Saturday 17 October 2026 Export FNB’s income statement to Excel — free account

F.N.B. Corporation

F.N.B. Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.7 billion, up 4.95% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 16.7%, free cash flow grew 183.5% and total debt fell 25.6%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three.

17.24 0.08 +0.47%

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Market cap: $6.1B
P/E: 10.3×
Fwd P/E: 10.2×
Dividend yield: 2.90%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '25	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16
P/E ratio Full definition →	10.96	11.73	10.53	10.59	9.86	11.05	10.85	8.79	22.61	20.51
Piotroski F-Score Full definition →	7	5	5	6	7	6	4	5	6	5
P/S ratio Full definition →	2.29	2.08	2.25	2.83	2.91	2.16	2.68	2.21	3.38	3.75
P/FCF ratio Full definition →	16.41	10.62	14.97	4.06	8.22	42.67	19.37	5.54	18.77	14.16
P/Operating CF Full definition →	48.21	16.39	(250.72)	25.74	26.57	15.84	33.83	33.94	27.11	32.00
P/B ratio Full definition →	0.91	0.85	0.84	0.82	0.77	0.63	0.86	0.71	0.97	1.34
Price to Tangible BV Full definition →	1.45	1.42	1.48	1.53	1.42	1.21	1.69	1.47	2.13	2.39
EV/Sales Full definition →	2.07	2.31	2.43	2.47	0.80	1.96	3.16	2.30	3.54	3.94
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	11.56	9.24	12.79	3.26	2.02	24.64	18.79	5.45	15.61	11.84
EV/FCF Full definition →	14.82	11.80	16.15	3.54	2.26	38.67	22.85	5.78	19.62	14.88
Quick Ratio Full definition →	0.06	0.06	0.04	0.05	0.11	0.04	0.02	0.02	0.02	0.02
Current Ratio Full definition →	0.92	0.94	0.91	0.88	0.85	0.86	0.85	0.82	0.82	0.81
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	3.78%	6.19%	4.27%	2.50%	1.73%	2.93%	3.87%	1.89%	2.13%	2.47%
Debt/Equity Full definition →	0.28	0.48	0.33	0.19	0.13	0.22	0.27	0.14	0.15	0.21
Asset Turnover Full definition →	0.05	0.05	0.05	0.04	0.03	0.04	0.05	0.04	0.05	0.04
Operating CF/Net income Full definition →	0.85	1.40	0.89	2.83	1.34	0.41	0.68	1.67	1.46	1.80
Capex/Depreciation Full definition →	(1.38)	(2.07)	(1.13)	(1.30)	(5.80)	13.67	(1.02)	(0.32)	(0.64)	(0.98)
ROE Full definition →	8.65%	7.50%	8.30%	8.14%	8.02%	5.77%	8.17%	8.29%	5.65%	7.32%
ROA Full definition →	1.14%	0.97%	1.06%	1.04%	1.03%	0.77%	1.12%	1.13%	0.72%	0.83%
ROIC Full definition →	6.79%	5.03%	5.66%	6.81%	13.49%	4.59%	5.23%	5.95%	5.61%	6.46%
Return on Tangible Assets Full definition →	(19.78%)	(27.42%)	(17.19%)	(10.62%)	(8.81%)	(7.02%)	(9.65%)	(7.65%)	(4.39%)	(5.09%)
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	40.67%	40.54%	44.32%	55.35%	53.93%	60.39%	47.11%	51.18%	54.14%	58.98%
Intangible Assets out of Total Assets Full definition →	0.05	0.05	0.06	0.06	0.06	0.06	0.07	0.07	0.07	0.05
Share Based Compensation of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Graham Net Nets Full definition →	(0.99)	(1.15)	(1.22)	(1.41)	(1.53)	(1.88)	(1.45)	(1.88)	(1.35)	(1.26)
Graham Number Full definition →	25.64	22.23	22.12	20.94	20.89	17.04	19.67	18.70	13.98	14.48
Earnings Yield Full definition →	9.12%	8.53%	9.50%	9.45%	10.14%	9.05%	9.21%	11.38%	4.42%	4.88%
Free Cash Flow Yield Full definition →	6.09%	9.42%	6.68%	24.65%	12.17%	2.34%	5.16%	18.06%	5.33%	7.06%
Revenue per Share Full definition →	7.47	7.10	6.17	4.59	4.17	4.40	4.74	4.46	4.08	4.27
Operating CF per Share Full definition →	1.34	1.78	1.17	3.48	1.66	0.35	0.80	1.88	0.92	1.42
Capex per Share Full definition →	(0.29)	(0.38)	(0.24)	(0.27)	(0.18)	(0.13)	(0.14)	(0.11)	(0.19)	(0.29)
Free Cash Flow per Share Full definition →	1.04	1.39	0.93	3.21	1.48	0.22	0.66	1.78	0.73	1.13
Cash per Share Full definition →	6.92	6.69	4.37	4.78	10.92	4.28	1.84	1.51	1.59	1.80
Shareholders Equity per Share Full definition →	18.73	17.44	16.77	16.15	16.10	15.34	15.03	14.21	14.59	12.47
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	18.73	17.44	16.77	16.15	16.10	15.34	15.03	14.21	14.59	12.47
Free Cash Flow Full definition →	376.00	503.00	335.00	1,123.00	472.00	72.00	213.00	576.00	222.00	233.00
Working Capital Full definition →	(3,425.00)	(2,210.00)	(3,236.00)	(4,491.00)	(4,850.00)	(4,293.00)	(4,259.00)	(5,101.00)	(4,683.00)	(3,446.46)
Capital Expenditures Full definition →	(106.00)	(139.00)	(88.00)	(95.00)	(58.00)	(41.00)	(46.00)	(35.00)	(57.00)	(60.00)
Net Current Asset Value Full definition →	(6,119.00)	(6,170.00)	(6,127.00)	(6,421.00)	(5,951.00)	(5,762.00)	(5,989.00)	(6,011.00)	(5,613.00)	(4,151.00)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.04	0.05	0.04	0.06	0.04	0.03	0.03	0.02	0.05	0.07
Price to Operating Income Full definition →	9.22	9.63	8.81	8.39	7.68	8.96	8.76	7.06	10.09	11.66
Other line items
Depreciation/Fixed assets Full definition →	0.14	0.13	0.17	0.17	0.03	(0.01)	0.14	0.33	0.26	0.25
Cash ROIC Full definition →	3.37%	4.29%	3.49%	13.34%	5.06%	0.97%	3.12%	10.06%	4.00%	6.69%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.02	0.03	0.02	0.01	0.00	0.01	0.01	0.01	0.01	0.00
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	15,211.87	13,934.21	19,313.29	76,915.45	118,163.16	51,103.51	27,414.82	35,970.90	61,014.93	87,521.82
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	37,933.00	35,909.00	34,740.50	33,248.00	30,424.00	26,954.00	24,120.50	22,927.50	19,232.83	14,344.56
Average Assets Full definition →	49,427.00	47,391.50	44,941.50	41,619.00	38,433.50	35,984.50	33,858.50	32,260.00	26,631.41	19,701.24
Average Common Equity Full definition →	6,530.50	6,122.50	5,744.50	5,294.50	4,947.50	4,814.00	4,638.50	4,401.50	3,383.37	2,227.02

Fold the line items

Columns are period end dates

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