Saturday 17 October 2026 Export NCNO’s income statement to Excel — free account

nCino Inc.

nCino Inc.’s revenue for fiscal 2026 (year ended January 2026) was $594.8 million, up 10.0% from fiscal 2025. In the quarter to July 2026, revenue grew 8.19%, EPS grew 138.5%, free cash flow grew 170.1% and total debt rose 27.6%, each against the same quarter a year earlier. Revenue growth for five consecutive years.

20.51 0.61 −2.89%

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Market cap: $2.2B
P/E: 66.2×
Fwd P/E: 43.6×
Dividend yield: —
F-score: 6/9
Altman Z: 2.49
Beneish M: −2.65
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Jan '18	Jan '19	Jan '20	Jan '21	Jan '22	Jan '23	Jan '24	Jan '25	Jan '26
Piotroski F-Score Full definition →	—	—	—	—	4	2	7	6	6
P/E ratio Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	418.40
Altman Z-Score Full definition →	—	—	—	27.70	11.21	6.01	7.23	4.51	2.49
P/S ratio Full definition →	48.81	48.81	48.81	30.84	16.19	7.75	7.44	7.24	3.97
P/FCF ratio Full definition →	0.00	0.00	0.00	1,290.04	0.00	0.00	66.35	73.99	28.60
Altman Z″-Score (non-manufacturers) Full definition →	—	—	1.59	5.59	3.96	2.32	2.90	1.55	1.14
P/Operating CF Full definition →	886.24	886.24	886.24	(528.35)	(210.56)	(143.67)	435.31	(390.92)	182.53
Beneish M-Score Full definition →	—	—	—	(2.74)	(0.56)	(2.60)	(2.70)	(2.61)	(2.65)
P/B ratio Full definition →	45.58	45.58	45.58	14.82	4.15	3.09	3.38	3.60	2.24
Price to Tangible BV Full definition →	45.58	45.58	45.58	18.27	96.33	99.44	37.44	0.00	0.00
EV/Sales Full definition →	48.16	48.16	48.16	29.10	15.99	7.76	7.32	7.43	4.27
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	219.85	132.29	41.39
EV/Operating CF Full definition →	(12,954.51)	(12,954.51)	(12,954.51)	644.70	(227.72)	(205.90)	60.91	72.73	28.18
EV/FCF Full definition →	(995.56)	(995.56)	(995.56)	1,217.32	(177.34)	(92.38)	65.27	75.84	30.74
Quick Ratio Full definition →	3.00	2.00	1.76	3.69	0.93	0.88	1.05	1.06	0.87
Current Ratio Full definition →	3.11	2.10	1.90	3.82	1.05	1.01	1.17	1.20	1.00
Net Debt/EBITDA Full definition →	4.55	3.40	4.49	11.65	0.97	(0.07)	(3.65)	3.23	2.88
Debt/Assets Full definition →	0.00%	0.00%	0.00%	2.89%	2.62%	6.43%	4.04%	13.59%	16.06%
Debt/Equity Full definition →	0.00	0.00	0.00	0.04	0.03	0.08	0.05	0.20	0.25
Asset Turnover Full definition →	0.50	0.00	1.10	0.50	0.29	0.31	0.36	0.37	0.37
Operating CF/Net income Full definition →	0.86	0.21	0.33	(0.23)	0.39	0.15	(1.35)	(1.46)	17.39
Capex/Depreciation Full definition →	0.00	(5.46)	(0.73)	(0.36)	(0.35)	(0.44)	(0.07)	(0.05)	(0.13)
Interest Coverage Full definition →	(144.42)	(19.46)	(28.51)	(327.75)	(47.13)	(33.49)	(9.56)	(2.07)	0.21
ROE Full definition →	(25.81%)	(30.98%)	(23.66%)	(13.68%)	(6.62%)	(9.82%)	(4.08%)	(3.54%)	0.48%
ROA Full definition →	(15.96%)	0.00%	(22.06%)	(9.97%)	(5.30%)	(7.82%)	(3.17%)	(2.57%)	0.32%
ROIC Full definition →	0.00%	0.00%	(23.14%)	(38.03%)	(4.40%)	(5.72%)	(2.49%)	(0.95%)	0.19%
Return on Tangible Assets Full definition →	(23.83%)	(33.29%)	(33.58%)	(11.37%)	(70.83%)	(118.78%)	(36.86%)	(30.14%)	6.94%
Average Days of Receivables Full definition →	150.67	119.63	114.66	99.19	99.33	88.94	86.53	99.10	102.20
Research and Development Expense of Revenue Full definition →	28.02%	24.29%	25.55%	28.52%	28.98%	29.78%	24.62%	23.94%	21.44%
Selling, General and Administrative Expense of Revenue Full definition →	50.79%	50.33%	48.47%	49.20%	56.39%	51.71%	43.50%	39.49%	38.49%
Intangible Assets out of Total Assets Full definition →	0.00	0.00	0.33	0.14	0.79	0.75	0.71	0.73	0.74
Share Based Compensation of Revenue Full definition →	0.00%	4.47%	4.16%	12.34%	10.40%	12.30%	12.18%	13.24%	12.42%
Graham Net Nets Full definition →	0.02	0.02	0.02	0.05	(0.01)	(0.03)	(0.01)	(0.06)	(0.13)
Graham Number Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	3.24
Earnings Yield Full definition →	(0.39%)	(0.39%)	(0.39%)	(0.63%)	(1.11%)	(3.25%)	(1.21%)	(1.00%)	0.24%
Free Cash Flow Yield Full definition →	(0.10%)	(0.10%)	(0.10%)	0.08%	(0.56%)	(1.08%)	1.51%	1.35%	3.50%
Revenue per Share Full definition →	0.65	1.23	1.76	2.33	2.83	3.69	4.23	4.69	5.27
Operating CF per Share Full definition →	(0.18)	(0.06)	(0.11)	0.11	(0.20)	(0.14)	0.51	0.48	0.80
Capex per Share Full definition →	0.00	(0.11)	(0.07)	(0.05)	(0.06)	(0.17)	(0.03)	(0.02)	(0.07)
Free Cash Flow per Share Full definition →	(0.18)	(0.17)	(0.19)	0.06	(0.26)	(0.31)	0.47	0.46	0.73
Cash per Share Full definition →	0.90	0.99	1.16	4.24	0.91	0.74	0.99	1.05	0.78
Shareholders Equity per Share Full definition →	0.87	0.00	2.14	4.85	11.04	9.26	9.31	9.46	9.35
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	0.87	0.00	2.14	4.85	11.04	9.26	9.31	9.46	9.35
Free Cash Flow Full definition →	(15.96)	(12.55)	(14.76)	4.88	(24.69)	(34.28)	53.46	52.93	82.56
Working Capital Full definition →	74.00	57.00	68.70	326.54	9.13	2.04	35.74	50.74	(0.99)
Capital Expenditures Full definition →	(2.84)	(7.96)	(5.76)	(4.34)	(5.46)	(18.90)	(3.83)	(2.27)	(7.50)
Net Current Asset Value Full definition →	74.00	109.00	62.40	304.01	(49.88)	(96.00)	(40.48)	(218.82)	(298.69)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	680.94
Capex to Sales Full definition →	0.00	0.09	0.04	0.02	0.02	0.05	0.01	0.00	0.01
Price to Operating Income Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	633.63
Other line items
Depreciation/Fixed assets Full definition →	0.24	0.15	0.58	0.40	0.26	0.51	0.70	0.65	0.76
Cash ROIC Full definition →	(10.04%)	(16.96%)	(5.71%)	0.60%	(2.08%)	(2.88%)	4.40%	3.70%	5.86%
Accounts Receivable Turnover Full definition →	2.15	3.39	3.76	4.13	4.21	4.69	4.49	4.16	3.80
Accounts Payable Turnover Full definition →	10.85	18.58	16.72	16.53	12.83	14.59	16.14	16.94	16.66
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	23.48	23.57	26.58	24.84	37.24	25.56	22.57	23.06	22.59
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	27.07	27.00	36.70	49.46	65.02	87.01	106.24	129.88	156.66
Average Payables Full definition →	2.87	2.50	3.83	5.33	8.68	11.62	11.86	12.74	14.08
Average Assets Full definition →	116.47	0.00	125.08	406.78	932.21	1,314.14	1,333.85	1,475.41	1,629.24
Average Common Equity Full definition →	72.03	72.00	116.64	296.23	746.40	1,045.85	1,036.63	1,069.24	1,072.61

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