Saturday 17 October 2026 Export NCNO’s income statement to Excel — free account

nCino Inc.

nCino Inc.’s revenue for fiscal 2026 (year ended January 2026) was $594.8 million, up 10.0% from fiscal 2025. In the quarter to July 2026, revenue grew 8.19%, EPS grew 138.5%, free cash flow grew 170.1% and total debt rose 27.6%, each against the same quarter a year earlier. Revenue growth for five consecutive years.

20.51 0.61 −2.89%

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Market cap: $2.2B
P/E: 66.2×
Fwd P/E: 43.6×
Dividend yield: —
F-score: 6/9
Altman Z: 2.49
Beneish M: −2.65
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Jan '26	Jan '25	Jan '24	Jan '23	Jan '22	Jan '21	Jan '20	Jan '19	Jan '18
Piotroski F-Score Full definition →	6	6	7	2	4	—	—	—	—
P/E ratio Full definition →	418.40	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Altman Z-Score Full definition →	2.49	4.51	7.23	6.01	11.21	27.70	—	—	—
P/S ratio Full definition →	3.97	7.24	7.44	7.75	16.19	30.84	48.81	48.81	48.81
P/FCF ratio Full definition →	28.60	73.99	66.35	0.00	0.00	1,290.04	0.00	0.00	0.00
Altman Z″-Score (non-manufacturers) Full definition →	1.14	1.55	2.90	2.32	3.96	5.59	1.59	—	—
P/Operating CF Full definition →	182.53	(390.92)	435.31	(143.67)	(210.56)	(528.35)	886.24	886.24	886.24
Beneish M-Score Full definition →	(2.65)	(2.61)	(2.70)	(2.60)	(0.56)	(2.74)	—	—	—
P/B ratio Full definition →	2.24	3.60	3.38	3.09	4.15	14.82	45.58	45.58	45.58
Price to Tangible BV Full definition →	0.00	0.00	37.44	99.44	96.33	18.27	45.58	45.58	45.58
EV/Sales Full definition →	4.27	7.43	7.32	7.76	15.99	29.10	48.16	48.16	48.16
EV/EBITDA Full definition →	41.39	132.29	219.85	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	28.18	72.73	60.91	(205.90)	(227.72)	644.70	(12,954.51)	(12,954.51)	(12,954.51)
EV/FCF Full definition →	30.74	75.84	65.27	(92.38)	(177.34)	1,217.32	(995.56)	(995.56)	(995.56)
Quick Ratio Full definition →	0.87	1.06	1.05	0.88	0.93	3.69	1.76	2.00	3.00
Current Ratio Full definition →	1.00	1.20	1.17	1.01	1.05	3.82	1.90	2.10	3.11
Net Debt/EBITDA Full definition →	2.88	3.23	(3.65)	(0.07)	0.97	11.65	4.49	3.40	4.55
Debt/Assets Full definition →	16.06%	13.59%	4.04%	6.43%	2.62%	2.89%	0.00%	0.00%	0.00%
Debt/Equity Full definition →	0.25	0.20	0.05	0.08	0.03	0.04	0.00	0.00	0.00
Asset Turnover Full definition →	0.37	0.37	0.36	0.31	0.29	0.50	1.10	0.00	0.50
Operating CF/Net income Full definition →	17.39	(1.46)	(1.35)	0.15	0.39	(0.23)	0.33	0.21	0.86
Capex/Depreciation Full definition →	(0.13)	(0.05)	(0.07)	(0.44)	(0.35)	(0.36)	(0.73)	(5.46)	0.00
Interest Coverage Full definition →	0.21	(2.07)	(9.56)	(33.49)	(47.13)	(327.75)	(28.51)	(19.46)	(144.42)
ROE Full definition →	0.48%	(3.54%)	(4.08%)	(9.82%)	(6.62%)	(13.68%)	(23.66%)	(30.98%)	(25.81%)
ROA Full definition →	0.32%	(2.57%)	(3.17%)	(7.82%)	(5.30%)	(9.97%)	(22.06%)	0.00%	(15.96%)
ROIC Full definition →	0.19%	(0.95%)	(2.49%)	(5.72%)	(4.40%)	(38.03%)	(23.14%)	0.00%	0.00%
Return on Tangible Assets Full definition →	6.94%	(30.14%)	(36.86%)	(118.78%)	(70.83%)	(11.37%)	(33.58%)	(33.29%)	(23.83%)
Average Days of Receivables Full definition →	102.20	99.10	86.53	88.94	99.33	99.19	114.66	119.63	150.67
Research and Development Expense of Revenue Full definition →	21.44%	23.94%	24.62%	29.78%	28.98%	28.52%	25.55%	24.29%	28.02%
Selling, General and Administrative Expense of Revenue Full definition →	38.49%	39.49%	43.50%	51.71%	56.39%	49.20%	48.47%	50.33%	50.79%
Intangible Assets out of Total Assets Full definition →	0.74	0.73	0.71	0.75	0.79	0.14	0.33	0.00	0.00
Share Based Compensation of Revenue Full definition →	12.42%	13.24%	12.18%	12.30%	10.40%	12.34%	4.16%	4.47%	0.00%
Graham Net Nets Full definition →	(0.13)	(0.06)	(0.01)	(0.03)	(0.01)	0.05	0.02	0.02	0.02
Graham Number Full definition →	3.24	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Earnings Yield Full definition →	0.24%	(1.00%)	(1.21%)	(3.25%)	(1.11%)	(0.63%)	(0.39%)	(0.39%)	(0.39%)
Free Cash Flow Yield Full definition →	3.50%	1.35%	1.51%	(1.08%)	(0.56%)	0.08%	(0.10%)	(0.10%)	(0.10%)
Revenue per Share Full definition →	5.27	4.69	4.23	3.69	2.83	2.33	1.76	1.23	0.65
Operating CF per Share Full definition →	0.80	0.48	0.51	(0.14)	(0.20)	0.11	(0.11)	(0.06)	(0.18)
Capex per Share Full definition →	(0.07)	(0.02)	(0.03)	(0.17)	(0.06)	(0.05)	(0.07)	(0.11)	0.00
Free Cash Flow per Share Full definition →	0.73	0.46	0.47	(0.31)	(0.26)	0.06	(0.19)	(0.17)	(0.18)
Cash per Share Full definition →	0.78	1.05	0.99	0.74	0.91	4.24	1.16	0.99	0.90
Shareholders Equity per Share Full definition →	9.35	9.46	9.31	9.26	11.04	4.85	2.14	0.00	0.87
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	9.35	9.46	9.31	9.26	11.04	4.85	2.14	0.00	0.87
Free Cash Flow Full definition →	82.56	52.93	53.46	(34.28)	(24.69)	4.88	(14.76)	(12.55)	(15.96)
Working Capital Full definition →	(0.99)	50.74	35.74	2.04	9.13	326.54	68.70	57.00	74.00
Capital Expenditures Full definition →	(7.50)	(2.27)	(3.83)	(18.90)	(5.46)	(4.34)	(5.76)	(7.96)	(2.84)
Net Current Asset Value Full definition →	(298.69)	(218.82)	(40.48)	(96.00)	(49.88)	304.01	62.40	109.00	74.00
EV/EBIT Full definition →	680.94	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.01	0.00	0.01	0.05	0.02	0.02	0.04	0.09	0.00
Price to Operating Income Full definition →	633.63	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other line items
Depreciation/Fixed assets Full definition →	0.76	0.65	0.70	0.51	0.26	0.40	0.58	0.15	0.24
Cash ROIC Full definition →	5.86%	3.70%	4.40%	(2.88%)	(2.08%)	0.60%	(5.71%)	(16.96%)	(10.04%)
Accounts Receivable Turnover Full definition →	3.80	4.16	4.49	4.69	4.21	4.13	3.76	3.39	2.15
Accounts Payable Turnover Full definition →	16.66	16.94	16.14	14.59	12.83	16.53	16.72	18.58	10.85
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	22.59	23.06	22.57	25.56	37.24	24.84	26.58	23.57	23.48
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	156.66	129.88	106.24	87.01	65.02	49.46	36.70	27.00	27.07
Average Payables Full definition →	14.08	12.74	11.86	11.62	8.68	5.33	3.83	2.50	2.87
Average Assets Full definition →	1,629.24	1,475.41	1,333.85	1,314.14	932.21	406.78	125.08	0.00	116.47
Average Common Equity Full definition →	1,072.61	1,069.24	1,036.63	1,045.85	746.40	296.23	116.64	72.00	72.03

Fold the line items

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