Freedom Holding Corp. 10-Q filed Aug 10, 2026

Modified · Special Note About Forward-Looking Information

This quarterly report on Form 10-Q contains, and any related discussions contains may contain, forward-looking statements within the meaning of Section 21E of the Private Securities Exchange Litigation Reform Act of 1934, as amended (the "Exchange Act"), which involve substantial risks and uncertainties1995. Forward-looking statements generally relate to future events or our future financial or operating performance. In some cases, forward-looking statements can be identified by terminology such as "anticipate," "believe," "continue," "could," "estimate," "expect," "forecast," "future," "intend," "likely," "may," "might," "mission," "plan," "potential," "predict," "project," "should," "strategy," "will," "would," and other similar expressions and their negatives. Forward-looking statements generally relate to future events or our future financial or operating performance. All statements, other than statements of historical fact, included herein and in the documents incorporated by reference in this quarterly report on Form 10-Q are forward-looking statements within the meaning of Section 21E of the Exchange Act, including statements regarding our aims, goals, strategic goals, includingpriorities, without limitationplans and objectives, statements regarding aims, goals, and plans and objectivesplans to obtain licenses; key prospective markets; business strategy, including business mission our strategy for expansion of business and strategy, digital fintech ecosystem developmententry into new business areas, features and performance of our products such as the telecommunications, media and services, including Tradernet, Freedom SuperApp and health sectors in Kazakhstan; our plans with respect to Freedom Business mobile applications, Media; the development of our plans for expansion into telecommunication, media digital fintech ecosystem; our products and services and other marketsexpected operations, including Freedom SuperApp; expected capital expenditures and plans to finance such capital expenditures, the expected impact of changes in tax laws, credit loss exposure, credit ratings and outlook, ; our artificial intelligence ("AI") data center development project; the expected impact of new accounting pronouncements, prospects related to the Kazakhstan Sovereign AI Hub development, compliance, information security, acquisitions; acquisitions and business expansions in various regions or jurisdictions; treasury policy; regulatory investigations, payment of cash dividends on our common stockincluding their preliminary determinations and potential outcomes, treasury policy, statements with respect to the potential outcome of legal proceedings, our plans for expanding our banking segment, ; and other non-historical statementstatements.