Saturday 17 October 2026
Export FNWB’s income statement to Excel — free account
First Northwest Bancorp
FNWB Financial Banks Regional
First Northwest Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $118.6 million, down 5.05% from fiscal 2024. In the quarter to June 2026, revenue fell 6.28%, EPS fell 92.9%, free cash flow fell 86.0% and total debt fell 8.99%, each against the same quarter a year earlier. Dividend growth for five consecutive years; insiders bought in the last twelve months.
9.60
0.03
−0.31%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Jun '17 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
5 | 4 | 6 | 6 | 8 | 7 | 7 | — | — | — |
P/E ratio |
0.00 | 0.00 | 64.00 | 9.01 | 12.02 | 14.05 | 19.92 | 21.19 | 28.12 | 33.55 |
P/S ratio |
0.70 | 0.72 | 1.36 | 1.53 | 2.33 | 2.16 | 3.17 | 2.96 | 3.90 | 4.02 |
P/FCF ratio |
0.00 | 2.99 | 8.75 | 10.71 | 20.20 | 12.78 | 13.06 | 14.60 | 18.01 | 947.71 |
P/Operating CF |
8.01 | 7.18 | 55.24 | 63.55 | 49.87 | 14.72 | 64.14 | 107.68 | 51.11 | 67.53 |
P/B ratio |
0.52 | 0.58 | 0.87 | 0.88 | 0.97 | 0.78 | 1.01 | 0.89 | 0.98 | 0.95 |
Price to Tangible BV |
0.54 | 0.60 | 0.90 | 0.91 | 0.99 | 0.79 | 1.01 | 0.89 | 0.99 | 0.95 |
EV/Sales |
2.57 | 2.83 | 3.25 | 4.18 | 2.24 | 2.83 | 4.31 | 5.09 | 6.31 | 5.29 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
(110.76) | 20.93 | 19.05 | 23.82 | 11.73 | 14.41 | 17.22 | 19.75 | 26.79 | 195.61 |
EV/FCF |
(128.30) | 11.78 | 20.88 | 29.17 | 19.46 | 16.70 | 17.75 | 25.10 | 29.15 | 1,246.22 |
Quick Ratio |
0.05 | 0.04 | 0.07 | 0.03 | 0.08 | 0.05 | 0.05 | 0.03 | 0.04 | 0.03 |
Current Ratio |
1.05 | 1.02 | 1.04 | 0.99 | 0.92 | 0.90 | 0.92 | 0.94 | 0.92 | 0.91 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
14.62% | 15.05% | 14.58% | 13.97% | 6.21% | 6.65% | 8.64% | 10.85% | 11.85% | 7.12% |
Debt/Equity |
1.96 | 2.18 | 1.96 | 1.80 | 0.63 | 0.59 | 0.64 | 0.79 | 0.81 | 0.44 |
Asset Turnover |
0.05 | 0.06 | 0.05 | 0.05 | 0.04 | 0.05 | 0.04 | 0.04 | 0.03 | 0.04 |
Operating CF/Net income |
0.66 | (2.55) | 7.86 | 1.03 | 1.02 | 1.28 | 1.56 | 1.88 | 1.58 | 0.22 |
Capex/Depreciation |
0.00 | 11.44 | (0.65) | (0.61) | (1.30) | (0.87) | (0.20) | (0.78) | — | (0.38) |
| (2.69%) | (4.17%) | 1.41% | 8.89% | 7.91% | 5.69% | 5.16% | 4.07% | 1.87% | 2.78% | |
| (0.19%) | (0.30%) | 0.11% | 0.78% | 0.83% | 0.70% | 0.70% | 0.57% | 0.29% | 0.49% | |
ROIC |
(0.89%) | (1.13%) | 0.46% | 2.57% | 6.18% | 3.59% | 2.88% | 1.92% | 0.00% | 1.84% |
Return on Tangible Assets |
(4.73%) | (15.28%) | 2.76% | 286.79% | (13.80%) | (8.32%) | (12.79%) | (18.04%) | (5.61%) | (7.99%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
62.69% | 61.22% | 59.83% | 70.39% | 70.31% | 68.88% | 59.98% | 65.79% | 0.00% | 72.22% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
1.03% | 1.26% | 2.01% | 2.51% | 3.74% | 2.62% | 3.43% | 3.68% | 0.00% | 4.05% |
Graham Net Nets |
(2.98) | (3.59) | (1.85) | (2.15) | (1.35) | (1.71) | (1.11) | (1.25) | (1.26) | (0.92) |
Graham Number |
0.00 | 0.00 | 10.15 | 25.82 | 28.08 | 22.29 | 19.18 | 16.20 | 0.00 | 13.26 |
Earnings Yield |
(5.15%) | (7.48%) | 1.56% | 11.10% | 8.32% | 7.12% | 5.02% | 4.72% | 3.56% | 2.98% |
Free Cash Flow Yield |
(2.89%) | 33.45% | 11.43% | 9.34% | 4.95% | 7.82% | 7.66% | 6.85% | 5.55% | 0.11% |
Revenue per Share |
13.50 | 14.22 | 11.76 | 9.99 | 8.68 | 7.21 | 5.72 | 5.01 | 3.77 | 4.05 |
Operating CF per Share |
(0.31) | 1.92 | 2.00 | 1.75 | 1.66 | 1.41 | 1.43 | 1.29 | 0.49 | 0.11 |
Capex per Share |
0.00 | 0.74 | (0.18) | (0.32) | (0.66) | (0.19) | (0.04) | (0.27) | 0.00 | (0.09) |
Free Cash Flow per Share |
(0.31) | 2.66 | 1.83 | 1.43 | 1.00 | 1.22 | 1.39 | 1.02 | 0.49 | 0.02 |
Cash per Share |
9.68 | 8.25 | 13.81 | 5.02 | 13.80 | 6.95 | 4.95 | 2.55 | 3.47 | 2.29 |
Shareholders Equity per Share |
17.89 | 17.52 | 18.32 | 17.43 | 20.85 | 19.89 | 17.96 | 16.67 | 16.69 | 16.76 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
17.89 | 17.52 | 18.32 | 17.43 | 20.85 | 19.89 | 17.96 | 16.67 | 16.69 | 16.76 |
Free Cash Flow |
(2.76) | 23.38 | 16.30 | 12.99 | 9.14 | 11.44 | 13.67 | 10.50 | 5.25 | 0.18 |
Working Capital |
80.08 | 33.17 | 64.50 | (12.68) | (127.89) | (139.03) | (84.80) | (54.63) | (72.84) | (77.29) |
Capital Expenditures |
— | 6.51 | (1.57) | (2.91) | (6.02) | (1.82) | (0.43) | (2.84) | (1.08) | (0.96) |
Net Current Asset Value |
(245.92) | (321.86) | (264.12) | (299.42) | (248.28) | (250.12) | (198.87) | (192.27) | (218.17) | (155.86) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | (0.05) | 0.02 | 0.03 | 0.08 | 0.03 | 0.01 | 0.05 | 0.00 | 0.02 |
Price to Operating Income |
0.00 | 0.00 | 53.34 | 8.51 | 10.15 | 11.00 | 16.09 | 17.65 | 93.13 | 342.17 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
(0.06) | 0.06 | 0.13 | 0.26 | 0.23 | 0.14 | 0.15 | 0.24 | 0.00 | 0.19 |
Cash ROIC |
(0.50%) | 4.16% | 2.68% | 2.65% | 2.10% | 3.16% | 4.04% | 3.13% | 1.47% | 0.06% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.03 | 0.03 | 0.02 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 |
Average Days of Payables |
11,743.43 | 10,998.38 | 15,508.29 | 54,298.91 | 107,372.36 | 63,015.76 | 31,935.75 | 38,077.77 | 0.00 | 58,281.14 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 |
Average Payables |
1,643.56 | 1,682.46 | 1,620.57 | 1,572.42 | 1,457.05 | 1,167.58 | 970.95 | 912.65 | 854.40 | 773.52 |
Average Assets |
2,169.95 | 2,216.90 | 2,121.93 | 1,981.58 | 1,787.72 | 1,480.84 | 1,283.05 | 1,237.21 | 1,151.67 | 1,048.84 |
Average Common Equity |
155.57 | 158.61 | 160.81 | 174.38 | 188.43 | 181.62 | 174.56 | 174.65 | 177.38 | 183.86 |
Columns are period end dates