Qfin Holdings Inc. - Sponsored ADR

QFIN Financial Credit Services

Qfin Holdings Inc. - Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $2.7 billion, up 16.8% from fiscal 2024. In the quarter to June 2026, revenue fell 27.8%, EPS fell 72.5%, free cash flow fell 55.5% and total debt fell 50.8%, each against the same quarter a year earlier. Operating cash flow growth for three consecutive years; insiders bought in the last twelve months.

5.67 0.15 −2.58%
Market cap
$709.5M
P/E
1.3×
Fwd P/E
3.6×
Dividend yield
21.9%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Older periods Sep '25 Dec '25 Mar '26 Jun '26
Revenue

+8 more TTM periods

2,687.04 2,746.29 2,666.63 2,464.16
Cost of Revenue
409.55 429.27 449.29 439.91
Gross Profit
2,277.50 2,317.02 2,217.34 2,024.25
SG&A Expenses
428.52 447.37 427.88 389.45
Operating Income
1,052.28 955.00 824.78 697.69
Interest Expense (Operating)
73.04 78.50 80.19 79.37
Non-operating Income/Expense
62.40 99.77 89.38 74.29
EBT
1,114.67 1,054.78 914.16 771.98
Income Tax Provision
174.74 200.27 179.69 219.91
Income after Tax
939.93 854.51 734.47 552.06
Dividends (Preferred)
— — — (5.39)
Non-Controlling Interest
(1.99) (2.01) (2.03) (2.20)
Net Income Common
941.92 856.52 736.50 554.27
EPS (Basic)
6.96 6.26 5.56 4.24
EPS (Diluted)
6.86 6.16 5.46 4.16
Shares (Basic, Weighted)
138.34 134.41 129.72 126.93
Shares (Diluted, Weighted)
140.83 136.92 132.07 128.99
Gross Margin
84.76% 84.37% 83.15% 82.15%
EBIT Margin
41.88% 37.63% 33.94% 31.53%
EBT margin
41.48% 38.41% 34.28% 31.33%
Net Profit Margin
35.05% 31.19% 27.62% 22.49%
Free Cash Flow Margin
55.72% 55.19% 56.34% 52.61%
EBITDA
1,125.31 1,033.50 904.98 777.06
EBIT
1,125.31 1,033.50 904.98 777.06
EPS (Diluted, from Cont. Ops)
6.70 6.28 5.58 4.28
EPS (Diluted, Consolidated)
6.70 6.28 5.58 4.28
EPS (Basic, Consolidated)
6.81 6.41 5.70 4.37
Shares (Diluted, Average)
139.08 135.53 130.68 127.61
EPS (Basic, from Continuous Ops)
6.81 6.41 5.70 4.37
Income from Continuous Operations
939.93 854.51 734.47 552.06
Consolidated Net Income/Loss
939.93 854.51 734.47 552.06
EBITDA Margin
41.88% 37.63% 33.94% 31.53%
Operating Cash Flow Margin
55.72% 57.71% 56.34% 52.61%

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In millions of $ except per-share values · columns are period end dates