Generations Bancorp NY, Inc.

GBNY Financial Banks Regional

Generations Bancorp NY, Inc.’s revenue for fiscal 2023 (year ended December 2023) was $19.3 million, up 25.1% from fiscal 2022. Revenue growth for three consecutive years.

16.23 0.02 +0.12%
Market cap
$35.1M
P/E
0.0×
Fwd P/E
23.0×
Dividend yield
—
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '23 Dec '23 Mar '24 Jun '24
P/E ratio

+8 more quarters

0.00 0.00 0.00 0.00
P/S ratio
1.05 1.17 1.12 1.10
P/FCF ratio
9.20 11.24 22.48 0.00
P/Operating CF
(9.20) 16.35 (20.25) 13.93
P/B ratio
0.53 0.60 0.60 0.62
Price to Tangible BV
0.54 0.61 0.61 0.63
EV/Sales
1.98 1.42 1.62 1.51
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
15.97 13.42 36.61 (222.89)
EV/FCF
17.43 13.56 32.50 (721.74)
Quick Ratio
0.02 0.05 0.04 0.04
Current Ratio
0.98 0.99 0.99 0.99
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
6.02% 5.55% 5.49% 5.31%
Debt/Equity
0.70 0.63 0.61 0.60
Asset Turnover
0.05 0.05 0.05 0.05
Operating CF/Net income
3.12 (2.29) 2.01 (1.88)
Capex/Depreciation
0.06 (0.03) 0.16 (0.04)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
71.54% 68.20% 62.06% 71.22%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
1.17% 4.48% 0.81% 0.91%
Graham Net Nets
(1.93) (1.45) (1.36) (1.33)
Graham Number
0.00 0.00 0.00 0.00
Earnings Yield
(4.86%) (7.06%) (8.76%) (12.00%)
Free Cash Flow Yield
10.87% 8.90% 4.45% (0.19%)
Revenue per Share
2.14 2.61 2.30 2.25
Operating CF per Share
(0.93) 0.63 (0.51) 0.74
Capex per Share
0.02 (0.01) 0.05 (0.02)
Free Cash Flow per Share
(0.91) 0.62 (0.46) 0.72
Cash per Share
3.78 8.62 5.93 6.06
Shareholders Equity per Share
16.24 17.21 17.26 16.57
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
16.24 17.21 17.26 16.57
Free Cash Flow
(1.96) 1.36 (0.98) 1.54
Working Capital
(6.60) (3.63) (2.99) (1.90)
Capital Expenditures
0.04 (0.02) 0.11 (0.04)
Net Current Asset Value
(35.47) (32.82) (30.23) (29.29)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
(0.01) 0.00 (0.02) 0.01
Price to Operating Income
0.00 0.00 0.00 0.00
Other line items
Average Payables
326.61 337.64 340.41 335.73
Average Assets
391.17 405.39 400.02 398.35
Average Common Equity
36.30 37.51 37.21 36.24

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Columns are period end dates