Saturday 17 October 2026
Export NEWT’s income statement to Excel — free account
NewtekOne, Inc.
NEWT Financial Banks Regional
NewtekOne, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $383.3 million, up 13.2% from fiscal 2024. In the quarter to June 2026, revenue grew 14.7%, EPS fell 9.43%, free cash flow grew 18.3% and total debt rose 55.3%, each against the same quarter a year earlier. Dividend growth for three consecutive years, revenue growth for three; insiders bought in the last twelve months.
11.01
0.07
+0.64%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
8.63 | 8.14 | 9.13 | 10.68 | 12.38 | 7.47 | 12.39 | 7.43 | 6.52 | 5.11 |
Piotroski F-Score |
2 | 4 | 2 | 2 | 4 | 7 | 2 | 3 | 1 | 2 |
P/S ratio |
7.62 | 8.15 | 6.59 | 7.38 | 4.52 | 3.74 | 3.05 | 1.23 | 0.94 | 0.78 |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 0.00 | 23.45 | 4.47 | 0.00 | 0.00 | 0.00 | 0.00 |
P/Operating CF |
26.37 | (229.56) | (13.53) | (10.11) | (7.11) | (58.44) | 6.16 | (4.93) | (3.48) | (1.97) |
P/B ratio |
1.13 | 1.14 | 1.14 | 1.36 | 1.23 | 1.56 | 1.07 | 1.46 | 1.15 | 0.86 |
Price to Tangible BV |
1.21 | 1.20 | 1.23 | 1.47 | 1.33 | 1.68 | 1.16 | 2.09 | 1.48 | 1.03 |
EV/Sales |
8.43 | 9.01 | 11.96 | 13.60 | 7.92 | 5.14 | 6.20 | 5.15 | 5.80 | 6.54 |
EV/EBITDA |
0.00 | 0.00 | 60.01 | 45.44 | 12.53 | 5.45 | 7.42 | 7.86 | 8.94 | 12.99 |
EV/Operating CF |
(18.52) | (4.81) | (8.04) | (9.07) | 41.12 | 6.14 | (13.06) | (8.24) | (12.84) | (4.33) |
EV/FCF |
(18.04) | (4.78) | (7.97) | (9.05) | 41.14 | 6.14 | (13.06) | (8.22) | (12.80) | (4.33) |
Quick Ratio |
0.18 | 0.16 | 1.24 | 1.66 | 1.08 | 3.80 | 5.86 | 1.10 | 0.76 | 0.71 |
Current Ratio |
0.30 | 0.27 | 1.24 | 1.66 | 1.08 | 3.80 | 5.86 | 1.10 | 0.76 | 0.71 |
Net Debt/EBITDA |
(2.71) | (7.78) | 26.92 | 20.78 | 4.99 | 1.64 | 3.76 | 5.98 | 7.49 | 11.44 |
Debt/Assets |
11.96% | 10.40% | 45.45% | 50.40% | 43.45% | 39.95% | 53.99% | 77.48% | 81.61% | 81.55% |
Debt/Equity |
0.23 | 0.19 | 1.03 | 1.25 | 1.08 | 1.05 | 1.44 | 4.45 | 5.67 | 5.63 |
Asset Turnover |
0.08 | 0.08 | 0.08 | 0.08 | 0.11 | 0.18 | 0.13 | 0.22 | 0.19 | 0.16 |
Operating CF/Net income |
(0.52) | (1.87) | (2.06) | (2.16) | 0.53 | 1.67 | (1.93) | (3.69) | (3.11) | (9.96) |
Capex/Depreciation |
0.04 | 0.06 | (0.49) | (0.04) | 0.00 | 0.00 | 0.00 | 0.03 | 0.04 | 0.00 |
Interest Coverage |
(0.10) | 0.31 | 0.53 | 0.72 | 2.79 | 7.20 | 4.00 | — | — | — |
| 13.22% | 15.99% | 12.61% | 13.49% | 10.16% | 22.64% | 8.29% | 15.17% | 19.47% | 18.59% | |
| 7.24% | 8.46% | 6.08% | 5.67% | 4.10% | 8.87% | 3.14% | 3.78% | 2.82% | 2.42% | |
ROIC |
(2.47%) | (1.58%) | (0.85%) | (0.51%) | 3.06% | 14.45% | 8.33% | 9.14% | 7.45% | 5.90% |
Return on Tangible Assets |
(28.57%) | (29.84%) | 250.44% | 122.59% | 415.41% | 49.36% | 31.01% | 1,085.80% | (453.03%) | (473.41%) |
Average Days of Receivables |
28.31 | 80.09 | 314.15 | 315.00 | 208.74 | 96.60 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
82.17% | 76.01% | 62.77% | 41.38% | 25.59% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.05 | 0.03 | 0.02 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.04% | 1.20% | 1.07% |
Graham Net Nets |
(0.64) | (0.61) | (0.89) | (0.89) | (0.95) | (0.67) | (1.24) | (3.40) | (5.43) | (7.75) |
Graham Number |
24.66 | 28.52 | 25.69 | 28.20 | 23.96 | 38.41 | 21.63 | 19.84 | 22.11 | 25.75 |
Earnings Yield |
11.58% | 12.29% | 10.95% | 9.36% | 8.08% | 13.39% | 8.07% | 13.46% | 15.35% | 19.56% |
Free Cash Flow Yield |
(6.13%) | (23.13%) | (22.76%) | (20.35%) | 4.26% | 22.37% | (15.54%) | (50.82%) | (48.17%) | (193.91%) |
Revenue per Share |
2.13 | 2.25 | 2.65 | 3.07 | 4.36 | 7.38 | 5.43 | 11.18 | 13.58 | 14.56 |
Operating CF per Share |
(0.97) | (4.21) | (3.94) | (4.60) | 0.84 | 6.18 | (2.58) | (6.97) | (6.13) | (22.00) |
Capex per Share |
(0.03) | (0.03) | (0.03) | (0.01) | 0.00 | 0.00 | 0.00 | (0.02) | (0.02) | 0.00 |
Free Cash Flow per Share |
(1.00) | (4.24) | (3.97) | (4.61) | 0.84 | 6.18 | (2.58) | (6.99) | (6.15) | (22.01) |
Cash per Share |
1.57 | 1.19 | 1.68 | 1.72 | 2.43 | 8.20 | 5.19 | 1.91 | 1.41 | 1.17 |
Shareholders Equity per Share |
14.38 | 16.06 | 15.36 | 16.67 | 16.05 | 17.72 | 15.51 | 10.26 | 11.88 | 15.10 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
14.38 | 16.06 | 15.36 | 16.67 | 16.05 | 17.72 | 15.51 | 10.26 | 11.88 | 15.10 |
Free Cash Flow |
(14.47) | (73.38) | (74.29) | (89.08) | 17.75 | 140.92 | (62.43) | (169.68) | (153.45) | (579.35) |
Working Capital |
(95.58) | (130.63) | 14.25 | 33.56 | 8.09 | 170.46 | 104.18 | 4.23 | (10.87) | (12.29) |
Capital Expenditures |
(0.37) | (0.45) | (0.63) | (0.13) | (0.01) | — | (0.01) | (0.46) | (0.44) | (0.11) |
Net Current Asset Value |
(150.81) | (192.85) | (291.93) | (390.80) | (397.47) | (421.28) | (497.94) | (1,134.15) | (1,728.46) | (2,316.58) |
EV/EBIT |
0.00 | 99.76 | 69.01 | 54.48 | 14.65 | 5.85 | 7.75 | 7.28 | 8.49 | 10.19 |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Price to Operating Income |
0.00 | 0.00 | 0.00 | 0.00 | 13.02 | 4.26 | 3.82 | 1.74 | 1.38 | 1.21 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash ROIC |
(5.17%) | (20.79%) | (12.07%) | (11.76%) | 2.35% | 13.91% | (6.00%) | (12.09%) | (7.62%) | (21.73%) |
Accounts Receivable Turnover |
1.80 | 7.11 | 1.94 | 1.26 | 1.77 | 3.46 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.40 | 0.67 | 0.92 |
Inventory Turnover |
— | — | — | — | — | — | — | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1,163.23 | 568.13 | 404.89 |
Days of Inventory on Hand |
— | — | — | — | — | — | — | 0.00 | 0.00 | 0.00 |
Average Receivables |
17.24 | 5.47 | 25.58 | 46.90 | 51.95 | 48.63 | — | — | — | — |
Average Payables |
11.42 | 15.39 | 20.94 | 22.92 | 15.27 | 10.33 | 16.18 | 29.36 | 39.05 | 41.88 |
Average Assets |
376.94 | 460.53 | 586.48 | 725.38 | 819.20 | 948.77 | 1,027.73 | 1,214.21 | 1,744.71 | 2,402.37 |
Average Common Equity |
206.52 | 243.71 | 282.89 | 304.84 | 330.79 | 371.62 | 389.62 | 302.33 | 252.93 | 312.97 |
Columns are period end dates