Pineapple Financial Inc.

PTIV Financial Mortgage Finance

Pineapple Financial Inc.’s revenue for fiscal 2025 (year ended August 2025) was $3.0 million, up 11.1% from fiscal 2024.

Revenue
−16.7%
EPS
+212.7%
Free cash flow
−914.0%
Total debt
+1,576.9%

Quarter to May 2026, against a year earlier

0.75 0.01 −1.32%
Market cap
$19.2M
P/E
0.0×
Fwd P/E
−3.0×
Dividend yield
—
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Aug '25 Aug '24 Aug '23 Aug '22 Aug '21 Aug '20
P/E ratio
0.00 0.00 0.00 0.00 0.00 0.00
Piotroski F-Score
5 2 2 1 — —
P/S ratio
0.83 2.37 5.67 5.67 5.67 5.67
P/FCF ratio
0.00 0.00 0.00 0.00 0.00 0.00
P/Operating CF
(4.91) (24.03) (81.95) (81.95) (81.95) (81.95)
P/B ratio
2.75 4.71 7.95 7.95 7.95 7.95
Price to Tangible BV
0.00 0.00 212.15 212.15 212.15 212.15
EV/Sales
0.52 2.65 5.94 5.94 5.94 5.94
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
(1.65) (4.17) (7.03) (7.03) (7.03) (7.03)
EV/FCF
(0.82) (2.52) (4.28) (4.28) (4.28) (4.28)
Quick Ratio
0.74 0.53 1.26 5.12 15.74 0.00
Current Ratio
0.77 0.64 1.45 5.73 16.06 —
Net Debt/EBITDA
0.53 (0.08) (0.30) 1.15 37.51 0.00
Debt/Assets
21.97% 19.91% 30.24% 15.87% 3.33% 3.38%
Debt/Equity
1.31 0.60 0.78 0.22 0.04 0.07
Asset Turnover
0.63 0.62 0.45 0.51 0.76 0.00
Operating CF/Net income
0.26 0.42 0.75 0.65 (2.85) 1.13
Capex/Depreciation
(1.10) (1.33) (3.09) (4.97) (1.11) —
Interest Coverage
(5.22) (39.91) (48.41) (28.83) (9.03) —
ROE
(322.56%) (261.72%) (87.61%) (48.68%) (6.63%) 0.00%
ROA
(76.49%) (94.04%) (50.81%) (40.12%) (5.95%) 0.00%
ROIC
0.00% (150.86%) (70.53%) (100.38%) (102.46%) 0.00%
Return on Tangible Assets
586.76% 1,162.90% (366.81%) (71.14%) (3.43%) 1,162.30%
Average Days of Receivables
11.27 21.07 110.71 10.56 8.12 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
160.82% 211.20% 214.93% 168.31% 106.11% 0.00%
Intangible Assets out of Total Assets
0.46 0.54 0.37 0.11 0.00 0.00
Share Based Compensation of Revenue
7.87% 0.00% 1.32% 20.08% 19.03% 0.00%
Graham Net Nets
(0.88) (0.29) (0.08) (0.08) (0.08) (0.08)
Graham Number
0.00 0.00 0.00 0.00 0.00 0.00
Earnings Yield
(146.11%) (64.51%) (19.79%) (19.79%) (19.79%) (19.79%)
Free Cash Flow Yield
(76.14%) (44.43%) (24.51%) (24.51%) (24.51%) (24.51%)
Revenue per Share
4.49 7.53 7.93 11.42 14.98 0.36
Operating CF per Share
(1.42) (4.78) (6.71) (5.82) 3.36 0.02
Capex per Share
(1.42) (3.13) (4.32) (3.34) (0.31) 0.00
Free Cash Flow per Share
(2.84) (7.91) (11.03) (9.16) 3.05 0.02
Cash per Share
3.18 1.62 2.28 12.36 35.20 0.04
Shareholders Equity per Share
1.36 3.78 5.66 14.67 34.73 0.02
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
1.36 3.78 5.66 14.67 34.73 0.02
Free Cash Flow
(1.89) (2.83) (3.48) (2.89) 0.61 0.16
Working Capital
(0.68) (0.51) 0.52 3.70 6.78 —
Capital Expenditures
(0.94) (1.12) (1.36) (1.05) (0.06) —
Net Current Asset Value
(2.19) (1.85) (1.15) 2.68 6.56 (0.15)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.32 0.42 0.54 0.29 0.02 0.00
Price to Operating Income
0.00 0.00 0.00 0.00 0.00 0.00
Other line items
Depreciation/Fixed assets
13.90 5.50 1.82 0.86 0.95 0.00
Cash ROIC
(44.87%) (102.93%) (89.05%) (30.26%) 4.28% 35.10%
Accounts Receivable Turnover
24.15 5.88 5.80 42.21 0.00 0.00
Accounts Payable Turnover
0.00 0.00 0.00 0.00 — —
Average Days of Payables
0.00 0.00 0.00 0.00 0.00 —
Average Receivables
0.12 0.46 0.43 0.09 — —
Average Payables
1.63 0.87 0.69 0.59 — —
Average Assets
4.76 4.36 5.53 7.00 3.95 —
Average Common Equity
1.13 1.57 3.21 5.77 3.54 —

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Columns are period end dates · fundamentals updated 2 Nov 2026