Humana Inc.

HUM Healthcare Healthcare Plans

Humana Inc.’s revenue for fiscal 2025 (year ended December 2025) was $129.7 billion, up 10.1% from fiscal 2024.

Revenue
+26.1%
EPS
−16.7%
Free cash flow
+158.7%
Total debt
−0.82%

Quarter to September 2026, against a year earlier

433.74 21.95 +5.33%
Market cap
$49.5B
P/E
41.9×
Fwd P/E
64.4×
Dividend yield
0.81%
F-score
6/9
Altman Z
4.66
Beneish M
−2.29
Dividend safety
61/100

Humana Inc. (HUM) Gross margin

Alert me on Gross margin

Humana Inc.'s gross margin over the twelve months to 30 September 2026 was 13.0%, down 1.5 percentage points from fiscal 2025 (14.5%). Over the past ten years it has ranged from 14.5% (fiscal 2024) to 20.1% (fiscal 2020); the current reading is higher than 18% of that period. That is below the Healthcare Plans industry median of 19.4% and below the Healthcare sector median of 54.5%.

Gross margin, annual

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Annual newest first

Period Gross margin Change (points)
FY2025 14.5% 0.02
FY2024 14.5% (2.38)
FY2023 16.9% (1.60)
FY2022 18.5% 1.81
FY2021 16.7% (3.43)
FY2020 20.1% 3.12
FY2019 17.0% (2.38)
FY2018 19.4% 0.28
FY2017 19.1% 1.87
FY2016 17.2% (1.23)

Quarterly newest first

Period Gross margin Change (points)
Sep 2026 11.7% (1.71)
Jun 2026 13.5% (1.53)
Mar 2026 15.0% 3.31
Dec 2025 11.7% (2.60)
43 more quarters

Against its own ten years

Low 14.5% High 20.1%
Ten-year median 17.2%
Current reading's percentile 2

Gross margin against peers

Company Gross margin
CI Cigna Group compare 88.4%
CVS CVS Health Corporation compare 44.2%
PGNY Progyny, Inc. compare 24.9%
OSCR Oscar Health, Inc. compare 20.6%
UNH UnitedHealth Group Incorporated compare 19.8%
ELV Elevance Health, Inc. compare 15.5%
HUM Humana Inc. 13.0%
MOH Molina Healthcare, Inc compare 12.6%
CNC Centene Corporation compare 7.78%
Healthcare Plans industry median 19.4%
Healthcare sector median 54.5%
Market median 46.0%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

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