Friday 6 November 2026
Export NODK’s income statement to Excel — free account
NI Holdings, Inc.
NODK Financial Insurance Property & Casualty
NI Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $285.1 million, down 12.3% from fiscal 2024.
- Revenue
- −10.4%
- EPS
- +437.5%
- Free cash flow
- −85.5%
Quarter to September 2026, against a year earlier
15.27
0.12
−0.78%
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| Older periods | Dec '25 | Mar '26 | Jun '26 | Sep '26 From the 10-Q filed 6 Nov | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
0.00 | 0.00 | 41.67 | 20.52 |
P/S ratio |
0.98 | 0.98 | 1.22 | 1.19 | |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 0.00 | |
P/Operating CF |
21.09 | (144.13) | 358.49 | (20.55) | |
P/B ratio |
1.16 | 1.08 | 1.31 | 1.26 | |
Price to Tangible BV |
1.16 | 1.08 | 1.31 | 1.27 | |
EV/Sales |
0.80 | 0.77 | 1.03 | — | |
EV/EBITDA |
4.66 | 4.05 | 4.33 | — | |
EV/Operating CF |
(14.89) | (7.82) | (8.47) | — | |
EV/FCF |
(15.05) | (7.87) | (8.55) | — | |
Quick Ratio |
0.95 | 1.02 | 1.00 | 0.00 | |
Current Ratio |
0.95 | 1.02 | 1.00 | — | |
Net Debt/EBITDA |
(4.76) | (2.07) | (4.07) | 0.00 | |
Debt/Assets |
0.00% | 0.00% | 0.00% | 0.00% | |
Debt/Equity |
0.00 | 0.00 | 0.00 | 0.00 | |
Asset Turnover |
0.55 | 0.54 | 0.46 | 0.50 | |
Operating CF/Net income |
(4.19) | (0.15) | 6.25 | (2.72) | |
Capex/Depreciation |
0.02 | 0.00 | 0.00 | — | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
40.05% | 34.46% | 30.74% | 28.33% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
0.21% | 0.49% | 0.53% | 0.00% | |
Graham Net Nets |
(0.52) | (0.45) | (0.41) | (0.32) | |
Graham Number |
0.00 | 0.00 | 10.08 | 13.89 | |
Earnings Yield |
(3.68%) | (1.55%) | 2.40% | 4.87% | |
Free Cash Flow Yield |
(5.41%) | (9.98%) | (9.85%) | (0.80%) | |
Revenue per Share |
2.91 | 2.86 | 3.37 | 3.31 | |
Operating CF per Share |
0.63 | (0.09) | 0.04 | (0.73) | |
Capex per Share |
0.02 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
0.65 | (0.09) | 0.04 | (0.73) | |
Cash per Share |
2.46 | 2.76 | 2.48 | 2.17 | |
Shareholders Equity per Share |
11.45 | 11.99 | 11.98 | 11.80 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
11.45 | 11.99 | 11.98 | 11.80 | |
Free Cash Flow |
13.58 | (1.88) | 0.91 | (15.05) | |
Working Capital |
(6.96) | 2.35 | (0.78) | — | |
Capital Expenditures |
0.34 | (0.01) | 0.00 | — | |
Net Current Asset Value |
(144.81) | (121.25) | (135.54) | (258.38) | |
EV/EBIT |
0.00 | 0.00 | 24.61 | — | |
Capex to Sales |
(0.01) | 0.00 | 0.00 | 0.00 | |
Price to Operating Income |
0.00 | 0.00 | 29.23 | 15.42 | |
| Other line items | |||||
Average Receivables |
74.29 | 66.14 | 127.41 | — | |
Average Payables |
116.94 | 113.83 | 142.09 | — | |
Average Assets |
516.27 | 508.74 | 581.59 | 523.36 | |
Average Common Equity |
242.48 | 252.10 | 246.35 | 244.16 |
Columns are period end dates · fundamentals updated 6 Nov 2026