First Bancorp

FBNC Financial Banks Regional

First Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $549.3 million, up 2.26% from fiscal 2024. In the quarter to June 2026, revenue grew 8.82%, EPS grew 31.2%, free cash flow grew 49.9% and total debt fell 19.0%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.

60.36 0.03 +0.05%
Market cap
$2.5B
P/E
18.7×
Fwd P/E
12.6×
Dividend yield
1.57%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

22.13 18.95 19.23 19.85
P/S ratio
4.06 3.81 4.14 4.58
P/FCF ratio
10.00 10.15 10.93 11.24
P/Operating CF
43.91 37.94 37.98 39.61
P/B ratio
1.36 1.26 1.38 1.53
Price to Tangible BV
1.97 1.81 1.96 2.15
EV/Sales
3.12 3.38 3.21 3.75
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
7.73 9.14 8.51 9.28
EV/FCF
7.68 9.01 8.47 9.21
Quick Ratio
0.05 0.03 0.05 0.05
Current Ratio
0.82 0.83 0.85 0.85
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
0.72% 0.59% 0.58% 0.57%
Debt/Equity
0.06 0.05 0.04 0.04
Asset Turnover
0.04 0.04 0.04 0.04
Operating CF/Net income
2.44 3.55 1.32 1.32
Capex/Depreciation
0.39 0.17 (0.33) (0.73)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
47.41% 54.13% 39.38% 38.17%
Intangible Assets out of Total Assets
0.04 0.04 0.04 0.04
Share Based Compensation of Revenue
0.44% 0.71% 0.60% 0.65%
Graham Net Nets
(1.01) (0.98) (0.84) (0.71)
Graham Number
45.72 49.21 51.86 54.95
Earnings Yield
4.52% 5.28% 5.20% 5.04%
Free Cash Flow Yield
10.00% 9.85% 9.15% 8.90%
Revenue per Share
3.18 2.95 3.82 3.99
Operating CF per Share
1.20 1.34 1.48 1.61
Capex per Share
0.09 0.02 (0.03) (0.04)
Free Cash Flow per Share
1.29 1.36 1.45 1.58
Cash per Share
14.50 7.52 14.50 13.36
Shareholders Equity per Share
38.88 40.15 40.80 41.68
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
38.88 40.15 40.80 41.68
Free Cash Flow
53.31 56.14 59.90 64.88
Working Capital
(1,949.34) (1,796.74) (1,700.66) (1,623.92)
Capital Expenditures
3.64 0.98 (1.29) (1.60)
Net Current Asset Value
(2,210.67) (2,058.74) (1,949.22) (1,860.40)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
(0.03) (0.01) 0.01 0.01
Price to Operating Income
16.85 15.00 15.32 15.93
Other line items
Average Payables
10,693.05 10,639.48 10,878.57 10,957.63
Average Assets
12,451.85 12,408.02 12,691.99 12,824.94
Average Common Equity
1,540.42 1,549.89 1,595.56 1,636.32

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Columns are period end dates