Saturday 17 October 2026 Export FBNC’s income statement to Excel — free account

First Bancorp

First Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $549.3 million, up 2.26% from fiscal 2024. In the quarter to June 2026, revenue grew 8.82%, EPS grew 31.2%, free cash flow grew 49.9% and total debt fell 19.0%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.

60.36 0.03 +0.05%

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Market cap: $2.5B
P/E: 18.7×
Fwd P/E: 12.6×
Dividend yield: 1.57%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
P/E ratio Full definition →	19.85	19.82	10.81	12.87	12.00	13.90	10.18	14.70	23.77	18.95
Piotroski F-Score Full definition →	5	5	5	5	5	5	6	5	4	7
P/S ratio Full definition →	3.44	3.97	3.33	3.81	3.06	4.15	3.64	2.77	3.36	3.81
P/FCF ratio Full definition →	15.58	40.28	25.12	23.82	21.14	10.25	6.60	11.84	10.40	10.15
P/Operating CF Full definition →	56.12	24.51	42.50	66.19	40.17	43.84	28.94	39.70	26.24	37.94
P/B ratio Full definition →	1.46	1.30	1.26	1.38	1.09	1.11	1.44	1.10	1.25	1.26
Price to Tangible BV Full definition →	1.87	2.07	1.90	1.96	1.53	1.61	2.27	1.75	1.91	1.81
EV/Sales Full definition →	3.22	3.61	3.13	4.03	2.10	2.95	3.68	3.49	2.58	3.38
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	12.22	30.46	19.59	24.37	11.49	6.83	6.53	14.52	7.94	9.14
EV/FCF Full definition →	14.58	36.61	23.66	25.22	14.52	7.30	6.67	14.91	8.00	9.01
Quick Ratio Full definition →	0.10	0.11	0.10	0.05	0.06	0.05	0.03	0.02	0.05	0.03
Current Ratio Full definition →	1.02	1.03	1.01	0.95	0.82	0.72	0.74	0.83	0.81	0.83
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	7.51%	7.35%	6.93%	4.89%	0.85%	0.64%	2.71%	5.20%	0.76%	0.59%
Debt/Equity Full definition →	0.74	0.59	0.53	0.35	0.07	0.05	0.28	0.46	0.06	0.05
Asset Turnover Full definition →	0.04	0.05	0.05	0.05	0.05	0.04	0.04	0.05	0.04	0.04
Operating CF/Net income Full definition →	1.51	0.58	0.52	0.56	0.72	1.50	1.58	1.27	2.31	1.84
Capex/Depreciation Full definition →	(0.73)	(0.36)	(0.52)	(0.10)	(0.65)	(0.35)	(0.19)	(0.11)	(0.05)	0.14
ROE Full definition →	7.78%	8.67%	12.25%	11.33%	9.29%	8.96%	12.92%	8.61%	5.38%	7.12%
ROA Full definition →	0.78%	1.00%	1.56%	1.53%	1.21%	1.07%	1.38%	0.91%	0.63%	0.89%
ROIC Full definition →	8.16%	7.81%	10.23%	7.90%	10.96%	10.24%	11.34%	5.16%	5.95%	6.14%
Return on Tangible Assets Full definition →	20.74%	18.91%	52.87%	(77.02%)	(7.80%)	(3.93%)	(6.58%)	(6.60%)	(4.06%)	(6.66%)
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	66.54%	58.94%	49.84%	49.87%	60.30%	54.41%	48.63%	45.86%	45.70%	44.63%
Intangible Assets out of Total Assets Full definition →	0.02	0.05	0.04	0.04	0.03	0.04	0.04	0.04	0.04	0.04
Share Based Compensation of Revenue Full definition →	0.46%	0.48%	0.54%	0.73%	0.80%	0.69%	0.73%	0.94%	0.92%	0.69%
Graham Net Nets Full definition →	(0.45)	(0.35)	(0.40)	(0.50)	(1.31)	(1.98)	(1.83)	(1.60)	(1.21)	(0.98)
Graham Number Full definition →	23.75	33.37	41.91	44.86	44.34	55.22	51.91	43.79	38.30	49.21
Earnings Yield Full definition →	5.04%	5.04%	9.25%	7.77%	8.34%	7.20%	9.82%	6.80%	4.21%	5.28%
Free Cash Flow Yield Full definition →	6.42%	2.48%	3.98%	4.20%	4.73%	9.75%	15.16%	8.44%	9.62%	9.85%
Revenue per Share Full definition →	7.84	8.99	9.81	10.48	11.06	11.03	11.52	13.41	13.09	13.33
Operating CF per Share Full definition →	2.07	1.06	1.57	1.73	2.02	4.76	6.50	3.22	4.26	4.93
Capex per Share Full definition →	(0.33)	(0.18)	(0.27)	(0.06)	(0.42)	(0.30)	(0.14)	(0.08)	(0.03)	0.07
Free Cash Flow per Share Full definition →	1.73	0.89	1.30	1.68	1.60	4.46	6.36	3.14	4.23	5.00
Cash per Share Full definition →	15.33	19.42	15.66	7.83	12.74	15.44	7.62	5.84	12.37	7.52
Shareholders Equity per Share Full definition →	18.44	27.49	25.85	28.85	30.98	41.19	29.07	33.68	35.24	40.15
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	18.44	27.49	25.85	28.85	30.98	41.19	29.07	33.68	35.24	40.15
Free Cash Flow Full definition →	34.61	22.33	38.44	49.50	46.16	133.25	225.67	127.95	173.46	206.14
Working Capital Full definition →	56.43	126.92	49.89	(233.78)	(1,159.66)	(2,554.99)	(2,354.78)	(1,719.18)	(2,013.25)	(1,796.74)
Capital Expenditures Full definition →	(6.66)	(4.51)	(7.97)	(1.73)	(12.17)	(9.09)	(4.99)	(3.45)	(1.32)	3.01
Net Current Asset Value Full definition →	(242.43)	(318.94)	(388.68)	(591.51)	(1,281.49)	(2,708.08)	(2,717.96)	(2,424.44)	(2,180.20)	(2,058.74)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.04	0.02	0.03	0.01	0.04	0.03	0.01	0.01	0.00	(0.01)
Price to Operating Income Full definition →	12.37	11.78	8.34	10.13	9.46	9.96	7.82	10.40	18.38	15.00
Other line items
Depreciation/Fixed assets Full definition →	0.12	0.11	0.13	0.14	0.16	0.19	0.20	0.21	0.19	0.16
Cash ROIC Full definition →	3.66%	1.40%	2.35%	3.58%	3.49%	7.57%	14.20%	5.71%	8.48%	10.11%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.00	0.00	0.01	0.01	0.00	0.00	0.00	0.01	0.02	0.01
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	141,420.25	126,946.46	71,525.37	53,091.01	117,056.67	349,731.13	209,156.56	25,767.12	20,557.87	24,675.91
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	2,879.32	3,677.15	4,533.15	4,795.35	5,602.48	7,699.11	9,176.08	9,629.56	10,281.07	10,639.48
Average Assets Full definition →	3,488.46	4,580.95	5,705.58	6,003.88	6,716.70	8,899.33	10,566.98	11,370.00	12,131.32	12,408.02
Average Common Equity Full definition →	351.50	530.54	728.60	808.32	872.91	1,062.00	1,131.09	1,201.99	1,409.00	1,549.89

Fold the line items

Columns are period end dates

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