Saturday 17 October 2026
Export HG’s income statement to Excel — free account
Hamilton Insurance Group, Ltd.
HG Financial Insurance Reinsurance
Hamilton Insurance Group, Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $2.9 billion, up 24.7% from fiscal 2024. In the quarter to June 2026, revenue grew 13.3%, EPS fell 21.6%, free cash flow fell 42.6% and total debt was flat, each against the same quarter a year earlier. Revenue growth for three consecutive years, operating cash flow growth for three; insiders bought in the last twelve months.
36.21
0.71
+2.00%
Follow HG
| Dec '19 | Nov '20 | Dec '20 | Nov '21 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
— | — | — | — | — | — | — | 7 | 8 |
P/E ratio |
0.00 | 0.00 | — | 0.00 | 0.00 | 0.00 | 6.11 | 5.06 | 4.85 |
P/S ratio |
1.19 | 1.19 | — | 1.19 | 1.19 | 1.19 | 1.00 | 0.86 | 0.96 |
P/FCF ratio |
6.23 | 6.23 | — | 6.23 | 6.23 | 6.23 | 5.55 | 2.63 | 3.32 |
P/Operating CF |
9.06 | 9.06 | — | 9.06 | 9.06 | 9.06 | 44.29 | 7.04 | 9.54 |
P/B ratio |
0.86 | 0.86 | — | 0.86 | 0.86 | 0.86 | 0.77 | 0.86 | 0.99 |
Price to Tangible BV |
0.91 | 0.91 | — | 0.91 | 0.91 | 0.91 | 0.80 | 0.89 | 1.02 |
EV/Sales |
0.62 | 0.62 | — | 0.62 | 0.62 | 0.62 | 0.52 | 0.45 | 0.61 |
EV/EBITDA |
262.21 | 262.21 | — | 262.21 | 262.21 | 262.21 | 3.32 | 1.73 | 2.19 |
EV/Operating CF |
3.21 | 3.21 | — | 3.21 | 3.21 | 3.21 | 2.90 | 1.38 | 2.11 |
EV/FCF |
3.21 | 3.21 | — | 3.21 | 3.21 | 3.21 | 2.90 | 1.38 | 2.11 |
Quick Ratio |
— | — | 0.00 | 0.78 | — | 0.79 | 0.69 | 0.67 | 0.61 |
Current Ratio |
— | — | 0.00 | 0.78 | — | 0.79 | 0.69 | 0.67 | 0.61 |
Net Debt/EBITDA |
0.00 | 0.00 | 1.93 | (3.20) | 0.00 | (90.67) | (3.04) | (1.56) | (1.26) |
Debt/Assets |
0.00% | 0.00% | 2.67% | 2.67% | 0.00% | 2.57% | 2.25% | 1.92% | 1.56% |
Debt/Equity |
— | — | 0.08 | 0.08 | — | 0.09 | 0.07 | 0.06 | 0.05 |
Asset Turnover |
0.00 | 0.00 | 0.00 | 0.24 | 0.48 | 0.22 | 0.25 | 0.32 | 0.33 |
Operating CF/Net income |
0.00 | (0.01) | 1.00 | 1.20 | 1.20 | (1.95) | 1.09 | 1.90 | 1.46 |
Capex/Depreciation |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Coverage |
(8.20) | (8.20) | (27.92) | 18.60 | 18.60 | (0.70) | 12.91 | 28.48 | 41.86 |
| 0.00% | 0.00% | 0.00% | 15.24% | 0.00% | (5.68%) | 13.94% | 18.30% | 22.39% | |
| 0.00% | 0.00% | 6.71% | 3.35% | 6.71% | (1.71%) | 4.14% | 5.54% | 6.64% | |
ROIC |
0.00% | 0.00% | (26.45%) | 16.68% | 0.00% | (2.76%) | 12.30% | 28.19% | 28.64% |
Return on Tangible Assets |
0.00% | 0.00% | 6.65% | (23.10%) | 0.00% | 11.64% | (18.96%) | (22.94%) | (22.70%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 513.40 | 0.00 | 578.98 | 511.44 | 371.29 | 347.18 |
Research and Development Expense of Revenue |
0.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
46.73% | 46.73% | 0.00% | 30.11% | 30.11% | 36.40% | 36.22% | 28.33% | 27.06% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
0.00% | 1.05% | — | 0.67% | 0.67% | 0.87% | 2.82% | 1.30% | 1.01% |
Graham Net Nets |
(1.01) | (1.01) | — | (1.01) | (1.01) | (1.01) | (0.97) | (1.00) | (1.00) |
Graham Number |
0.00 | 0.00 | — | 0.00 | 0.00 | 0.00 | 32.93 | 43.29 | 60.31 |
Earnings Yield |
(1.25%) | (1.25%) | — | (1.25%) | (1.25%) | (1.25%) | 16.37% | 19.76% | 20.61% |
Free Cash Flow Yield |
16.04% | 16.04% | — | 16.04% | 16.04% | 16.04% | 18.02% | 37.95% | 30.08% |
Revenue per Share |
0.00 | 6.64 | — | 13.00 | 13.00 | 11.96 | 15.02 | 22.16 | 28.95 |
Operating CF per Share |
— | 0.03 | 0.00 | 2.21 | 2.21 | 1.85 | 2.71 | 7.22 | 8.39 |
Capex per Share |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Free Cash Flow per Share |
— | 0.03 | 0.00 | 2.21 | 2.21 | 1.85 | 2.71 | 7.22 | 8.39 |
Cash per Share |
— | 0.00 | 0.00 | 9.31 | 0.00 | 11.71 | 8.62 | 10.47 | 11.68 |
Shareholders Equity per Share |
— | 0.00 | 0.00 | 17.42 | 0.00 | 16.15 | 19.59 | 22.15 | 28.12 |
Interest Debt per Share |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
— | 0.00 | 0.00 | 17.42 | 0.00 | 16.15 | 19.59 | 22.15 | 28.12 |
Free Cash Flow |
— | 2.69 | 188.21 | 226.53 | 226.53 | 190.93 | 283.16 | 759.30 | 842.35 |
Working Capital |
— | — | 2,830.66 | (814.60) | — | (841.85) | (1,364.83) | (1,745.90) | (2,540.46) |
Capital Expenditures |
— | — | 0.00 | — | — | — | — | — | — |
Net Current Asset Value |
— | — | (993.35) | (993.35) | — | (991.59) | (1,521.14) | (1,996.26) | (2,813.58) |
EV/EBIT |
34.01 | 34.01 | — | 34.01 | 34.01 | 34.01 | 2.97 | 1.63 | 2.10 |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Price to Operating Income |
448.94 | 448.94 | — | 448.94 | 448.94 | 448.94 | 6.16 | 3.22 | 3.39 |
| Other line items | |||||||||
Depreciation/Fixed assets |
— | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash ROIC |
— | 0.00% | 6.51% | 7.83% | 0.00% | 6.32% | 9.14% | 21.21% | 20.33% |
Accounts Receivable Turnover |
0.00 | 0.00 | — | 0.71 | 0.00 | 0.64 | 0.76 | 1.02 | 1.13 |
Accounts Payable Turnover |
0.00 | 0.00 | — | 0.00 | 0.00 | 0.20 | 0.17 | 0.21 | 0.22 |
Inventory Turnover |
0.00 | 0.00 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
0.00 | 0.00 | — | 2,077.12 | 0.00 | 1,927.65 | 2,281.66 | 1,884.97 | 1,878.25 |
Days of Inventory on Hand |
0.00 | 0.00 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
— | — | — | 1,875.73 | — | 1,915.80 | 2,078.62 | 2,285.72 | 2,566.88 |
Average Payables |
— | — | — | — | — | 3,825.10 | 4,236.00 | 4,841.95 | 5,846.53 |
Average Assets |
— | 0.00 | 2,805.80 | 5,611.61 | 2,805.80 | 5,715.29 | 6,245.16 | 7,233.69 | 8,683.82 |
Average Common Equity |
— | — | — | 1,234.63 | — | 1,725.95 | 1,856.14 | 2,188.41 | 2,575.55 |
Columns are period end dates