Lument Finance Trust, Inc.

LFT Real Estate Reit Mortgage

Lument Finance Trust, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $79.0 million, down 35.3% from fiscal 2024. In the quarter to June 2026, revenue fell 7.43%, EPS fell 460.0%, free cash flow grew 243.3% and total debt rose 19.0%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

4.45 0.03 −0.67%
Market cap
$23.6M
P/E
0.0×
Fwd P/E
34.0×
Dividend yield
27.0%
F-score
2/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
P/E ratio
0.00 99.75 0.00 29.36 9.62 12.80 15.67 7.73 7.37 0.00
Piotroski F-Score
3 5 3 5 6 3 6 5 7 2
P/S ratio
0.81 0.90 1.15 1.96 2.43 2.65 1.60 1.11 1.10 0.93
P/FCF ratio
32.09 18.88 5.50 10.51 6.67 6.92 5.58 4.90 4.97 7.31
P/Operating CF
39.05 24.23 56.56 36.02 22.68 49.84 19.96 13.14 21.31 59.04
P/B ratio
0.71 0.74 0.60 0.70 0.72 0.85 0.49 0.66 0.75 0.46
Price to Tangible BV
0.73 0.75 0.61 0.72 0.73 0.87 0.49 0.67 0.75 0.46
EV/Sales
28.10 32.85 16.40 26.66 28.26 38.31 23.91 15.55 11.25 18.61
EV/EBITDA
49.98 40.54 24.13 32.67 37.57 48.38 29.93 17.57 13.34 28.01
EV/Operating CF
1,117.80 690.86 78.78 142.96 77.75 100.13 83.19 68.65 50.66 145.62
EV/FCF
1,117.80 690.86 78.78 142.96 77.75 100.13 83.19 68.65 50.66 145.62
Quick Ratio
110.48 154.64 14.07 4.06 13.42 3.09 5.46 4.05 4.82 3.03
Current Ratio
110.48 154.64 14.07 4.06 13.42 3.09 5.46 4.05 4.82 3.03
Net Debt/EBITDA
40.23 33.40 11.58 16.61 17.13 29.85 18.31 11.81 7.80 18.31
Debt/Assets
93.24% 94.09% 77.02% 82.89% 80.87% 83.29% 77.69% 82.48% 77.61% 81.26%
Debt/Equity
15.05 16.86 3.48 5.02 4.42 5.16 3.61 4.96 3.68 4.51
Asset Turnover
0.04 0.04 0.04 0.06 0.05 0.04 0.05 0.08 0.09 0.07
Operating CF/Net income
(0.17) 3.58 (1.36) 2.73 1.45 1.87 3.18 1.65 1.51 (1.35)
Capex/Depreciation
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 17.50
Interest Coverage
0.85 1.07 0.91 1.26 1.53 1.68 1.30 1.26 1.28 0.97
ROE
(11.36%) 1.11% (8.12%) 2.40% 7.59% 6.57% 3.44% 8.11% 9.84% (4.37%)
ROA
(0.58%) 0.05% (0.55%) 0.40% 1.32% 0.89% 0.47% 1.16% 1.39% (0.64%)
ROIC
(0.29%) 0.11% (0.40%) 0.61% 0.91% 0.65% 0.58% 0.89% 1.36% (0.09%)
Return on Tangible Assets
(1.00%) 0.09% (11.59%) 22.07% 13.14% 59.99% 13.25% 38.59% 31.57% (42.00%)
Average Days of Receivables
5,346.46 5,121.32 150.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
15.86% 14.43% 16.92% 22.44% 27.92% 23.32% 18.23% 11.22% 11.06% 15.85%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
0.04% (0.01%) 0.04% 0.02% 0.06% 0.04% 0.03% 0.01% 0.12% 0.24%
Graham Net Nets
(10.05) (14.63) (6.60) (6.97) (5.38) (8.99) (9.22) (9.53) (6.07) (13.15)
Graham Number
0.00 22.08 0.00 33.69 59.06 55.08 32.21 48.70 52.17 0.00
Earnings Yield
(19.38%) 1.00% (12.59%) 3.41% 10.40% 7.81% 6.38% 12.93% 13.57% (9.93%)
Free Cash Flow Yield
3.12% 5.30% 18.17% 9.52% 14.99% 14.46% 17.92% 20.42% 20.12% 13.68%
Revenue per Share
63.60 44.46 24.97 16.49 13.48 14.51 11.73 20.91 23.36 15.09
Operating CF per Share
1.60 2.11 5.20 3.07 4.90 5.55 3.37 4.74 5.19 1.93
Capex per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.12
Free Cash Flow per Share
1.60 2.11 5.20 3.07 4.90 5.55 3.37 4.74 5.19 3.05
Cash per Share
25.88 22.76 25.08 6.76 27.82 7.33 9.80 9.86 13.69 5.09
Shareholders Equity per Share
97.30 72.72 63.61 45.86 45.60 67.90 50.27 46.10 45.51 41.86
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
97.30 72.72 63.61 45.86 45.60 67.90 50.27 46.10 45.51 41.86
Free Cash Flow
2.34 4.24 12.27 7.28 12.22 13.85 16.29 24.74 27.13 15.98
Working Capital
1,389.23 1,287.87 77.63 12.07 64.21 12.36 38.68 38.81 56.73 17.82
Capital Expenditures
— (0.01) — — — — — — — 5.89
Net Current Asset Value
(755.21) (1,170.50) (445.58) (533.25) (438.41) (861.27) (837.60) (1,154.62) (819.13) (970.28)
EV/EBIT
44.27 39.73 25.71 34.88 41.02 53.09 31.75 17.97 13.29 28.19
Capex to Sales
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (0.07)
Price to Operating Income
0.00 16.99 0.00 12.33 10.23 9.03 9.20 6.14 5.95 0.00
Other line items
Depreciation/Fixed assets
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Cash ROIC
0.10% 0.16% 1.68% 1.09% 1.78% 1.30% 1.40% 1.67% 2.29% 1.30%
Accounts Receivable Turnover
0.06 0.07 0.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Receivables
1,612.84 1,307.33 637.49 — — — — — — —
Average Payables
4.19 4.70 3.45 3.92 3.94 4.98 5.77 7.47 10.38 9.53
Average Assets
2,398.98 2,456.07 1,645.95 668.63 639.70 835.21 1,088.44 1,287.45 1,287.76 1,172.29
Average Common Equity
122.82 106.97 110.84 110.85 111.17 112.91 148.93 184.64 182.09 171.24

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