Lloyds Banking Group PLC LYG
5.77
0.12
2.12%
as of 25 Sep
- Market cap
- $82.7B
- P/E
- 16.3×
Follow LYG
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
87.74 | 42.00 | 32.65 | 19.52 | 27.76 | 12.15 | 14.91 | 13.00 | 10.89 | 21.23 |
P/S ratio |
3.11 | 3.38 | 1.91 | 0.69 | 0.76 | 1.54 | 2.38 | 1.97 | 2.68 | 4.97 |
P/FCF ratio |
0.88 | 1.18 | 0.92 | 2.92 | 7.29 | 0.00 | 0.00 | 2.46 | 14.60 | 2.76 |
P/Operating CF |
3.00 | 4.03 | (6.29) | 47.24 | (0.91) | (2.67) | 2.87 | 2.16 | (11.74) | 8.02 |
P/B ratio |
1.01 | 1.18 | 0.89 | 1.02 | 0.56 | 0.72 | 0.78 | 0.70 | 0.71 | 1.28 |
Price to Tangible BV |
1.09 | 1.27 | 1.03 | 1.20 | 0.66 | 0.83 | 0.95 | 0.86 | 0.86 | 1.55 |
EV/Sales |
(2.70) | (4.04) | (3.06) | 1.26 | (2.90) | (7.47) | (9.30) | (9.92) | (12.94) | (12.20) |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
(0.70) | (1.29) | (1.32) | 4.08 | (10.89) | 17.97 | 4.86 | (8.64) | (17.68) | (5.09) |
EV/FCF |
(0.76) | (1.41) | (1.47) | 5.35 | (27.77) | 12.11 | 4.14 | (12.35) | (70.58) | (6.78) |
Quick Ratio |
0.41 | 0.45 | 0.45 | 0.46 | 0.48 | 0.56 | 0.54 | 0.56 | 0.54 | 0.56 |
Current Ratio |
1.41 | 1.41 | 1.47 | 1.53 | 1.47 | 1.46 | 1.47 | 1.48 | 1.45 | 1.48 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
11.76% | 11.13% | 13.64% | 13.77% | 11.67% | 9.55% | 9.63% | 9.74% | 8.93% | 9.34% |
Debt/Equity |
1.98 | 1.84 | 2.17 | 2.40 | 2.06 | 1.59 | 1.78 | 1.81 | 1.76 | 1.84 |
Asset Turnover |
0.06 | 0.05 | 0.03 | 0.06 | 0.04 | 0.05 | 0.01 | 0.05 | 0.06 | 0.04 |
Operating CF/Net income |
1.19 | (0.91) | (2.87) | 4.59 | 31.41 | 1.24 | 4.38 | 1.38 | (1.12) | 1.36 |
Capex/Depreciation |
(0.87) | (0.93) | (0.91) | (0.76) | (0.64) | (0.63) | (0.96) | (1.52) | (1.18) | (1.37) |
| 4.01% | 6.98% | 7.92% | 4.90% | 1.78% | 10.79% | 9.42% | 10.43% | 8.53% | 9.09% | |
| 0.24% | 0.42% | 0.49% | 0.29% | 0.10% | 0.63% | 0.54% | 0.56% | 0.44% | 0.46% | |
ROIC |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Return on Tangible Assets |
0.83% | 1.62% | 1.62% | 0.94% | 0.34% | 2.23% | 2.05% | 2.06% | 1.71% | 1.64% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
68.89% | 64.95% | 51.07% | 74.77% | 72.69% | 77.22% | (53.05%) | 43.50% | 51.81% | 22.08% |
Intangible Assets out of Total Assets |
0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(1.74) | (1.36) | (2.30) | (16.84) | (5.06) | (1.10) | (3.84) | (3.21) | (3.53) | (10.04) |
Graham Number |
0.00 | 0.00 | 0.00 | 3.52 | 2.36 | 4.10 | 3.11 | 4.66 | 0.00 | 0.00 |
Earnings Yield |
1.14% | 2.38% | 3.06% | 5.12% | 3.60% | 8.23% | 6.71% | 7.69% | 9.18% | 4.71% |
Free Cash Flow Yield |
113.61% | 84.54% | 108.92% | 34.21% | 13.72% | (40.01%) | (94.36%) | 40.71% | 6.85% | 36.22% |
Revenue per Share |
3.57 | 2.83 | 1.87 | 3.55 | 2.38 | 3.21 | 0.68 | 3.45 | 4.32 | 3.26 |
Operating CF per Share |
0.16 | (0.23) | (0.83) | 0.82 | 1.98 | 0.51 | 1.58 | 0.52 | (0.36) | 0.50 |
Capex per Share |
(0.16) | (0.16) | (0.16) | (0.15) | (0.13) | (0.14) | (0.17) | (0.34) | (0.33) | (0.42) |
Free Cash Flow per Share |
0.00 | (0.39) | (0.99) | 0.67 | 1.85 | 0.37 | 1.42 | 0.18 | (0.69) | 0.08 |
Cash per Share |
15.17 | 15.97 | 15.94 | 15.60 | 17.84 | 21.97 | 19.56 | 21.56 | 22.82 | 26.21 |
Shareholders Equity per Share |
3.69 | 3.53 | 3.74 | 3.46 | 3.59 | 4.12 | 3.42 | 3.63 | 3.76 | 4.22 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
3.69 | 3.53 | 3.74 | 3.46 | 3.59 | 4.12 | 3.42 | 3.63 | 3.76 | 4.22 |
Free Cash Flow |
(2.71) | (6,967.25) | (17,735.48) | 11,838.14 | 32,634.14 | 6,641.73 | 24,374.36 | 2,962.97 | (10,796.98) | 1,236.94 |
Working Capital |
268,138.00 | 260,927.90 | 301,727.50 | 318,471.60 | 308,920.10 | 318,737.60 | 293,662.40 | 297,881.70 | 293,754.70 | 337,096.70 |
Capital Expenditures |
(2,813.60) | (2,849.54) | (2,909.86) | (2,566.57) | (2,253.42) | (2,462.80) | (2,851.05) | (5,507.99) | (5,183.16) | (6,280.97) |
Net Current Asset Value |
(115,384.60) | (79,522.80) | (56,620.90) | (83,882.60) | (86,137.10) | (129,901.00) | (114,460.20) | (114,626.60) | (146,220.00) | (145,627.00) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.04 | 0.06 | 0.09 | 0.04 | 0.05 | 0.04 | 0.24 | 0.10 | 0.08 | 0.13 |
Net Profit Margin |
3.71% | 8.88% | 15.45% | 5.01% | 2.64% | 12.95% | 52.87% | 10.95% | 7.44% | 11.36% |
Price to Operating Income |
3.72 | 8.62 | 5.84 | 34.49 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.18 | 0.19 | 0.20 | 0.20 | 0.23 | 0.36 | 0.30 | 0.00 | 0.00 | 0.00 |
Cash ROIC |
(3.17%) | (4.40%) | (6.28%) | (0.48%) | 3.89% | (0.29%) | 3.49% | 1.64% | (1.08%) | 1.32% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.04 | 0.04 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
21,456.99 | 32,095.35 | 55,421.91 | 24,557.27 | 50,438.45 | 45,389.70 | 47,762.45 | 11,814.91 | 9,386.65 | 10,463.85 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
534,290.45 | 581,283.90 | 587,897.60 | 586,235.45 | 602,546.85 | 648,332.20 | 631,230.15 | 595,473.75 | 609,396.15 | 643,533.85 |
Average Assets |
1,002,050.70 | 1,077,500.50 | 1,055,640.00 | 1,064,716.00 | 1,091,753.50 | 1,168,885.00 | 1,152,424.00 | 1,091,113.00 | 1,127,553.50 | 1,201,808.00 |
Average Common Equity |
58,925.61 | 64,510.06 | 65,170.56 | 64,024.56 | 62,244.89 | 68,267.80 | 65,934.02 | 58,848.03 | 58,778.80 | 60,881.24 |
Columns are period end dates