Saturday 17 October 2026
Export IGIC’s income statement to Excel — free account
International General Insurance Holdings Ltd.
IGIC Financial Insurance Diversified
International General Insurance Holdings Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $453.8 million, down 6.07% from fiscal 2024. In the quarter to June 2026, revenue grew 8.70%, EPS fell 36.4% and free cash flow fell 54.6%, each against the same quarter a year earlier.
24.61
0.09
+0.37%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | |
|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
5 | 5 | 8 | 6 | 8 | 4 | — | — | — |
P/E ratio |
8.74 | 7.95 | 5.08 | 4.70 | 9.06 | 14.63 | 15.30 | 0.00 | — |
P/S ratio |
2.39 | 2.18 | 1.24 | 0.99 | 1.07 | 1.23 | 0.00 | 0.00 | — |
P/FCF ratio |
2.38 | 3.97 | 1.33 | 1.15 | 9.45 | 0.00 | 17.16 | 0.00 | — |
P/Operating CF |
10.04 | 5.02 | (10.48) | (7.01) | (6.93) | (6.55) | 15.94 | (89.25) | — |
P/B ratio |
1.53 | 1.61 | 1.03 | 0.91 | 0.92 | 0.91 | 1.15 | 0.15 | — |
Price to Tangible BV |
1.54 | 1.61 | 1.04 | 0.92 | 0.93 | 0.92 | 1.17 | 0.15 | — |
EV/Sales |
1.99 | 1.86 | 0.85 | 0.67 | 0.37 | 0.76 | 0.00 | 0.00 | — |
EV/EBITDA |
14.07 | 9.25 | 3.66 | 3.10 | 2.74 | 6.86 | 11.52 | 0.81 | — |
EV/Operating CF |
1.94 | 3.24 | 0.90 | 0.77 | 2.85 | (1.79) | 7.93 | 123.02 | — |
EV/FCF |
1.98 | 3.39 | 0.91 | 0.78 | 3.29 | (1.74) | 8.09 | 123.02 | — |
Quick Ratio |
0.59 | 0.56 | 0.60 | 0.61 | 1.55 | 1.45 | 1.92 | 2.45 | 0.02 |
Current Ratio |
0.59 | 0.56 | 0.60 | 0.61 | 1.55 | 1.45 | 1.92 | 2.45 | 0.02 |
Net Debt/EBITDA |
(2.64) | (1.51) | (1.63) | (1.41) | (4.80) | (4.04) | (13.06) | (8.37) | (12.25) |
Debt/Assets |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 85.06% |
Debt/Equity |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 35.34 |
Asset Turnover |
0.22 | 0.25 | 0.26 | 0.25 | 0.25 | 0.25 | 0.23 | 0.41 | 0.00 |
Operating CF/Net income |
0.86 | 1.57 | 1.78 | 1.84 | 3.19 | (3.55) | 0.91 | 4.08 | 1.67 |
Capex/Depreciation |
(0.14) | (1.19) | (0.68) | (0.24) | (0.66) | (0.73) | (0.53) | (0.84) | 0.00 |
| 18.50% | 22.29% | 23.27% | 20.71% | 10.38% | 7.35% | 7.68% | 16.96% | (0.01%) | |
| 6.10% | 6.87% | 6.48% | 5.55% | 2.98% | 2.23% | 2.46% | 5.65% | 0.00% | |
ROIC |
7.65% | 12.15% | 17.91% | 17.61% | 18.35% | 7.68% | 6.67% | 11.12% | (4.96%) |
Return on Tangible Assets |
(22.72%) | (22.23%) | (22.05%) | (20.80%) | 16.21% | 14.24% | 9.08% | 8.08% | 7.08% |
Average Days of Receivables |
500.39 | 449.56 | 462.27 | 484.11 | 450.14 | 520.33 | 547.14 | 653.86 | — |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
21.39% | 18.70% | 17.65% | 17.87% | 17.08% | 16.55% | 18.22% | 19.29% | 0.00% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
1.50% | 0.96% | 0.73% | 0.61% | 0.54% | 0.16% | 0.00% | 0.00% | — |
Graham Net Nets |
(0.54) | (0.60) | (1.00) | (1.47) | (1.04) | (1.04) | (0.50) | 8.78 | — |
Graham Number |
32.55 | 31.56 | 26.87 | 18.79 | 13.33 | 10.49 | 11.85 | 0.00 | — |
Earnings Yield |
11.44% | 12.58% | 19.68% | 21.27% | 11.04% | 6.84% | 6.54% | (0.56%) | — |
Free Cash Flow Yield |
41.98% | 25.19% | 75.24% | 86.95% | 10.58% | (35.85%) | 5.83% | (2.07%) | — |
Revenue per Share |
10.49 | 10.92 | 10.41 | 8.26 | 7.59 | 6.59 | 6.29 | 1.33 | 0.00 |
Operating CF per Share |
2.50 | 4.74 | 4.58 | 3.40 | 2.85 | (2.10) | 0.62 | 0.75 | 0.00 |
Capex per Share |
(0.02) | (0.15) | (0.07) | (0.03) | (0.05) | (0.04) | (0.03) | (0.01) | 0.00 |
Free Cash Flow per Share |
2.48 | 4.59 | 4.50 | 3.37 | 2.80 | (2.15) | 0.59 | 0.74 | 0.00 |
Cash per Share |
4.30 | 3.51 | 4.12 | 2.68 | 5.33 | 3.10 | 5.61 | 1.34 | 0.00 |
Shareholders Equity per Share |
16.41 | 14.80 | 12.58 | 9.02 | 8.84 | 8.85 | 9.10 | 2.18 | 0.00 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
16.41 | 14.80 | 12.58 | 9.02 | 8.84 | 8.85 | 9.10 | 2.18 | 0.00 |
Free Cash Flow |
107.24 | 202.87 | 193.45 | 153.63 | 127.44 | (92.48) | 20.37 | 102.94 | (0.03) |
Working Capital |
(555.79) | (599.23) | (501.99) | (404.74) | 235.89 | 165.84 | 246.90 | 303.81 | (0.23) |
Capital Expenditures |
(0.90) | (6.60) | (3.16) | (1.25) | (2.34) | (1.90) | (1.03) | (1.15) | 0.00 |
Net Current Asset Value |
(582.33) | (632.40) | (554.13) | (547.72) | (382.00) | (360.59) | (181.37) | (88.87) | (0.23) |
EV/EBIT |
14.07 | 9.25 | 3.66 | 3.10 | 2.74 | 7.11 | 13.28 | 0.81 | — |
Capex to Sales |
0.00 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 |
Price to Operating Income |
16.94 | 10.82 | 5.34 | 4.58 | 7.85 | 11.43 | 28.18 | 0.00 | — |
| Other line items | |||||||||
Depreciation/Fixed assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.24 | 0.20 | 0.15 | 0.11 | 0.00 |
Cash ROIC |
11.96% | 25.04% | 26.96% | 28.82% | 19.79% | (17.98%) | 4.04% | 21.19% | (12.59%) |
Accounts Receivable Turnover |
0.75 | 0.83 | 0.84 | 0.81 | 0.83 | 0.78 | 0.66 | 0.56 | — |
Accounts Payable Turnover |
0.22 | 0.23 | 0.23 | 0.31 | 0.60 | 0.64 | 0.68 | 1.22 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
Average Days of Payables |
1,701.33 | 1,666.11 | 1,721.35 | 1,644.39 | 658.72 | 658.20 | 599.78 | 600.34 | 0.00 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
Average Receivables |
608.60 | 580.69 | 532.77 | 462.47 | 414.94 | 363.64 | 325.74 | 325.74 | — |
Average Payables |
1,356.82 | 1,297.43 | 1,135.72 | 729.04 | 401.87 | 320.22 | 238.98 | 104.66 | 104.66 |
Average Assets |
2,069.16 | 1,937.72 | 1,708.96 | 1,515.88 | 1,365.47 | 1,144.14 | 956.11 | 451.69 | 451.69 |
Average Common Equity |
682.49 | 597.63 | 475.69 | 406.40 | 391.44 | 346.58 | 306.65 | 150.58 | 150.58 |
Columns are period end dates