Kemper Corporation

KMPR Financial Insurance Property & Casualty

Kemper Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 3.26% from fiscal 2024. In the quarter to June 2026, revenue fell 10.8%, EPS fell 799.1%, free cash flow fell 76.7% and total debt was flat, each against the same quarter a year earlier. Dividend growth for ten consecutive years, operating cash flow growth for three; insiders bought in the last twelve months.

29.27 0.85 +2.99%
Market cap
$1.7B
P/E
0.0×
Fwd P/E
14.6×
Dividend yield
4.37%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
Revenue
2,521.90 2,723.40 3,725.10 5,039.20 5,205.70 5,718.50 5,523.90 4,944.20 4,638.60 4,789.70
Revenue Growth
7.74% 7.99% 36.78% 35.28% 3.30% 9.85% (3.40%) (10.49%) (6.18%) 3.26%
Cost of Revenue
2,428.10 2,481.70 3,367.00 4,208.00 4,424.10 5,748.40 5,836.50 5,185.60 4,193.20 4,590.50
Gross Profit
93.80 241.70 358.10 831.20 781.60 (29.90) (312.60) (241.40) 445.40 199.20
Operating Income
93.80 241.70 358.10 831.20 781.60 (29.90) (312.60) (291.00) 445.40 199.20
Non-operating Income/Expense
(90.30) (80.60) (159.00) (169.60) (271.50) (219.40) (58.40) (56.10) (56.90) (38.50)
Non-operating Interest Expenses
90.30 80.60 159.00 163.80 271.50 219.40 54.70 56.10 56.90 38.50
EBT
3.50 161.10 199.10 661.60 510.10 (249.30) (371.00) (347.10) 388.50 160.70
Income Tax Provision
(9.20) 41.20 10.70 130.50 100.20 (125.60) (84.40) (74.80) 76.00 28.10
Income after Tax
12.70 119.90 188.40 531.10 409.90 (123.70) (286.60) (272.30) 312.50 132.60
Dividends (Preferred)
— — 0.00 — 0.00 — — 0.00 — —
Non-Controlling Interest
— — — — — — — (0.20) (5.30) (10.70)
Net Income Common
16.80 120.90 190.10 531.10 409.90 (123.70) (286.60) (272.10) 317.80 143.30
EPS (Basic)
0.33 2.34 3.25 8.04 6.24 (1.87) (4.72) (4.25) 4.95 2.31
EPS (Diluted)
0.33 2.33 3.22 7.96 6.14 (1.87) (4.72) (4.25) 4.91 2.29
Shares (Basic, Weighted)
51.16 51.35 58.15 65.88 65.64 63.83 63.83 64.03 64.18 62.01
Shares (Diluted, Weighted)
51.22 51.58 58.75 66.55 66.73 63.83 63.83 64.03 64.78 62.61
Gross Margin
3.72% 8.87% 9.61% 16.49% 15.01% (0.52%) (5.66%) (4.88%) 9.60% 4.16%
EBIT Margin
3.72% 8.87% 9.61% 16.49% 15.01% (0.52%) (5.66%) (5.89%) 9.60% 4.16%
EBT margin
0.14% 5.92% 5.34% 13.13% 9.80% (4.36%) (6.72%) (7.02%) 8.38% 3.36%
Net Profit Margin
0.67% 4.44% 5.10% 10.54% 7.87% (2.16%) (5.19%) (5.50%) 6.85% 2.99%
Free Cash Flow Margin
8.84% 7.48% 12.68% 8.91% 7.57% 5.12% (4.36%) (3.80%) 7.11% 11.56%
EBITDA
113.90 243.30 425.40 826.80 836.60 69.90 (241.70) (183.90) 530.20 280.50
EBIT
93.80 241.70 358.10 831.20 781.60 (29.90) (312.60) (291.00) 445.40 199.20
Income from Continuous Operations
12.70 119.90 188.40 531.10 409.90 (123.70) (286.60) (272.30) 312.50 132.60
Income from Discontinued Operations
4.10 1.00 1.70 — — — — — — —
Consolidated Net Income/Loss
16.80 120.90 190.10 531.10 409.90 (123.70) (286.60) (272.30) 312.50 132.60
EPS (Basic, from Continuous Ops)
0.25 2.32 3.22 8.06 6.25 (1.94) (4.49) (4.25) 4.87 2.14
EPS (Basic, from Discontinued Ops)
0.08 0.02 0.03 — — — — — — —
EPS (Basic, Consolidated)
0.33 2.35 3.27 8.06 6.25 (1.94) (4.49) (4.25) 4.87 2.14
EPS (Diluted, from Cont. Ops)
0.25 2.31 3.19 7.98 6.14 (1.94) (4.49) (4.25) 4.82 2.12
EPS (Diluted, from Disc. Ops)
0.00 0.00 0.00 — — — — — — —
Shares (Diluted, Average)
51.22 51.58 58.75 66.55 66.73 64.26 63.83 64.03 64.78 62.61
EPS (Diluted, Consolidated)
0.33 2.34 3.24 7.98 6.14 (1.94) (4.49) (4.25) 4.82 2.12
EBITDA Margin
4.52% 8.93% 11.42% 16.41% 16.07% 1.22% (4.38%) (3.72%) 11.43% 5.86%
Operating Cash Flow Margin
9.54% 8.83% 14.47% 10.60% 8.61% 6.13% (3.81%) (2.71%) 8.25% 12.20%

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In millions of $ except per-share values · columns are period end dates