Saturday 17 October 2026
Export IBCP’s income statement to Excel — free account
Independent Bank Corp.
IBCP Financial Banks Regional
Independent Bank Corp.’s revenue for fiscal 2025 (year ended December 2025) was $315.4 million, down 2.40% from fiscal 2024. In the quarter to June 2026, revenue grew 5.66%, EPS grew 12.4%, free cash flow fell 1.00% and total debt fell 8.02%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.
35.60
0.31
+0.88%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
10.36 | 9.85 | 9.86 | 9.45 |
+8 more quarters Free account |
P/S ratio |
2.31 | 2.16 | 2.14 | 1.99 | |
P/FCF ratio |
19.49 | 17.89 | 9.62 | 8.35 | |
P/Operating CF |
36.64 | (74.82) | 86.64 | 21.08 | |
P/B ratio |
1.41 | 1.34 | 1.34 | 1.31 | |
Price to Tangible BV |
1.60 | 1.53 | 1.53 | 1.49 | |
EV/Sales |
2.32 | 1.82 | 2.07 | 1.47 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
15.09 | 11.96 | 8.53 | 5.57 | |
EV/FCF |
19.53 | 15.07 | 9.32 | 6.18 | |
Quick Ratio |
0.03 | 0.04 | 0.03 | 0.04 | |
Current Ratio |
0.95 | 0.92 | 0.93 | 0.91 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
2.95% | 1.20% | 2.12% | 0.76% | |
Debt/Equity |
0.32 | 0.13 | 0.23 | 0.09 | |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.06 | |
Operating CF/Net income |
1.08 | (0.54) | 0.42 | 1.74 | |
Capex/Depreciation |
(1.48) | (1.93) | (0.60) | (0.60) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
48.60% | 49.06% | 47.87% | 44.47% | |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | |
Share Based Compensation of Revenue |
0.82% | 0.88% | 0.94% | 0.70% | |
Graham Net Nets |
(0.59) | (0.66) | (0.70) | (0.79) | |
Graham Number |
44.81 | 43.44 | 42.41 | 41.83 | |
Earnings Yield |
9.65% | 10.15% | 10.14% | 10.59% | |
Free Cash Flow Yield |
5.13% | 5.59% | 10.39% | 11.98% | |
Revenue per Share |
4.01 | 3.80 | 3.82 | 3.92 | |
Operating CF per Share |
0.98 | (0.45) | 0.38 | 1.47 | |
Capex per Share |
(0.17) | (0.22) | (0.07) | (0.08) | |
Free Cash Flow per Share |
0.81 | (0.67) | 0.31 | 1.39 | |
Cash per Share |
8.03 | 8.50 | 6.67 | 10.08 | |
Shareholders Equity per Share |
25.65 | 24.81 | 24.23 | 23.71 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
25.65 | 24.81 | 24.23 | 23.71 | |
Free Cash Flow |
16.74 | (13.74) | 6.36 | 28.77 | |
Working Capital |
(268.08) | (382.54) | (358.13) | (463.75) | |
Capital Expenditures |
(3.54) | (4.59) | (1.44) | (1.66) | |
Net Current Asset Value |
(434.99) | (449.43) | (474.99) | (505.61) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.04 | 0.06 | 0.02 | 0.02 | |
Price to Operating Income |
8.73 | 8.29 | 8.31 | 7.66 | |
| Other line items | |||||
Average Payables |
4,760.75 | 4,757.31 | 4,707.89 | 4,743.02 | |
Average Assets |
5,541.18 | 5,442.97 | 5,421.91 | 5,376.19 | |
Average Common Equity |
498.83 | 488.92 | 478.82 | 471.56 |
Columns are period end dates