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Friday 6 November 2026
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Porch Group, Inc.
PRCH Financial Insurance Property & Casualty
Porch Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $482.4 million, up 10.2% from fiscal 2024.
- Revenue
- +13.0%
- EPS
- +179.4%
- Free cash flow
- +50.0%
- Total debt
- +4.42%
Quarter to September 2026, against a year earlier
19.79
0.52
−2.56%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Jan '22 | Dec '21 | Jan '21 | Dec '20 | Jan '20 | Dec '19 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
6 | 3 | 5 | 3 | — | 2 | — | — | — | — |
P/E ratio |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
P/S ratio |
1.96 | 1.12 | 0.68 | 0.66 | 7.64 | 7.61 | 6.72 | 7.17 | 0.00 | 0.00 |
P/FCF ratio |
19.34 | 0.00 | 14.10 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
P/Operating CF |
788.24 | (18.42) | (7.13) | (24.65) | 211.71 | 210.90 | (15.35) | (16.38) | 0.00 | 0.00 |
P/B ratio |
42.29 | 0.00 | 0.00 | 2.29 | 6.77 | 6.74 | 4.53 | 4.83 | 0.00 | 0.00 |
Price to Tangible BV |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 7.70 | 8.22 | 0.00 | 0.00 |
EV/Sales |
2.64 | 1.54 | 0.92 | 1.30 | 8.06 | 8.03 | 4.52 | 4.97 | 0.00 | 0.00 |
EV/EBITDA |
20.87 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
19.18 | (21.24) | 11.64 | (20.22) | (44.58) | (44.42) | (6.71) | (7.38) | 0.00 | 0.00 |
EV/FCF |
26.03 | (14.14) | 19.06 | (11.46) | (36.41) | (36.28) | (6.03) | (6.63) | 0.00 | 0.00 |
Quick Ratio |
1.14 | 0.58 | 0.77 | 0.57 | 1.14 | 1.00 | 1.63 | 6.67 | 6.59 | 0.15 |
Current Ratio |
1.30 | 0.88 | 1.04 | 1.18 | 1.17 | 1.67 | 1.67 | 6.80 | 6.75 | 0.18 |
Net Debt/EBITDA |
5.36 | (4.69) | (0.62) | (1.18) | (2.93) | (1.21) | (1.35) | 4.48 | 4.58 | (0.71) |
Debt/Assets |
49.26% | 49.63% | 48.45% | 42.11% | 42.52% | 39.93% | 40.33% | 17.88% | 17.91% | 126.10% |
Debt/Equity |
17.55 | (9.34) | (12.21) | 5.57 | 5.65 | 1.91 | 1.93 | 0.45 | 0.45 | (1.02) |
Asset Turnover |
0.60 | 0.51 | 0.44 | 0.26 | 0.00 | 0.29 | 0.00 | 0.46 | 0.00 | 0.70 |
Operating CF/Net income |
(19.76) | 0.97 | (0.25) | 0.11 | 0.11 | 0.33 | 0.33 | 0.68 | 0.68 | 0.28 |
Capex/Depreciation |
(0.59) | (0.50) | (0.41) | (0.37) | 0.00 | (0.29) | 0.00 | (0.43) | 0.00 | (0.62) |
Interest Coverage |
0.71 | (1.52) | (5.98) | (20.30) | (119.02) | (14.48) | (207.55) | (2.87) | — | (12.35) |
| 32.26% | 83.21% | (613.39%) | (105.64%) | 0.00% | (65.73%) | 0.00% | (301.27%) | 0.00% | 375.83% | |
| (0.42%) | (3.83%) | (13.75%) | (15.00%) | 0.00% | (16.31%) | 0.00% | (45.01%) | 0.00% | (92.88%) | |
ROIC |
6.54% | (28.86%) | (176.95%) | (43.23%) | 0.00% | (17.47%) | 0.00% | 0.00% | 0.00% | 0.00% |
Return on Tangible Assets |
(7.00%) | 123.94% | (374.25%) | (145.99%) | (153.49%) | (42.88%) | (42.14%) | (37.80%) | (37.73%) | 254.29% |
Average Days of Receivables |
8.56 | 15.93 | 20.60 | 34.97 | 429.88 | 54.56 | 487.47 | 21.55 | 20.19 | 22.16 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
61.79% | 60.81% | 68.98% | 102.64% | 72.73% | 112.26% | 86.76% | 136.12% | 94.28% | 179.42% |
Intangible Assets out of Total Assets |
0.28 | 0.32 | 0.31 | 0.34 | 0.34 | 0.34 | 0.34 | 0.16 | 0.16 | 0.58 |
Share Based Compensation of Revenue |
6.00% | 6.21% | 4.81% | 9.80% | 0.00% | 20.05% | 0.00% | 15.62% | 0.00% | 46.36% |
Graham Net Nets |
(0.73) | (1.00) | (1.55) | (1.97) | (0.15) | (0.15) | 0.11 | 0.11 | 0.00 | 0.00 |
Graham Number |
0.00 | 1.82 | 3.43 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Earnings Yield |
(0.22%) | (6.91%) | (46.38%) | (85.91%) | (7.73%) | (7.76%) | (11.12%) | (10.42%) | 0.00% | 0.00% |
Free Cash Flow Yield |
5.17% | (9.71%) | 7.09% | (17.20%) | (2.90%) | (2.91%) | (11.14%) | (10.44%) | 0.00% | 0.00% |
Revenue per Share |
4.65 | 4.40 | 4.48 | 2.83 | 2.83 | 2.05 | 2.05 | 1.99 | 1.99 | 2.49 |
Operating CF per Share |
0.64 | (0.32) | 0.35 | (0.18) | (0.18) | (0.37) | (0.37) | (1.34) | (1.34) | (0.94) |
Capex per Share |
(0.14) | (0.13) | (0.11) | (0.11) | 0.00 | (0.05) | 0.00 | (0.08) | 0.00 | (0.15) |
Free Cash Flow per Share |
0.50 | (0.45) | 0.25 | (0.29) | (0.18) | (0.42) | (0.37) | (1.42) | (1.34) | (1.09) |
Cash per Share |
0.63 | 2.22 | 3.46 | 2.72 | 2.72 | 3.55 | 3.56 | 5.71 | 5.70 | 0.13 |
Shareholders Equity per Share |
0.22 | (0.43) | (0.37) | 0.82 | 0.81 | 2.31 | 2.31 | 2.95 | 2.94 | (1.92) |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
0.22 | (0.43) | (0.37) | 0.82 | 0.81 | 2.31 | 2.31 | 2.95 | 2.94 | (1.92) |
Free Cash Flow |
52.06 | (44.48) | 23.83 | (28.19) | (17.74) | (39.47) | (34.78) | (51.55) | (48.67) | (33.91) |
Working Capital |
20.43 | (49.03) | 18.93 | 95.00 | 86.00 | 241.94 | 242.00 | 184.08 | 184.00 | (47.29) |
Capital Expenditures |
(14.36) | (12.79) | (10.10) | (10.45) | (10.45) | (4.69) | (4.69) | (2.88) | (2.88) | (4.57) |
Net Current Asset Value |
(686.83) | (492.07) | (454.00) | (359.07) | (368.00) | (216.64) | (217.00) | 54.74 | 55.00 | (98.27) |
EV/EBIT |
34.83 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.03 | 0.03 | 0.02 | 0.04 | 0.00 | 0.02 | 0.00 | 0.04 | 0.00 | 0.06 |
Price to Operating Income |
25.89 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.89 | 1.13 | 1.45 | 2.28 | 1.88 | 2.46 | 1.49 | 1.45 | 1.33 | 1.11 |
Cash ROIC |
10.82% | (7.65%) | 3.25% | (3.58%) | (2.25%) | (4.09%) | (3.59%) | (14.21%) | (13.44%) | (637.39%) |
Accounts Receivable Turnover |
31.72 | 20.18 | 16.97 | 10.00 | 0.00 | 11.65 | 0.00 | 16.11 | 0.00 | 17.82 |
Accounts Payable Turnover |
33.18 | 35.48 | 30.53 | 16.26 | 0.00 | 7.26 | 0.00 | 2.51 | 0.00 | 8.90 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
10.37 | 7.02 | 13.94 | 21.27 | 20.36 | 43.29 | 43.51 | 191.27 | 187.05 | 81.59 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
15.21 | 21.70 | 25.36 | 27.60 | 176.88 | 16.52 | 130.63 | 4.49 | 4.36 | 4.36 |
Average Payables |
4.29 | 6.65 | 7.51 | 6.62 | 6.48 | 8.08 | 8.10 | 7.00 | 6.90 | 2.41 |
Average Assets |
805.70 | 856.68 | 974.23 | 1,043.90 | 1,043.87 | 653.57 | 653.69 | 158.43 | 158.23 | 111.23 |
Average Common Equity |
(10.42) | (39.45) | 21.84 | 148.20 | 148.02 | 162.19 | 162.16 | 23.67 | 23.51 | (27.49) |
Columns are period end dates · fundamentals updated 2 Nov 2026