First Northern Community Bancorp FNRN

17.17 0.09 0.53% as of 25 Sep
Market cap
$280.0M
P/E
12.5×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
P/E ratio
10.04 7.68 6.05 7.10 9.95 11.28 10.74 12.17 19.81 15.61
P/S ratio
2.34 1.78 1.57 1.76 2.49 2.39 2.75 2.82 3.56 2.84
P/FCF ratio
39.87 7.94 4.93 5.17 5.60 11.57 9.54 10.13 9.65 13.97
P/Operating CF
27.35 23.85 55.84 12.65 22.95 (82.10) 24.46 54.46 44.35 40.04
P/B ratio
0.98 0.86 0.81 0.89 0.91 0.90 1.16 1.33 1.71 1.33
Price to Tangible BV
1.00 0.87 0.83 0.89 0.91 0.90 1.16 1.33 1.71 1.33
EV/Sales
0.64 0.24 (0.43) (1.47) (3.95) (2.64) 0.50 0.48 0.34 (1.23)
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
8.19 1.05 (1.30) (4.25) (8.59) (11.90) 1.69 1.62 1.01 (5.48)
EV/FCF
10.87 1.08 (1.36) (4.32) (8.88) (12.78) 1.74 1.73 0.92 (6.06)
Quick Ratio
0.09 0.08 0.10 0.12 0.21 0.19 0.11 0.11 0.14 0.16
Current Ratio
0.75 0.72 0.74 0.71 0.72 0.81 0.81 0.81 0.83 0.82
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
0.00% 0.00% 0.00% 0.00% 0.00% 0.30% 0.00% 0.00% 0.00% 0.00%
Debt/Equity
0.00 0.00 0.00 0.00 0.00 0.03 0.00 0.00 0.00 0.00
Asset Turnover
0.05 0.05 0.04 0.03 0.03 0.04 0.04 0.04 0.04 0.04
Operating CF/Net income
0.33 0.98 1.27 1.37 1.78 1.04 1.13 1.25 1.84 1.21
Capex/Depreciation
(1.35) (0.11) (0.32) (0.07) (0.16) (0.29) (0.16) (0.31) 0.39 (0.24)
ROE
10.88% 11.94% 15.16% 11.51% 9.41% 8.58% 12.00% 11.81% 9.10% 9.04%
ROA
1.11% 1.06% 1.15% 0.84% 0.80% 0.83% 1.16% 1.02% 0.73% 0.73%
ROIC
30.43% 42.64% 0.00% 0.00% 0.00% 0.00% 189.59% 0.00% 0.00% 0.00%
Return on Tangible Assets
(5.01%) (4.25%) (5.04%) (3.16%) (2.90%) (4.35%) (6.80%) (6.00%) (4.70%) (4.26%)
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
51.39% 49.27% 53.57% 63.62% 63.05% 67.98% 60.40% 64.86% 62.31% 67.41%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
0.96% 1.00% 1.00% 1.04% 1.07% 1.01% 0.85% 0.80% 0.79% 0.66%
Graham Net Nets
(2.08) (3.18) (3.41) (4.59) (3.61) (2.14) (1.45) (1.45) (1.12) (1.60)
Graham Number
19.26 16.76 16.49 12.59 12.67 11.77 12.10 10.31 8.19 7.53
Earnings Yield
9.96% 13.01% 16.53% 14.08% 10.05% 8.87% 9.31% 8.22% 5.05% 6.41%
Free Cash Flow Yield
2.51% 12.60% 20.30% 19.35% 17.86% 8.64% 10.49% 9.87% 10.36% 7.16%
Revenue per Share
5.43 5.08 4.90 3.78 3.23 3.30 3.28 3.09 2.83 2.55
Operating CF per Share
0.42 1.17 1.63 1.31 1.48 0.73 0.97 0.92 0.95 0.57
Capex per Share
(0.10) (0.02) (0.07) (0.02) (0.05) (0.05) (0.02) (0.06) 0.10 (0.05)
Free Cash Flow per Share
0.32 1.15 1.56 1.29 1.43 0.68 0.94 0.86 1.04 0.52
Cash per Share
9.56 8.13 10.10 12.52 21.05 16.94 7.37 7.24 9.10 10.36
Shareholders Equity per Share
13.01 10.58 9.52 7.52 8.85 8.78 7.76 6.58 5.88 5.44
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
13.01 10.58 9.52 7.52 8.85 8.78 7.76 6.58 5.88 5.44
Free Cash Flow
5.20 19.19 26.08 21.44 24.47 11.73 16.18 14.72 17.74 8.78
Working Capital
(430.38) (480.61) (437.73) (508.61) (494.95) (285.94) (223.15) (215.93) (192.51) (196.49)
Capital Expenditures
(1.70) (0.34) (1.22) (0.34) (0.80) (0.86) (0.39) (0.96) 1.64 (0.93)
Net Current Asset Value
(430.38) (480.61) (437.73) (508.61) (494.95) (290.94) (223.15) (215.93) (192.51) (196.49)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.02 0.00 0.01 0.01 0.01 0.02 0.01 0.02 (0.03) 0.02
Net Profit Margin
23.90% 23.66% 26.30% 25.29% 25.77% 21.46% 26.20% 23.76% 18.17% 18.62%
Price to Operating Income
7.80 5.42 4.33 5.11 7.05 8.14 7.57 8.62 10.03 9.48
Other line items
Depreciation/Fixed assets
0.14 0.33 0.38 0.83 0.79 0.45 0.36 0.47 0.67 0.52
Cash ROIC
(0.49%) 3.30% 5.28% 4.70% 3.67% 1.36% 3.85% 3.83% 3.86% 0.90%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
41,313.60 43,418.17 81,453.33 531,457.85 691,699.81 363,564.10 223,561.42 323,725.06 373,707.23 335,565.29
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
1,689.62 1,696.27 1,709.66 1,727.59 1,603.23 1,308.40 1,131.62 1,114.68 1,084.22 1,005.91
Average Assets
1,901.34 1,881.78 1,871.60 1,885.22 1,777.23 1,473.98 1,271.22 1,233.75 1,192.21 1,105.69
Average Common Equity
194.18 167.79 142.14 137.98 150.78 141.79 122.69 106.25 96.17 89.07

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