FinWise Bancorp FINW

11.32 0.04 0.35% as of 25 Sep
Market cap
$156.6M
P/E
11.1×
Insider Buys alert about insiders buying in the last 12 month

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19
Revenue
150.96 96.84 85.99 89.74 81.09 43.88 35.27
Revenue Growth
55.89% 12.61% (4.18%) 10.67% 84.80% 24.41% (18.27%)
Cost of Revenue
20.30 15.44 9.98 1.43 1.27 1.76 1.46
Gross Profit
130.67 81.40 76.02 88.31 79.82 42.12 33.81
SG&A Expenses
108.91 64.41 52.20 50.55 36.75 26.98 20.97
Operating Income
21.76 16.99 23.81 37.76 43.07 15.14 12.84
Non-operating Income/Expense
— — 0.38 (1.73) (0.80) — —
EBT
21.76 16.99 23.81 36.03 42.27 15.14 12.84
Income Tax Provision
5.67 4.25 6.35 10.92 10.69 3.94 3.18
Income after Tax
16.09 12.74 17.46 25.12 31.58 11.20 9.66
Dividends (Preferred)
0.71 0.39 0.29 0.19 1.78 0.84 0.02
Net Income Common
15.39 12.35 17.17 25.12 29.80 10.36 9.64
EPS (Basic)
1.20 0.98 1.38 1.96 3.44 1.40 1.37
EPS (Diluted)
1.13 0.93 1.33 1.87 3.27 1.39 1.37
Shares (Basic, Weighted)
12.83 12.61 12.49 12.73 8.67 8.03 7.04
Shares (Diluted, Weighted)
13.57 13.23 12.91 13.36 9.11 8.07 7.05
Gross Margin
86.56% 84.06% 88.40% 98.40% 98.44% 96.00% 95.85%
EBIT Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBT margin
14.41% 17.54% 27.69% 40.15% 52.13% 34.50% 36.39%
Net Profit Margin
10.19% 12.76% 19.97% 27.99% 36.75% 23.61% 27.32%
Free Cash Flow Margin
(18.66%) (16.49%) 5.59% 60.11% (14.26%) 43.28% (23.90%)
Other line items
Income from Continuous Operations
16.09 12.74 17.46 25.12 31.58 11.20 9.66
Consolidated Net Income/Loss
16.09 12.74 17.46 25.12 31.58 11.20 9.66
EPS (Basic, from Continuous Ops)
1.25 1.01 1.40 1.97 3.64 1.40 1.37
EPS (Basic, Consolidated)
1.25 1.01 1.40 1.97 3.64 1.40 1.37
EPS (Diluted, from Cont. Ops)
1.19 0.96 1.35 1.88 3.47 1.39 1.37
Shares (Diluted, Average)
13.57 13.23 12.91 13.36 9.11 — —
EPS (Diluted, Consolidated)
1.19 0.96 1.35 1.88 3.47 1.39 1.37
EBITDA Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Margin
(18.83%) (15.48%) 14.26% 68.14% (11.39%) 44.63% (22.37%)

Fold the line items

In millions of $ except per-share values · columns are period end dates