Lufax Holding Ltd. Sponsored ADR

LU Financial Credit Services

Lufax Holding Ltd. Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $3.8 billion, up 10.7% from fiscal 2024. In the quarter to June 2026, revenue fell 4.84%, EPS grew 81.0% and free cash flow fell 225.6%, each against the same quarter a year earlier.

0.87 0.01 −1.14%
Market cap
$740.9M
P/E
0.0×
Fwd P/E
2.4×
Dividend yield
0.00%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
Piotroski F-Score
— — — — — 5 4 3 5
P/E ratio
42.83 42.83 42.83 31.21 5.12 3.68 12.70 0.00 0.00
P/S ratio
3.73 3.73 3.73 4.33 1.39 0.55 0.35 0.49 0.52
P/FCF ratio
22.31 22.31 22.31 13.84 17.21 8.03 0.80 7.17 7.68
P/Operating CF
41.32 41.32 41.32 32.04 (134.84) 6.65 2.37 (5.25) (5.62)
P/B ratio
3.16 3.16 3.16 2.74 0.91 0.34 0.13 0.14 0.15
Price to Tangible BV
3.88 3.88 3.88 3.16 1.01 0.38 0.14 0.16 0.18
EV/Sales
3.75 3.75 3.75 3.05 0.29 (0.50) (0.76) 0.08 0.12
EV/EBITDA
0.00 0.00 0.00 0.00 0.56 0.00 0.00 0.17 0.26
EV/Operating CF
22.42 22.42 22.42 9.75 3.55 (6.58) (1.73) 1.03 1.58
EV/FCF
22.42 22.42 22.42 9.75 3.55 (7.34) (1.75) 1.12 1.72
Quick Ratio
0.00 0.00 0.00 1.51 1.33 1.36 1.62 1.68 1.68
Current Ratio
— — — 1.68 1.42 1.43 1.68 1.74 1.72
Net Debt/EBITDA
0.00 0.00 0.00 (2.78) (2.10) (1.92) (2.49) (0.89) (1.19)
Debt/Assets
16.52% 25.43% 0.00% 8.60% 10.37% 12.26% 18.93% 28.30% 30.65%
Debt/Equity
2.00 1.04 0.72 0.26 0.40 0.45 0.48 0.69 0.78
Asset Turnover
0.23 0.65 0.83 0.09 0.21 0.16 0.11 0.11 0.13
Operating CF/Net income
0.48 (0.12) 0.19 0.58 0.30 0.51 16.95 (0.47) (5.95)
Capex/Depreciation
— — — (0.24) (0.19) (0.13) (0.07) (0.15) (0.13)
Interest Coverage
0.00 0.00 0.00 8.18 31.78 25.20 35.21 128.18 63.26
ROE
27.12% 91.34% 37.75% 6.06% 19.51% 9.00% 0.92% (4.33%) (2.53%)
ROA
3.94% 19.90% 22.49% 2.10% 5.67% 2.40% 0.29% (1.74%) (1.02%)
ROIC
0.00% 0.00% 0.00% 93.36% 74.85% 58.40% 16.30% 9.25% 16.40%
Return on Tangible Assets
369.46% 1,038.10% 943.70% 13.06% 16.46% 8.72% 1.00% (4.92%) (2.64%)
Average Days of Receivables
0.00 0.00 0.00 840.35 1,268.94 1,328.01 1,381.92 1,660.34 1,376.32
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
0.00% 0.00% 0.00% 39.94% 34.85% 31.98% 35.53% 30.31% 21.96%
Intangible Assets out of Total Assets
0.06 0.09 0.00 0.04 0.03 0.03 0.04 0.05 0.05
Share Based Compensation of Revenue
0.00% 0.00% 0.00% 0.32% 0.22% 0.08% (0.11%) (0.07%) 0.00%
Graham Net Nets
(0.79) (0.79) (0.79) 0.29 0.90 2.40 6.44 5.46 5.08
Graham Number
0.00 0.00 0.00 29.11 49.55 35.38 10.93 0.00 0.00
Earnings Yield
2.33% 2.33% 2.33% 3.20% 19.54% 27.17% 7.88% (32.64%) (30.47%)
Free Cash Flow Yield
4.48% 4.48% 4.48% 7.23% 5.81% 12.46% 125.47% 13.96% 13.03%
Revenue per Share
2.11 42.99 45.55 13.66 16.22 15.08 8.45 4.89 4.35
Operating CF per Share
0.17 (1.55) 2.30 1.87 1.31 1.16 3.71 0.36 2.00
Capex per Share
0.00 0.00 0.00 (0.05) (0.04) (0.03) (0.01) (0.01) (0.01)
Free Cash Flow per Share
0.17 (1.55) 2.30 1.82 1.27 1.13 3.70 0.35 2.00
Cash per Share
1.58 24.54 29.43 23.33 27.68 27.04 20.38 13.50 13.41
Shareholders Equity per Share
0.93 26.81 38.19 21.82 24.80 24.60 23.10 16.67 13.17
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
0.93 26.81 38.19 21.82 24.80 24.60 23.10 16.67 13.17
Free Cash Flow
424.00 (1,915.00) 2,828.00 1,002.40 749.34 646.72 2,118.11 243.96 1,729.92
Working Capital
— — — 13,640.22 15,761.98 14,776.69 12,547.93 10,931.69 11,064.39
Capital Expenditures
(69.00) (320.00) (206.00) (29.48) (23.72) (15.33) (5.67) (8.75) (5.08)
Net Current Asset Value
(25,317.00) (101,416.00) (120,096.00) 9,605.26 11,931.01 11,431.10 10,780.80 9,109.69 8,903.06
EV/EBIT
0.00 0.00 0.00 0.00 0.56 0.00 0.00 0.17 0.26
Capex to Sales
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Price to Operating Income
0.00 0.00 0.00 0.00 2.71 1.03 0.81 1.10 1.18
Other line items
Depreciation/Fixed assets
0.00 0.00 0.00 2.03 2.17 2.39 3.36 6.68 5.05
Cash ROIC
3.95% (1.96%) 2.42% 3.58% 2.04% 1.80% 6.78% 0.84% 5.42%
Accounts Receivable Turnover
0.00 0.00 0.00 0.30 0.38 0.27 0.19 0.20 0.25
Accounts Payable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Receivables
— — — 25,548.29 25,341.72 32,370.83 24,873.37 16,918.31 14,869.77
Average Payables
(3,752.00) (3,752.00) (4,789.00) 9,919.52 24,016.56 28,797.97 19,390.23 8,978.92 5,084.54
Average Assets
22,435.50 81,082.50 67,234.50 85,266.60 45,965.70 53,883.82 42,695.90 30,901.65 28,630.35
Average Common Equity
3,255.50 17,662.00 40,044.00 29,552.32 13,352.66 14,370.99 13,661.41 12,432.99 11,520.18

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Columns are period end dates · fundamentals updated 24 Sep 2026