NI Holdings, Inc.

NODK Financial Insurance Property & Casualty

NI Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $285.1 million, down 12.3% from fiscal 2024. In the quarter to June 2026, revenue fell 7.66%, EPS grew 101.2% and free cash flow fell 85.5%, each against the same quarter a year earlier.

14.81 0.05 −0.34%
Market cap
$303.2M
P/E
39.3×
Fwd P/E
−5.3×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
Piotroski F-Score

+8 more TTM periods

5 3 5 5
ROE
1.07% (4.29%) (1.73%) 3.18%
ROA
0.47% (2.02%) (0.86%) 1.35%
ROIC
1.26% (4.09%) (1.42%) 3.54%
Return on Tangible Assets
42.32% 5,232.66% (48.71%) 137.21%
Average Days of Receivables
143.17 88.53 84.09 145.53
Free Cash Flow per Share
(0.34) (0.72) (1.29) (1.55)
Free Cash Flow
(7.13) (15.11) (26.86) (32.21)
Capital Expenditures
(0.34) 0.16 0.17 0.31
Other line items
Cash ROIC
(2.66%) (5.18%) (8.72%) (10.70%)
Accounts Receivable Turnover
2.52 3.84 4.13 2.10
Accounts Payable Turnover
1.49 1.72 1.63 1.18
Inventory Turnover
0.00 0.00 0.00 0.00
Average Days of Payables
232.99 195.19 207.17 293.05
Days of Inventory on Hand
0.00 0.00 0.00 0.00
Tax Rate
(0.41) (0.16) 0.00 (0.30)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
32.47% 33.89% 33.66% 33.20%
Share Based Compensation of Revenue
0.37% 0.41% 0.36% 0.41%
Operating CF/Net income
(2.62) 1.47 6.19 (4.15)
Depreciation/Fixed assets
9.39 9.05 8.55 8.07
Capex/Depreciation
(0.01) 0.00 0.00 0.01
Revenue per Share
14.19 13.58 13.09 12.85
Operating CF per Share
(0.32) (0.73) (1.29) (1.56)
Capex per Share
(0.02) 0.01 0.01 0.01
Capex to Sales
0.00 0.00 0.00 0.00

Fold the line items

Columns are period end dates