Humana Inc.

HUM Healthcare Healthcare Plans

Humana Inc.’s revenue for fiscal 2025 (year ended December 2025) was $129.7 billion, up 10.1% from fiscal 2024.

Revenue
+26.1%
EPS
−16.7%
Free cash flow
+158.7%
Total debt
−0.82%

Quarter to September 2026, against a year earlier

433.74 21.95 +5.33%
Market cap
$49.5B
P/E
41.9×
Fwd P/E
64.4×
Dividend yield
0.81%
F-score
6/9
Altman Z
4.66
Beneish M
−2.29
Dividend safety
61/100

Humana Inc. (HUM) Operating margin

Alert me on Operating margin

Humana Inc.'s operating margin over the twelve months to 30 September 2026 was 1.54%, down 0.6 percentage points from fiscal 2025 (2.09%). Over the past ten years it has ranged from 2.09% (fiscal 2025) to 7.93% (fiscal 2017) — the current reading is the lowest in ten years. That is below the Healthcare Plans industry median of 2.48% and above the Healthcare sector median of 0.00%.

Operating margin, annual

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Annual newest first

Period Operating margin Change (points)
FY2025 2.09% (0.09)
FY2024 2.18% (1.59)
FY2023 3.77% (0.32)
FY2022 4.09% 0.30
FY2021 3.79% (2.67)
FY2020 6.46% 1.54
FY2019 4.92% (0.53)
FY2018 5.45% (2.48)
FY2017 7.93% 4.73
FY2016 3.20% (1.12)

Quarterly newest first

Period Operating margin Change (points)
Sep 2026 0.18% (3.15)
Jun 2026 3.33% (1.09)
Mar 2026 4.42% 6.91
Dec 2025 −2.49% (3.72)
43 more quarters

Against its own ten years

Low 2.09% High 7.93%
Ten-year median 4.09%
Current reading's percentile 2

Operating margin against peers

Company Operating margin
PGNY Progyny, Inc. compare 9.40%
OSCR Oscar Health, Inc. compare 5.36%
UNH UnitedHealth Group Incorporated compare 5.32%
ELV Elevance Health, Inc. compare 3.81%
CVS CVS Health Corporation compare 3.58%
CI Cigna Group compare 3.41%
HUM Humana Inc. 1.54%
CNC Centene Corporation compare 0.49%
MOH Molina Healthcare, Inc compare 0.39%
Healthcare Plans industry median 2.48%
Healthcare sector median 0.00%
Market median 0.00%

What Operating margin is

EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.

EBIT ÷ Revenue

The full definition of Operating margin →

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