nCino Inc.

NCNO Technology Software Application

nCino Inc.’s revenue for fiscal 2026 (year ended January 2026) was $594.8 million, up 10.0% from fiscal 2025. In the quarter to July 2026, revenue grew 8.19%, EPS grew 138.5%, free cash flow grew 170.1% and total debt rose 27.6%, each against the same quarter a year earlier. Revenue growth for five consecutive years.

20.51 0.61 −2.89%
Market cap
$2.2B
P/E
66.2×
Fwd P/E
43.6×
Dividend yield
—
F-score
6/9
Altman Z
2.49
Beneish M
−2.65
Dividend safety
n/a
Jul '26 Apr '26 Jan '26 Oct '25 Older periods
P/E ratio
59.55 134.46 418.40 0.00

+8 more quarters

P/S ratio
3.11 3.11 3.97 5.20
P/FCF ratio
14.65 17.12 28.60 51.11
P/Operating CF
56.62 23.30 182.53 601.93
P/B ratio
2.08 1.95 2.24 2.93
Price to Tangible BV
0.00 0.00 0.00 0.00
EV/Sales
3.50 3.45 4.27 5.49
EV/EBITDA
20.23 24.98 41.39 61.96
EV/Operating CF
16.31 17.99 28.18 47.98
EV/FCF
16.49 19.03 30.74 53.92
Quick Ratio
0.72 0.76 0.87 0.84
Current Ratio
0.85 0.89 1.00 1.01
Net Debt/EBITDA
8.53 5.87 10.27 6.40
Debt/Assets
20.74% 19.51% 16.06% 16.34%
Debt/Equity
0.35 0.32 0.25 0.24
Asset Turnover
0.39 0.37 0.37 0.38
Operating CF/Net income
6.73 5.97 1.55 0.78
Capex/Depreciation
(0.01) (0.04) (0.03) (0.01)
Interest Coverage
2.61 4.71 0.67 2.70
Research and Development Expense of Revenue
19.27% 18.11% 20.03% 19.41%
Selling, General and Administrative Expense of Revenue
34.86% 31.96% 39.50% 34.46%
Intangible Assets out of Total Assets
0.76 0.75 0.74 0.78
Share Based Compensation of Revenue
11.18% 8.72% 14.17% 11.99%
Graham Net Nets
(0.21) (0.20) (0.13) (0.10)
Graham Number
7.86 5.11 3.24 0.00
Earnings Yield
1.68% 0.74% 0.24% (0.67%)
Free Cash Flow Yield
6.83% 5.84% 3.50% 1.96%
Revenue per Share
1.54 1.47 1.33 1.33
Operating CF per Share
0.33 0.75 0.11 0.04
Capex per Share
0.00 (0.01) 0.00 0.00
Free Cash Flow per Share
0.32 0.74 0.11 0.04
Cash per Share
0.79 0.95 0.78 0.77
Shareholders Equity per Share
8.87 8.94 9.35 9.10
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
8.87 8.94 9.35 9.10
Free Cash Flow
34.00 80.79 12.48 4.90
Working Capital
(43.85) (32.43) (0.99) 1.14
Capital Expenditures
(0.19) (0.61) (0.46) (0.17)
Net Current Asset Value
(399.02) (370.04) (298.69) (310.46)
EV/EBIT
44.22 79.95 680.94 0.00
Capex to Sales
0.00 0.00 0.00 0.00
Price to Operating Income
39.30 71.95 633.63 0.00
Other line items
Average Receivables
110.42 114.58 156.66 75.98
Average Payables
14.45 15.41 14.08 12.33
Average Assets
1,593.89 1,629.39 1,629.24 1,538.89
Average Common Equity
993.33 1,021.29 1,072.61 1,064.88

Fold the line items

Columns are period end dates