Qfin Holdings Inc. - Sponsored ADR
QFIN Financial Credit Services
Qfin Holdings Inc. - Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $2.7 billion, up 16.8% from fiscal 2024. In the quarter to June 2026, revenue fell 27.8%, EPS fell 72.5%, free cash flow fell 55.5% and total debt fell 50.8%, each against the same quarter a year earlier. Operating cash flow growth for three consecutive years; insiders bought in the last twelve months.
Follow QFIN
A Balance Sheet is a financial statement that provides a snapshot of a company's assets, liabilities, and shareholders' equity at a specific point in time. It follows the formula: Assets = Liabilities + Shareholders' Equity. Key components include current and non-current assets, current and long-term liabilities, and equity. The Balance Sheet helps businesses and investors evaluate financial stability, liquidity, and capital structure. It's essential for assessing the company's ability to meet its obligations and fund future operations.
| Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|
Cash and Short Term Investments |
139.26 | 292.87 | 550.99 | 1,038.20 | 1,374.63 | 1,532.41 | 1,066.78 | 1,397.38 | 1,486.20 |
Receivables |
228.65 | 643.40 | 2,022.77 | 2,112.71 | 2,783.55 | 3,298.73 | 4,462.75 | 4,240.61 | 5,432.44 |
Other current assets |
— | 115.73 | 134.02 | 140.25 | 137.29 | 57.52 | 29.17 | 22.28 | 46.57 |
Total current assets |
372.85 | 1,067.85 | 2,801.50 | 3,352.65 | 4,355.71 | 4,943.67 | 5,605.15 | 5,860.91 | 7,075.75 |
Property, Plant, Equpment (Net) |
0.87 | 1.00 | 2.46 | 2.97 | 3.91 | 6.90 | 32.57 | 49.70 | 91.09 |
Long-term receivables |
— | — | 11.32 | 159.53 | 599.70 | 597.40 | 513.47 | 374.79 | 605.40 |
Goodwill and Intangible Assets (Total) |
0.04 | 0.12 | 0.50 | 0.52 | 0.78 | 145.40 | 7.70 | 138.50 | 146.21 |
Long Term Assets (Tax, Deferred) |
27.13 | — | 100.17 | 214.34 | 130.99 | 147.77 | 150.39 | 165.27 | 197.33 |
Long-term assets (Other) |
41.00 | 124.00 | 7.95 | 7.51 | 6.69 | 8.07 | 6.47 | 4.97 | 27.93 |
Total non-current assets |
28.04 | 1.12 | 122.40 | 384.87 | 901.95 | 905.54 | 848.26 | 733.23 | 1,067.96 |
Total Assets |
400.89 | 1,068.97 | 2,923.90 | 3,737.52 | 5,257.66 | 5,849.21 | 6,453.41 | 6,594.14 | 8,143.71 |
Notes Payable |
— | — | — | — | — | — | — | — | 145.73 |
Accounts Payable |
78.18 | 43.68 | 635.43 | 477.80 | 361.63 | 884.35 | 1,259.50 | 1,121.81 | 1,418.91 |
Accrued Expenses |
14.09 | 75.48 | 103.55 | 124.10 | 354.38 | 290.63 | 283.95 | 341.53 | 419.80 |
Current Part of Debt |
888.00 | 16.00 | 28.73 | 28.63 | 62.39 | 21.75 | 112.48 | 187.68 | 172.01 |
Current Part of Taxes to Pay |
19.35 | 86.76 | 189.62 | 227.10 | 135.81 | 122.28 | 127.53 | 157.53 | 156.23 |
Other current liabilities |
43.82 | 203.50 | 423.29 | 1,182.67 | 1,271.57 | 1,093.01 | 1,008.02 | 575.88 | 598.74 |
Total current liabilities |
342.38 | 420.88 | 1,388.61 | 2,051.27 | 2,219.37 | 2,428.51 | 2,802.80 | 2,393.68 | 2,911.42 |
Long Term Debt (Total) |
— | — | 35.00 | 18.00 | 16.00 | 44.00 | — | — | 226.40 |
Long Term Tax Liability (Deferred) |
(91.00) | 2.29 | (780.00) | 5.80 | 19.05 | 14.62 | 31.67 | 60.20 | 45.78 |
Non-current Liabilities (Other) |
1,951.00 | 3,284.00 | 498.96 | 227.41 | 631.42 | 661.30 | 518.92 | 818.54 | 1,505.71 |
Total non-current liabilities |
— | 2.29 | 498.96 | 233.21 | 650.47 | 675.92 | 550.59 | 878.74 | 1,777.88 |
Total liabilities |
342.38 | 423.17 | 1,887.57 | 2,284.48 | 2,869.85 | 3,104.43 | 3,353.39 | 3,272.42 | 4,689.30 |
Additional Paid In Capital |
— | 707.84 | 735.04 | 830.25 | 890.10 | 883.73 | 853.45 | 594.50 | 554.09 |
Common Stock (Net) |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Retained Earnings |
(27.40) | (62.58) | 297.53 | 634.11 | 1,513.12 | 1,856.36 | 2,295.43 | 2,870.46 | 3,503.76 |
Treasury Stock |
— | — | — | — | — | — | 54.18 | 152.56 | 581.49 |
Shareholders Equity (Other) |
85.91 | — | — | — | — | — | — | — | — |
Common Equity (Total) |
58.50 | 645.80 | 1,036.33 | 1,453.04 | 2,387.82 | 2,744.78 | 3,100.02 | 3,321.72 | 3,454.41 |
Shareholders Equity (Total) |
58.50 | 645.80 | 1,036.33 | 1,453.04 | 2,387.82 | 2,744.78 | 3,100.02 | 3,321.72 | 3,454.41 |
Shareholders Equity and Liabilities (Total) |
400.89 | 1,068.97 | 2,923.90 | 3,737.52 | 5,257.66 | 5,849.21 | 6,453.41 | 6,594.14 | 8,143.71 |
Shares (Common) |
143.83 | 143.83 | 146.71 | 152.23 | 155.24 | 161.40 | 157.61 | 141.99 | 121.91 |
Shareholders Equity (Tangible) |
58.47 | 645.68 | 1,035.83 | 1,452.52 | 2,387.04 | 2,599.38 | 3,092.33 | 3,183.22 | 3,308.20 |
Net Debt |
748.74 | (276.86) | (487.26) | (991.57) | (1,296.24) | (1,466.66) | (954.30) | (1,209.70) | (1,087.80) |
Total Debt |
888.00 | 16.00 | 63.73 | 46.63 | 78.39 | 65.75 | 112.48 | 187.68 | 398.41 |