Lufax Holding Ltd. Sponsored ADR

LU Financial Credit Services

Lufax Holding Ltd. Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $3.8 billion, up 10.7% from fiscal 2024. In the quarter to June 2026, revenue fell 4.84%, EPS grew 81.0% and free cash flow fell 225.6%, each against the same quarter a year earlier.

0.87 0.01 −1.14%
Market cap
$740.9M
P/E
0.0×
Fwd P/E
2.4×
Dividend yield
0.00%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17
Piotroski F-Score
5 3 4 5 — — — — —
P/E ratio
0.00 0.00 12.70 3.68 5.12 31.21 42.83 42.83 42.83
P/S ratio
0.52 0.49 0.35 0.55 1.39 4.33 3.73 3.73 3.73
P/FCF ratio
7.68 7.17 0.80 8.03 17.21 13.84 22.31 22.31 22.31
P/Operating CF
(5.62) (5.25) 2.37 6.65 (134.84) 32.04 41.32 41.32 41.32
P/B ratio
0.15 0.14 0.13 0.34 0.91 2.74 3.16 3.16 3.16
Price to Tangible BV
0.18 0.16 0.14 0.38 1.01 3.16 3.88 3.88 3.88
EV/Sales
0.12 0.08 (0.76) (0.50) 0.29 3.05 3.75 3.75 3.75
EV/EBITDA
0.26 0.17 0.00 0.00 0.56 0.00 0.00 0.00 0.00
EV/Operating CF
1.58 1.03 (1.73) (6.58) 3.55 9.75 22.42 22.42 22.42
EV/FCF
1.72 1.12 (1.75) (7.34) 3.55 9.75 22.42 22.42 22.42
Quick Ratio
1.68 1.68 1.62 1.36 1.33 1.51 0.00 0.00 0.00
Current Ratio
1.72 1.74 1.68 1.43 1.42 1.68 — — —
Net Debt/EBITDA
(1.19) (0.89) (2.49) (1.92) (2.10) (2.78) 0.00 0.00 0.00
Debt/Assets
30.65% 28.30% 18.93% 12.26% 10.37% 8.60% 0.00% 25.43% 16.52%
Debt/Equity
0.78 0.69 0.48 0.45 0.40 0.26 0.72 1.04 2.00
Asset Turnover
0.13 0.11 0.11 0.16 0.21 0.09 0.83 0.65 0.23
Operating CF/Net income
(5.95) (0.47) 16.95 0.51 0.30 0.58 0.19 (0.12) 0.48
Capex/Depreciation
(0.13) (0.15) (0.07) (0.13) (0.19) (0.24) — — —
Interest Coverage
63.26 128.18 35.21 25.20 31.78 8.18 0.00 0.00 0.00
ROE
(2.53%) (4.33%) 0.92% 9.00% 19.51% 6.06% 37.75% 91.34% 27.12%
ROA
(1.02%) (1.74%) 0.29% 2.40% 5.67% 2.10% 22.49% 19.90% 3.94%
ROIC
16.40% 9.25% 16.30% 58.40% 74.85% 93.36% 0.00% 0.00% 0.00%
Return on Tangible Assets
(2.64%) (4.92%) 1.00% 8.72% 16.46% 13.06% 943.70% 1,038.10% 369.46%
Average Days of Receivables
1,376.32 1,660.34 1,381.92 1,328.01 1,268.94 840.35 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
21.96% 30.31% 35.53% 31.98% 34.85% 39.94% 0.00% 0.00% 0.00%
Intangible Assets out of Total Assets
0.05 0.05 0.04 0.03 0.03 0.04 0.00 0.09 0.06
Share Based Compensation of Revenue
0.00% (0.07%) (0.11%) 0.08% 0.22% 0.32% 0.00% 0.00% 0.00%
Graham Net Nets
5.08 5.46 6.44 2.40 0.90 0.29 (0.79) (0.79) (0.79)
Graham Number
0.00 0.00 10.93 35.38 49.55 29.11 0.00 0.00 0.00
Earnings Yield
(30.47%) (32.64%) 7.88% 27.17% 19.54% 3.20% 2.33% 2.33% 2.33%
Free Cash Flow Yield
13.03% 13.96% 125.47% 12.46% 5.81% 7.23% 4.48% 4.48% 4.48%
Revenue per Share
4.35 4.89 8.45 15.08 16.22 13.66 45.55 42.99 2.11
Operating CF per Share
2.00 0.36 3.71 1.16 1.31 1.87 2.30 (1.55) 0.17
Capex per Share
(0.01) (0.01) (0.01) (0.03) (0.04) (0.05) 0.00 0.00 0.00
Free Cash Flow per Share
2.00 0.35 3.70 1.13 1.27 1.82 2.30 (1.55) 0.17
Cash per Share
13.41 13.50 20.38 27.04 27.68 23.33 29.43 24.54 1.58
Shareholders Equity per Share
13.17 16.67 23.10 24.60 24.80 21.82 38.19 26.81 0.93
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
13.17 16.67 23.10 24.60 24.80 21.82 38.19 26.81 0.93
Free Cash Flow
1,729.92 243.96 2,118.11 646.72 749.34 1,002.40 2,828.00 (1,915.00) 424.00
Working Capital
11,064.39 10,931.69 12,547.93 14,776.69 15,761.98 13,640.22 — — —
Capital Expenditures
(5.08) (8.75) (5.67) (15.33) (23.72) (29.48) (206.00) (320.00) (69.00)
Net Current Asset Value
8,903.06 9,109.69 10,780.80 11,431.10 11,931.01 9,605.26 (120,096.00) (101,416.00) (25,317.00)
EV/EBIT
0.26 0.17 0.00 0.00 0.56 0.00 0.00 0.00 0.00
Capex to Sales
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Price to Operating Income
1.18 1.10 0.81 1.03 2.71 0.00 0.00 0.00 0.00
Other line items
Depreciation/Fixed assets
5.05 6.68 3.36 2.39 2.17 2.03 0.00 0.00 0.00
Cash ROIC
5.42% 0.84% 6.78% 1.80% 2.04% 3.58% 2.42% (1.96%) 3.95%
Accounts Receivable Turnover
0.25 0.20 0.19 0.27 0.38 0.30 0.00 0.00 0.00
Accounts Payable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Receivables
14,869.77 16,918.31 24,873.37 32,370.83 25,341.72 25,548.29 — — —
Average Payables
5,084.54 8,978.92 19,390.23 28,797.97 24,016.56 9,919.52 (4,789.00) (3,752.00) (3,752.00)
Average Assets
28,630.35 30,901.65 42,695.90 53,883.82 45,965.70 85,266.60 67,234.50 81,082.50 22,435.50
Average Common Equity
11,520.18 12,432.99 13,661.41 14,370.99 13,352.66 29,552.32 40,044.00 17,662.00 3,255.50

Fold the line items

Columns are period end dates · fundamentals updated 24 Sep 2026