Farmers & Merchants Bancorp Inc. FMAO

34.93 (0.10) (0.29%) as of 25 Sep
Market cap
$482.5M
P/E
12.0×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
P/E ratio
13.83 29.04 23.91 18.16 12.78 16.42 10.63 14.28 15.50 10.21
P/S ratio
3.26 7.04 6.17 4.15 2.93 4.02 2.93 2.07 2.21 1.76
P/FCF ratio
15.90 23.01 42.94 15.85 10.43 11.43 8.89 28.13 12.87 9.54
P/Operating CF
57.13 66.12 304.60 84.95 23.36 50.89 18.31 30.40 151.41 24.97
P/B ratio
1.27 2.73 2.47 1.44 1.02 1.28 1.15 1.02 1.18 0.90
Price to Tangible BV
1.34 2.86 2.58 1.84 1.28 1.78 1.64 1.43 1.62 1.20
EV/Sales
2.85 7.15 5.99 4.37 1.40 2.98 3.81 3.02 2.73 2.43
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
11.25 21.07 31.96 14.62 4.46 8.10 10.95 21.25 15.08 12.61
EV/FCF
13.89 23.39 41.70 16.67 5.01 8.47 11.56 41.16 15.95 13.19
Quick Ratio
0.03 0.04 0.05 0.04 0.11 0.09 0.04 0.05 0.07 0.04
Current Ratio
0.85 0.92 0.94 0.98 0.92 0.91 0.96 1.01 0.99 1.00
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
0.95% 4.02% 2.88% 4.53% 2.52% 3.54% 6.36% 8.95% 8.12% 7.72%
Debt/Equity
0.08 0.33 0.22 0.32 0.19 0.31 0.64 0.93 0.82 0.71
Asset Turnover
0.05 0.05 0.05 0.06 0.05 0.04 0.04 0.05 0.05 0.06
Operating CF/Net income
1.08 1.40 0.73 1.31 1.37 1.49 1.26 0.98 1.28 1.12
Capex/Depreciation
(0.71) (0.53) (0.78) (0.99) (0.50) (0.25) (1.28) (2.80) (0.36) (0.33)
ROE
9.41% 9.70% 10.67% 9.78% 8.32% 8.53% 10.83% 7.33% 7.80% 9.32%
ROA
1.13% 1.16% 1.33% 1.34% 1.13% 1.02% 1.14% 0.72% 0.77% 0.97%
ROIC
9.68% 7.98% 8.57% 5.75% 13.48% 9.28% 6.31% 3.81% 4.74% 4.95%
Return on Tangible Assets
(10.12%) (25.40%) (43.24%) (410.43%) (18.83%) (13.11%) (47.21%) 32.79% (1,649.35%) 128.00%
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
57.30% 55.02% 56.04% 52.56% 57.88% 59.32% 52.02% 42.74% 37.03% 39.62%
Intangible Assets out of Total Assets
0.01 0.01 0.01 0.03 0.03 0.03 0.03 0.03 0.03 0.03
Share Based Compensation of Revenue
0.82% 0.98% 1.30% 1.36% 1.23% 0.95% 0.87% 0.94% 0.86% 0.83%
Graham Net Nets
(0.92) (0.32) (0.26) (0.32) (0.72) (0.79) (0.85) (0.82) (0.79) (0.82)
Graham Number
19.77 21.28 23.78 27.92 30.20 34.00 35.50 29.69 32.68 38.59
Earnings Yield
7.23% 3.44% 4.18% 5.51% 7.83% 6.09% 9.41% 7.01% 6.45% 9.79%
Free Cash Flow Yield
6.29% 4.35% 2.33% 6.31% 9.59% 8.75% 11.25% 3.56% 7.77% 10.48%
Revenue per Share
5.37 5.67 6.24 7.26 7.86 8.16 8.93 11.54 13.35 14.06
Operating CF per Share
1.36 1.93 1.17 2.17 2.48 3.00 3.11 1.64 2.42 2.71
Capex per Share
(0.26) (0.19) (0.27) (0.27) (0.27) (0.13) (0.16) (0.79) (0.13) (0.12)
Free Cash Flow per Share
1.10 1.74 0.90 1.90 2.20 2.87 2.94 0.85 2.29 2.59
Cash per Share
3.31 4.20 4.62 5.04 16.31 16.57 6.79 10.74 13.33 7.32
Shareholders Equity per Share
13.73 14.64 15.61 20.87 22.53 25.68 22.77 23.46 24.98 27.35
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
13.73 14.64 15.61 20.87 22.53 25.68 22.77 23.46 24.98 27.35
Free Cash Flow
10.07 15.90 8.23 20.99 24.39 33.23 38.51 11.44 30.70 35.14
Working Capital
(135.66) (71.32) (56.84) (30.80) (132.98) (204.71) (96.94) 32.94 (35.37) (6.16)
Capital Expenditures
(2.36) (1.75) (2.51) (2.95) (3.00) (1.51) (2.16) (10.71) (1.78) (1.60)
Net Current Asset Value
(146.72) (117.01) (90.40) (105.45) (182.97) (300.51) (291.46) (264.00) (311.64) (274.38)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.05 0.03 0.04 0.04 0.03 0.02 0.02 0.07 0.01 0.01
Net Profit Margin
23.55% 24.23% 25.83% 22.79% 22.93% 24.67% 27.56% 14.47% 14.19% 17.26%
Price to Operating Income
9.81 20.43 19.36 14.61 10.09 12.88 8.46 11.34 12.13 7.88
Other line items
Depreciation/Fixed assets
0.16 0.15 0.14 0.11 0.22 0.22 0.06 0.11 0.14 0.15
Cash ROIC
(5.44%) (1.88%) (5.45%) (0.67%) 0.07% 1.34% 2.08% (1.81%) (0.17%) 0.66%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.01 0.01 0.01 0.01 0.01 0.00 0.01 0.02 0.03 0.03
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
72,792.82 65,449.41 51,583.74 31,861.69 56,056.88 109,045.71 62,744.42 16,293.57 12,627.73 14,392.63
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
806.77 880.77 924.07 1,108.57 1,442.25 1,894.81 2,331.16 2,538.16 2,647.11 2,708.75
Average Assets
1,022.48 1,081.45 1,111.59 1,361.75 1,758.44 2,273.92 2,826.83 3,149.29 3,323.98 3,399.55
Average Common Equity
122.84 129.86 138.71 186.77 239.71 273.16 297.65 307.34 325.88 353.04

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