HBT Financial, Inc. HBT
36.25
0.50
1.40%
as of 25 Sep
- Market cap
- $1.3B
- P/E
- 15.5×
Follow HBT
Growth Flags
show if company had growth for consecutive years,
Insider Buys
alert about insiders buying in the last 12 month
| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
10.59 | 9.65 | 10.27 | 9.87 | 9.27 | 11.31 | 5.54 | 4.09 | 4.09 | 4.09 |
P/S ratio |
2.77 | 2.41 | 2.55 | 2.97 | 3.14 | 2.62 | 2.16 | 1.60 | 1.60 | 1.60 |
P/FCF ratio |
10.83 | 8.25 | 10.68 | 7.65 | 12.39 | 14.15 | 4.33 | 3.50 | 3.50 | 3.50 |
P/Operating CF |
34.07 | 40.03 | 52.03 | 23.74 | 31.89 | 11.45 | 12.00 | 15.27 | 15.27 | 15.27 |
P/B ratio |
1.32 | 1.27 | 1.38 | 1.49 | 1.26 | 1.14 | 1.15 | 0.80 | 0.80 | 0.80 |
Price to Tangible BV |
1.56 | 1.54 | 1.73 | 1.67 | 1.40 | 1.25 | 1.29 | 0.90 | 0.90 | 0.90 |
EV/Sales |
2.58 | 2.30 | 2.41 | 3.62 | 1.13 | 1.14 | 0.76 | 0.93 | 0.93 | 0.93 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
8.90 | 7.38 | 9.70 | 9.37 | 4.37 | 5.77 | 1.51 | 2.01 | 2.01 | 2.01 |
EV/FCF |
10.07 | 7.87 | 10.09 | 9.33 | 4.47 | 6.14 | 1.53 | 2.03 | 2.03 | 2.03 |
Quick Ratio |
0.03 | 0.03 | 0.03 | 0.03 | 0.11 | 0.10 | 0.10 | 0.07 | — | — |
Current Ratio |
0.82 | 0.83 | 0.80 | 0.75 | 0.76 | 0.80 | 0.87 | 0.82 | — | — |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
Debt/Assets |
1.29% | 2.10% | 2.07% | 5.53% | 1.79% | 2.10% | 1.16% | 1.15% | 0.00% | — |
Debt/Equity |
0.11 | 0.19 | 0.21 | 0.63 | 0.19 | 0.21 | 0.11 | 0.11 | 0.00 | — |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.04 | 0.04 | 0.05 | 0.05 | 0.10 | 0.10 | 0.00 |
Operating CF/Net income |
1.10 | 1.25 | 1.00 | 1.29 | 0.77 | 0.85 | 1.33 | 1.25 | 1.28 | 1.06 |
Capex/Depreciation |
(1.16) | (0.56) | (0.22) | 0.03 | (0.09) | (0.20) | (0.12) | 0.06 | (0.18) | — |
| 13.28% | 13.88% | 15.25% | 14.36% | 14.48% | 10.55% | 19.86% | 19.21% | 16.89% | 0.00% | |
| 1.52% | 1.42% | 1.41% | 1.31% | 1.41% | 1.06% | 2.06% | 3.93% | 3.45% | 0.00% | |
ROIC |
11.70% | 11.87% | 12.23% | 9.59% | 60.45% | 24.14% | 52.24% | 21.18% | 96.24% | — |
Return on Tangible Assets |
(10.64%) | (10.37%) | (7.78%) | (6.63%) | (6.67%) | (6.48%) | (20.70%) | (13.92%) | 100.18% | 0.00% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
44.17% | 43.23% | 51.26% | 55.14% | 49.60% | 63.88% | 52.70% | 56.00% | 59.27% | 0.00% |
Intangible Assets out of Total Assets |
0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | — |
Share Based Compensation of Revenue |
0.66% | 0.61% | 0.74% | 1.04% | 0.46% | 0.22% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(1.10) | (1.30) | (1.56) | (2.12) | (1.92) | (1.79) | (1.23) | (1.76) | (1.76) | (1.76) |
Graham Number |
32.75 | 29.67 | 26.91 | 23.88 | 25.95 | 19.99 | 35.76 | 0.00 | 0.00 | 0.00 |
Earnings Yield |
9.44% | 10.37% | 9.74% | 10.13% | 10.78% | 8.84% | 18.06% | 24.42% | 24.42% | 24.42% |
Free Cash Flow Yield |
9.24% | 12.12% | 9.37% | 13.08% | 8.07% | 7.07% | 23.12% | 28.57% | 28.57% | 28.57% |
Revenue per Share |
9.33 | 9.09 | 8.38 | 6.51 | 5.96 | 5.77 | 8.78 | 9.35 | 8.90 | 5.91 |
Operating CF per Share |
2.70 | 2.83 | 2.08 | 2.52 | 1.55 | 1.14 | 4.43 | 4.43 | 3.99 | 2.24 |
Capex per Share |
(0.31) | (0.17) | (0.08) | 0.01 | (0.04) | (0.07) | (0.04) | 0.03 | (0.11) | 0.00 |
Free Cash Flow per Share |
2.39 | 2.65 | 2.00 | 2.53 | 1.51 | 1.07 | 4.39 | 4.47 | 3.88 | 2.24 |
Cash per Share |
3.88 | 4.36 | 4.48 | 3.96 | 14.74 | 11.38 | 14.15 | 10.37 | 0.00 | 0.00 |
Shareholders Equity per Share |
19.54 | 17.24 | 15.48 | 12.95 | 14.82 | 13.25 | 16.57 | 18.86 | 0.00 | 0.00 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
19.54 | 17.24 | 15.48 | 12.95 | 14.82 | 13.25 | 16.57 | 18.86 | 0.00 | 0.00 |
Free Cash Flow |
75.22 | 83.87 | 63.27 | 72.91 | 42.01 | 29.40 | 88.20 | 80.60 | 70.04 | 61.81 |
Working Capital |
(797.43) | (759.07) | (910.90) | (900.90) | (894.09) | (619.68) | (377.06) | (513.19) | — | — |
Capital Expenditures |
(9.85) | (5.50) | (2.56) | 0.32 | (1.01) | (1.86) | (0.89) | 0.61 | (2.04) | (1.31) |
Net Current Asset Value |
(894.06) | (900.15) | (1,050.69) | (1,183.90) | (997.02) | (746.06) | (467.96) | (580.20) | 0.00 | — |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.03 | 0.02 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 |
Net Profit Margin |
26.20% | 24.99% | 24.83% | 30.03% | 33.93% | 23.18% | 37.89% | 37.82% | 34.90% | 35.91% |
Price to Operating Income |
7.79 | 7.10 | 7.63 | 7.32 | 6.80 | 8.39 | 5.29 | 4.04 | 4.04 | 4.04 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.11 | 0.15 | 0.18 | 0.21 | 0.21 | 0.17 | 0.14 | 0.18 | 0.20 | — |
Cash ROIC |
1.42% | 2.87% | 0.09% | 3.05% | (1.05%) | (2.87%) | 5.36% | 4.47% | 43.46% | 0.00% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
Average Days of Payables |
27,969.04 | 25,078.17 | 42,358.33 | 182,348.71 | 234,439.44 | 176,880.02 | 102,018.33 | 127,725.79 | 0.00 | — |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
Average Payables |
4,338.76 | 4,359.85 | 3,994.23 | 3,662.60 | 3,434.36 | 2,953.69 | 2,786.41 | 2,786.41 | — | — |
Average Assets |
5,052.15 | 5,053.04 | 4,679.95 | 4,300.49 | 3,990.41 | 3,455.84 | 3,247.34 | 1,624.78 | 1,624.78 | — |
Average Common Equity |
580.05 | 517.05 | 431.56 | 392.76 | 387.90 | 348.42 | 336.66 | 332.20 | 332.20 | — |
Columns are period end dates