Saturday 17 October 2026
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OceanFirst Financial Corp.
OCFC Financial Banks Regional
OceanFirst Financial Corp.’s revenue for fiscal 2025 (year ended December 2025) was $687.2 million, down 0.75% from fiscal 2024. In the quarter to June 2026, revenue grew 32.2%, EPS fell 114.3%, free cash flow grew 27.1% and total debt rose 102.4%, each against the same quarter a year earlier. Dividend growth for five consecutive years.
15.83
0.13
−0.81%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
15.47 | 10.97 | 10.32 | 8.86 | 12.40 | 18.26 | 14.43 | 14.91 | 19.98 | 30.24 |
Piotroski F-Score |
6 | 5 | 5 | 7 | 7 | 6 | 6 | 6 | 6 | 5 |
P/S ratio |
1.50 | 1.52 | 1.61 | 2.58 | 3.35 | 2.46 | 3.65 | 3.38 | 3.95 | 4.49 |
P/FCF ratio |
12.96 | 11.98 | 8.88 | 5.51 | 11.18 | 9.47 | 13.14 | 11.56 | 27.14 | 25.84 |
P/Operating CF |
28.63 | 23.55 | (38.57) | 31.27 | 32.23 | 218.07 | 70.15 | 34.73 | 48.94 | (55.32) |
P/B ratio |
0.62 | 0.62 | 0.62 | 0.80 | 0.87 | 0.75 | 1.11 | 1.01 | 1.42 | 1.21 |
Price to Tangible BV |
0.91 | 0.90 | 0.90 | 1.19 | 1.32 | 1.16 | 1.68 | 1.54 | 1.93 | 1.66 |
EV/Sales |
3.74 | 3.21 | 3.04 | 5.15 | 3.46 | 0.21 | 5.10 | 4.80 | 5.09 | 4.62 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
29.46 | 24.12 | 15.68 | 10.08 | 8.52 | 0.73 | 17.86 | 16.15 | 13.73 | 21.28 |
EV/FCF |
32.31 | 25.27 | 16.72 | 11.00 | 11.56 | 0.82 | 18.36 | 16.41 | 34.99 | 26.58 |
Quick Ratio |
0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.13 | 0.02 | 0.02 | 0.02 | 0.07 |
Current Ratio |
1.01 | 1.01 | 0.98 | 1.03 | 0.90 | 0.95 | 0.99 | 0.97 | 0.92 | 0.97 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
11.49% | 9.64% | 7.89% | 10.90% | 2.12% | 2.21% | 7.64% | 7.49% | 6.58% | 6.21% |
Debt/Equity |
1.01 | 0.76 | 0.64 | 0.90 | 0.16 | 0.17 | 0.55 | 0.54 | 0.59 | 0.56 |
Asset Turnover |
0.05 | 0.05 | 0.05 | 0.04 | 0.03 | 0.05 | 0.04 | 0.05 | 0.04 | 0.04 |
Operating CF/Net income |
1.30 | 0.96 | 1.24 | 1.76 | 1.51 | 2.17 | 1.13 | 1.29 | 1.89 | 1.45 |
Capex/Depreciation |
(2.61) | (0.30) | (0.37) | (0.83) | (1.65) | (0.64) | (0.14) | (0.08) | (3.70) | (0.88) |
| 3.99% | 5.71% | 6.16% | 9.19% | 7.07% | 4.64% | 8.08% | 8.77% | 7.24% | 5.69% | |
| 0.48% | 0.71% | 0.75% | 1.15% | 0.91% | 0.62% | 1.12% | 1.11% | 0.80% | 0.59% | |
ROIC |
2.11% | 2.88% | 3.32% | 4.32% | 5.76% | 13.04% | 4.43% | 4.74% | 5.42% | 5.47% |
Return on Tangible Assets |
26.38% | 40.96% | (254.82%) | 30.70% | (11.72%) | (15.65%) | 170.10% | (158.38%) | (18.40%) | (33.92%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
42.64% | 35.89% | 40.93% | 47.97% | 52.81% | 62.55% | 50.22% | 51.08% | 55.87% | 57.41% |
Intangible Assets out of Total Assets |
0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.03 | 0.03 |
Share Based Compensation of Revenue |
0.71% | 0.88% | 0.91% | 1.87% | 1.93% | 1.19% | 1.10% | 0.98% | 1.01% | 0.98% |
Graham Net Nets |
(1.69) | (1.40) | (1.48) | (1.14) | (1.06) | (0.81) | (0.58) | (0.72) | (0.85) | (0.69) |
Graham Number |
27.49 | 32.93 | 32.84 | 38.42 | 32.07 | 23.84 | 30.26 | 27.48 | 23.68 | 23.49 |
Earnings Yield |
6.46% | 9.12% | 9.69% | 11.28% | 8.06% | 5.48% | 6.93% | 6.71% | 5.01% | 3.31% |
Free Cash Flow Yield |
7.71% | 8.35% | 11.27% | 18.15% | 8.94% | 10.56% | 7.61% | 8.65% | 3.68% | 3.87% |
Revenue per Share |
11.97 | 11.88 | 10.88 | 8.35 | 6.63 | 7.57 | 7.00 | 6.66 | 6.72 | 6.66 |
Operating CF per Share |
1.52 | 1.58 | 2.11 | 4.26 | 2.69 | 2.21 | 2.00 | 1.98 | 2.50 | 1.45 |
Capex per Share |
(0.13) | (0.07) | (0.13) | (0.36) | (0.71) | (0.25) | (0.05) | (0.03) | (1.52) | (0.29) |
Free Cash Flow per Share |
1.38 | 1.51 | 1.98 | 3.91 | 1.99 | 1.97 | 1.94 | 1.95 | 0.98 | 1.16 |
Cash per Share |
2.35 | 2.12 | 2.61 | 2.86 | 3.45 | 21.23 | 2.40 | 2.58 | 3.41 | 13.05 |
Shareholders Equity per Share |
28.95 | 29.21 | 28.19 | 27.00 | 25.53 | 24.77 | 22.99 | 22.22 | 18.74 | 24.77 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
28.95 | 29.21 | 28.19 | 27.00 | 25.53 | 24.77 | 22.99 | 22.22 | 18.74 | 24.77 |
Free Cash Flow |
79.51 | 88.06 | 116.55 | 229.55 | 117.93 | 117.93 | 97.53 | 91.11 | 31.43 | 26.75 |
Working Capital |
141.73 | 119.26 | (160.62) | 337.76 | (1,030.68) | (498.29) | (50.62) | (156.63) | (332.58) | (139.33) |
Capital Expenditures |
(7.70) | (4.19) | (7.71) | (20.90) | (42.04) | (14.73) | (2.72) | (1.44) | (48.70) | (6.67) |
Net Current Asset Value |
(1,741.20) | (1,472.32) | (1,528.83) | (1,436.37) | (1,402.15) | (906.40) | (743.13) | (757.09) | (724.18) | (476.66) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.04 | 0.11 | 0.03 | 0.01 | 0.00 | 0.23 | 0.04 |
Price to Operating Income |
9.52 | 7.97 | 7.56 | 6.43 | 9.17 | 11.51 | 10.87 | 9.37 | 11.59 | 13.36 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.03 | 0.12 | 0.17 | 0.20 | 0.20 | 0.22 | 0.19 | 0.17 | 0.13 | 0.11 |
Cash ROIC |
2.29% | 2.82% | 4.04% | 7.22% | 5.98% | 3.92% | 5.12% | 5.29% | 2.94% | 2.24% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.03 | 0.03 | 0.02 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
14,179.91 | 11,923.92 | 15,986.86 | 65,765.02 | 96,655.54 | 51,623.68 | 43,731.02 | 58,705.40 | 80,828.17 | 116,123.13 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
10,515.38 | 10,250.65 | 10,055.08 | 9,704.01 | 9,580.22 | 7,878.20 | 6,071.67 | 5,078.68 | 4,265.27 | 3,052.21 |
Average Assets |
13,992.79 | 13,479.75 | 13,321.08 | 12,421.76 | 11,593.97 | 9,847.23 | 7,881.15 | 6,466.08 | 5,291.46 | 3,879.99 |
Average Common Equity |
1,682.65 | 1,682.35 | 1,623.70 | 1,551.01 | 1,500.34 | 1,318.62 | 1,096.24 | 820.65 | 586.92 | 405.17 |
Columns are period end dates