nCino Inc.

NCNO Technology Software Application

nCino Inc.’s revenue for fiscal 2026 (year ended January 2026) was $594.8 million, up 10.0% from fiscal 2025. In the quarter to July 2026, revenue grew 8.19%, EPS grew 138.5%, free cash flow grew 170.1% and total debt rose 27.6%, each against the same quarter a year earlier. Revenue growth for five consecutive years.

20.51 0.61 −2.89%
Market cap
$2.2B
P/E
66.2×
Fwd P/E
43.6×
Dividend yield
—
F-score
6/9
Altman Z
2.49
Beneish M
−2.65
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Jan '26 Jan '25 Jan '24 Jan '23 Jan '22 Jan '21 Jan '20 Jan '19 Jan '18
Revenue
594.78 540.66 476.54 408.32 273.87 204.29 138.18 91.53 58.14
Revenue Growth
10.01% 13.45% 16.71% 49.09% 34.06% 47.85% 50.96% 57.43% (36.48%)
Cost of Revenue
234.61 215.87 191.47 169.61 111.41 88.14 64.07 46.45 31.10
Gross Profit
360.17 324.79 285.07 238.71 162.45 116.16 74.11 45.08 27.05
R&D Expenses
127.53 129.42 117.31 121.58 79.36 58.26 35.30 22.23 16.29
SG&A Expenses
228.91 213.50 207.27 211.15 154.45 100.50 66.98 46.07 29.53
Operating Income
3.73 (18.13) (39.51) (94.01) (71.36) (42.61) (28.17) (23.22) —
Non-operating Income/Expense
2.98 (17.43) (2.42) (3.76) (2.60) 1.92 1.02 1.10 (0.02)
Non-operating Interest Expenses
17.46 8.76 4.14 2.81 1.51 0.13 0.99 1.19 0.26
EBT
6.71 (35.56) (41.94) (97.77) (73.95) (40.68) (27.15) (22.11) (18.54)
Income Tax Provision
(3.00) (2.51) 1.59 4.07 (23.83) 0.59 0.59 0.19 0.05
Income after Tax
9.70 (33.05) (43.53) (101.84) (50.12) (41.27) (27.73) (22.31) —
Non-Controlling Interest
4.52 4.83 (1.18) 0.88 (0.67) (0.73) (0.14) — —
Net Income Common
5.18 (37.88) (42.35) (102.72) (49.45) (40.54) (27.59) (22.31) (18.59)
EPS (Basic)
0.05 (0.33) (0.38) (0.93) (0.51) (0.35) (0.35) (0.30) (0.21)
EPS (Diluted)
0.05 (0.33) (0.38) (0.93) (0.51) (0.35) (0.35) (0.30) (0.21)
Shares (Basic, Weighted)
112.88 115.16 112.67 110.62 96.72 87.68 78.32 74.59 89.64
Shares (Diluted, Weighted)
114.35 115.16 112.67 110.62 96.72 87.68 78.32 74.59 89.64
Gross Margin
60.55% 60.07% 59.82% 58.46% 59.32% 56.86% 53.63% 49.25% 46.52%
EBIT Margin
0.63% (3.35%) (8.29%) (23.02%) (26.06%) (20.86%) (20.39%) (25.36%) (64.58%)
EBT margin
1.13% (6.58%) (8.80%) (23.95%) (27.00%) (19.91%) (19.65%) (24.16%) (31.89%)
Net Profit Margin
0.87% (7.01%) (8.89%) (25.16%) (18.05%) (19.84%) (19.97%) (24.37%) (31.97%)
Free Cash Flow Margin
13.88% 9.79% 11.22% (8.40%) (9.02%) 2.39% (10.68%) (13.72%) (27.45%)
EBITDA
61.32 30.35 15.87 (50.72) (55.57) (30.49) (20.32) (21.76) (17.80)
EBIT
3.73 (18.13) (39.51) (94.01) (71.36) (42.61) (28.17) (23.22) (37.55)
Income from Continuous Operations
9.70 (33.05) (43.53) (101.84) (50.12) (41.27) (27.73) (22.31) —
Consolidated Net Income/Loss
9.70 (33.05) (43.53) (101.84) (50.12) (41.27) (27.73) (22.31) (18.59)
EPS (Basic, from Continuous Ops)
0.09 (0.29) (0.39) (0.92) (0.52) (0.47) (0.35) (0.30) —
EPS (Basic, Consolidated)
0.09 (0.29) (0.39) (0.92) (0.52) (0.47) (0.35) (0.30) —
EPS (Diluted, from Cont. Ops)
0.08 (0.29) (0.39) (0.92) (0.52) (0.47) (0.35) (0.30) —
Shares (Diluted, Average)
114.35 115.16 112.67 110.62 96.72 78.32 — — —
EPS (Diluted, Consolidated)
0.08 (0.29) (0.39) (0.92) (0.52) (0.47) (0.35) (0.30) —
EBITDA Margin
10.31% 5.61% 3.33% (12.42%) (20.29%) (14.93%) (14.70%) (23.77%) (30.62%)
Operating Cash Flow Margin
15.14% 10.21% 12.02% (3.77%) (7.02%) 4.51% (6.51%) (5.01%) (27.45%)

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In millions of $ except per-share values · columns are period end dates