NI Holdings, Inc.

NODK Financial Insurance Property & Casualty

NI Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $285.1 million, down 12.3% from fiscal 2024. In the quarter to June 2026, revenue fell 7.66%, EPS grew 101.2% and free cash flow fell 85.5%, each against the same quarter a year earlier.

14.81 0.05 −0.34%
Market cap
$303.2M
P/E
39.3×
Fwd P/E
−5.3×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
P/E ratio
41.67 0.00 0.00 104.31

+8 more quarters

P/S ratio
1.22 0.98 0.98 0.96
P/FCF ratio
0.00 0.00 0.00 0.00
P/Operating CF
358.49 (144.13) 21.09 (6.36)
P/B ratio
1.31 1.08 1.16 1.17
Price to Tangible BV
1.31 1.08 1.16 1.17
EV/Sales
1.03 0.77 0.80 0.87
EV/EBITDA
4.33 4.05 4.66 3.60
EV/Operating CF
(8.47) (7.82) (14.89) (38.34)
EV/FCF
(8.55) (7.87) (15.05) (36.49)
Quick Ratio
1.00 1.02 0.95 0.99
Current Ratio
1.00 1.02 0.95 0.99
Net Debt/EBITDA
(4.07) (2.07) (4.76) (2.03)
Debt/Assets
0.00% 0.00% 0.00% 0.00%
Debt/Equity
0.00 0.00 0.00 0.00
Asset Turnover
0.46 0.54 0.55 0.54
Operating CF/Net income
6.25 (0.15) (4.19) 26.89
Capex/Depreciation
0.00 0.00 0.02 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
30.74% 34.46% 40.05% 29.03%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
0.53% 0.49% 0.21% 0.40%
Graham Net Nets
(0.41) (0.45) (0.52) (0.56)
Graham Number
10.08 0.00 0.00 5.83
Earnings Yield
2.40% (1.55%) (3.68%) 0.96%
Free Cash Flow Yield
(9.85%) (9.98%) (5.41%) (2.50%)
Revenue per Share
3.37 2.86 2.91 3.65
Operating CF per Share
0.04 (0.09) 0.63 (2.13)
Capex per Share
0.00 0.00 0.02 0.00
Free Cash Flow per Share
0.04 (0.09) 0.65 (2.13)
Cash per Share
2.48 2.76 2.46 1.17
Shareholders Equity per Share
11.98 11.99 11.45 11.61
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
11.98 11.99 11.45 11.61
Free Cash Flow
0.91 (1.88) 13.58 (44.82)
Working Capital
(0.78) 2.35 (6.96) (1.10)
Capital Expenditures
0.00 (0.01) 0.34 (0.02)
Net Current Asset Value
(135.54) (121.25) (144.81) (158.49)
EV/EBIT
24.61 0.00 0.00 59.05
Capex to Sales
0.00 0.00 (0.01) 0.00
Price to Operating Income
29.23 0.00 0.00 64.65
Other line items
Average Receivables
127.41 66.14 74.29 118.12
Average Payables
142.09 113.83 116.94 130.42
Average Assets
581.59 508.74 516.27 551.86
Average Common Equity
246.35 252.10 242.48 242.59

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Columns are period end dates