First United Corporation FUNC

43.29 (0.01) (0.02%) as of 25 Sep
Market cap
$279.5M
P/E
11.2×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
P/E ratio
18.99 30.00 10.54 13.02 7.60 6.36 5.21 10.58 10.67 9.90
P/S ratio
1.65 1.97 1.67 2.29 1.41 1.59 1.62 1.66 1.97 2.00
P/FCF ratio
12.76 16.50 12.79 13.78 7.45 6.65 5.62 6.87 10.81 15.77
P/Operating CF
28.18 12.38 10.54 16.61 12.98 13.13 16.71 27.90 23.80 24.55
P/B ratio
1.07 1.11 0.96 1.36 0.83 0.89 0.86 0.98 1.23 1.19
Price to Tangible BV
1.21 1.24 1.06 1.49 0.90 0.97 0.94 1.06 1.31 1.26
EV/Sales
2.78 2.57 2.82 2.97 0.78 0.52 1.08 2.30 2.35 1.70
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
14.65 12.21 10.39 13.55 3.71 2.05 3.29 9.80 11.79 10.65
EV/FCF
21.50 21.59 21.57 17.88 4.12 2.17 3.75 9.51 12.90 13.39
Quick Ratio
0.06 0.08 0.02 0.04 0.10 0.08 0.05 0.03 0.05 0.08
Current Ratio
0.90 0.89 0.89 0.91 0.88 0.82 0.82 0.91 0.94 0.94
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
9.99% 9.05% 7.29% 7.00% 5.82% 1.79% 1.67% 5.82% 6.13% 4.60%
Debt/Equity
1.16 1.12 0.86 0.80 0.77 0.22 0.20 0.69 0.67 0.47
Asset Turnover
0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.06 0.06
Operating CF/Net income
2.19 3.19 1.72 1.25 1.17 1.01 1.06 1.49 1.08 0.79
Capex/Depreciation
(2.15) (3.66) (5.31) (1.55) (1.00) (1.56) (1.21) 0.18 (0.66) (1.87)
ROE
5.70% 4.01% 9.46% 10.81% 10.77% 14.49% 17.06% 9.60% 12.06% 12.80%
ROA
0.40% 0.31% 0.78% 0.93% 0.87% 1.14% 1.40% 0.80% 1.06% 1.21%
ROIC
3.45% 5.24% 4.32% 5.82% 13.47% 28.79% 19.13% 5.46% 7.67% 12.18%
Return on Tangible Assets
(6.64%) (4.58%) (12.24%) (19.49%) (10.24%) (8.19%) (9.81%) (12.65%) (33.25%) (34.12%)
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
69.78% 68.04% 68.07% 62.53% 64.26% 59.47% 52.82% 54.24% 47.02% 46.24%
Intangible Assets out of Total Assets
0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01
Share Based Compensation of Revenue
0.32% 0.31% 0.37% 0.36% 0.45% 0.60% 0.66% 0.55% 0.43% 0.63%
Graham Net Nets
(2.38) (1.99) (2.01) (1.23) (2.64) (2.55) (2.69) (1.87) (1.11) (0.95)
Graham Number
16.81 14.28 23.70 27.17 29.31 37.47 44.00 35.01 44.19 51.66
Earnings Yield
5.27% 3.33% 9.48% 7.68% 13.16% 15.72% 19.19% 9.45% 9.37% 10.10%
Free Cash Flow Yield
7.84% 6.06% 7.82% 7.26% 13.42% 15.04% 17.79% 14.56% 9.25% 6.34%
Revenue per Share
9.66 8.84 9.53 10.52 10.96 11.77 12.10 14.30 17.13 18.71
Operating CF per Share
1.83 1.86 2.58 2.31 2.31 2.98 3.99 3.36 3.41 2.99
Capex per Share
(0.58) (0.81) (1.34) (0.56) (0.23) (0.16) (0.50) 0.11 (0.29) (0.61)
Free Cash Flow per Share
1.25 1.05 1.24 1.75 2.08 2.82 3.50 3.47 3.12 2.37
Cash per Share
10.11 12.08 3.33 7.04 21.34 17.25 11.18 7.44 12.00 20.44
Shareholders Equity per Share
18.15 15.64 16.54 17.74 18.71 21.15 22.83 24.21 27.47 31.38
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
18.15 15.64 16.54 17.74 18.71 21.15 22.83 24.21 27.47 31.38
Free Cash Flow
7.83 7.31 8.81 12.42 14.57 18.93 23.25 23.17 20.36 15.41
Working Capital
(106.32) (119.42) (125.03) (106.06) (172.01) (276.16) (290.40) (150.48) (91.94) (101.51)
Capital Expenditures
(3.66) (5.62) (9.48) (3.97) (1.60) (1.09) (3.29) 0.70 (1.92) (3.97)
Net Current Asset Value
(238.06) (240.35) (226.60) (211.15) (286.11) (321.24) (351.33) (297.46) (244.94) (231.56)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.06 0.09 0.14 0.05 0.02 0.01 0.04 (0.01) 0.02 0.03
Net Profit Margin
8.69% 6.61% 15.81% 17.57% 18.03% 25.02% 31.13% 15.75% 18.40% 20.19%
Price to Operating Income
9.93 9.88 8.39 10.39 6.10 4.78 3.94 8.17 8.08 7.47
Other line items
Depreciation/Fixed assets
0.06 0.05 0.05 0.07 0.04 0.02 0.08 0.13 0.10 0.07
Cash ROIC
(5.07%) (5.74%) (8.10%) (8.06%) (5.43%) (5.09%) (3.27%) (2.79%) (2.06%) (2.38%)
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.02 0.02 0.02
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
45,019.29 51,468.91 48,033.45 36,155.90 53,771.47 93,860.96 119,715.50 23,310.00 17,954.48 19,347.16
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
1,006.51 1,026.81 1,053.46 1,104.78 1,282.20 1,445.87 1,520.05 1,560.86 1,562.90 1,654.99
Average Assets
1,320.82 1,327.33 1,360.12 1,412.89 1,587.72 1,731.63 1,789.00 1,877.01 1,939.44 2,030.24
Average Common Equity
92.23 101.04 112.73 121.50 128.49 136.47 146.85 156.83 170.58 191.46

Fold the line items

Columns are period end dates