 26.67 31.95
EPS (Basic)
1.49 1.81 2.13 1.96 1.66 2.92 3.37 2.24 1.47 1.83
EPS (Diluted)
1.39 1.68 2.03 1.92 1.65 2.86 3.33 2.24 1.47 1.83
Shares (Basic, Weighted)
12.80 14.08 17.15 20.02 19.76 19.42 19.10 18.97 18.12 17.44
Shares (Diluted, Weighted)
13.70 15.24 17.97 20.39 19.92 19.83 19.33 18.99 18.18 17.50
Gross Margin
84.83% 84.04% 79.43% 71.97% 77.56% 86.30% 83.66% 56.87% 49.44% 54.27%
EBIT Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBT margin
42.21% 53.60% 40.19% 34.57% 30.99% 48.81% 47.52% 25.51% 15.38% 17.70%
Net Profit Margin
24.73% 29.24% 31.41% 24.50% 21.50% 34.32% 33.45% 17.98% 11.49% 13.42%
Free Cash Flow Margin
72.59% 32.18% (75.80%) 296.88% 78.55% 120.73% 48.28% 21.46% 24.87% 17.91%
Other line items
Income from Continuous Operations
19.08 25.53 36.11 39.21 32.93 56.91 64.33 42.47 26.67 31.95
Consolidated Net Income/Loss
19.08 25.53 36.11 39.21 32.93 56.91 64.33 42.47 26.67 31.95
EPS (Basic, from Continuous Ops)
1.49 1.81 2.11 1.96 1.67 2.93 3.37 2.24 1.47 1.83
EPS (Basic, Consolidated)
1.49 1.81 2.11 1.96 1.67 2.93 3.37 2.24 1.47 1.83
EPS (Diluted, from Cont. Ops)
1.39 1.68 2.01 1.92 1.65 2.87 3.33 2.24 1.47 1.83
Shares (Diluted, Average)
— 15.24 17.97 20.39 19.92 19.83 19.33 19.00 18.18 17.50
EPS (Diluted, Consolidated)
1.39 1.68 2.01 1.92 1.65 2.87 3.33 2.24 1.47 1.83
EBITDA Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Margin
72.87% 32.97% (73.63%) 297.71% 81.30% 121.93% 48.80% 21.72% 25.21% 18.23%

Fold the line items

In millions of $ except per-share values · columns are period end dates