First Business Financial Services, Inc.

FBIZ Financial Banks Regional

First Business Financial Services, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $279.2 million, up 6.43% from fiscal 2024. In the quarter to June 2026, revenue grew 7.37%, EPS grew 36.3%, free cash flow grew 181.5% and total debt rose 25.6%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for five, operating cash flow growth for five; insiders bought in the last twelve months.

70.51 0.43 +0.61%
Market cap
$586.5M
P/E
10.7×
Fwd P/E
9.4×
Dividend yield
1.86%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
P/E ratio
9.63 8.88 9.13 8.43

+8 more quarters

P/S ratio
1.80 1.56 1.59 1.51
P/FCF ratio
6.40 8.36 7.25 6.26
P/Operating CF
11.84 144.70 27.44 22.75
P/B ratio
1.35 1.20 1.23 1.21
Price to Tangible BV
1.40 1.24 1.27 1.25
EV/Sales
2.44 2.15 2.35 2.31
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
8.62 11.37 10.63 9.50
EV/FCF
8.67 11.51 10.73 9.58
Quick Ratio
0.05 0.04 0.01 0.01
Current Ratio
1.06 1.04 1.03 1.03
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
7.86% 7.02% 6.17% 6.61%
Debt/Equity
0.88 0.80 0.68 0.74
Asset Turnover
0.07 0.07 0.07 0.07
Operating CF/Net income
2.89 0.26 1.25 1.32
Capex/Depreciation
(0.04) (0.05) (0.02) (0.07)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
40.65% 42.33% 35.04% 36.98%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
1.24% 0.92% 0.91% 0.80%
Graham Net Nets
(0.36) (0.45) (0.47) (0.50)
Graham Number
83.02 78.37 76.82 76.15
Earnings Yield
10.38% 11.26% 10.96% 11.86%
Free Cash Flow Yield
15.61% 11.96% 13.79% 15.98%
Revenue per Share
8.97 8.63 8.61 8.98
Operating CF per Share
5.34 0.37 1.98 2.25
Capex per Share
(0.01) (0.02) 0.00 (0.02)
Free Cash Flow per Share
5.32 0.36 1.97 2.24
Cash per Share
19.90 16.75 4.84 5.43
Shareholders Equity per Share
48.16 46.43 45.55 43.85
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
48.16 46.43 45.55 43.85
Free Cash Flow
43.67 2.92 16.10 18.26
Working Capital
208.59 145.52 89.21 101.67
Capital Expenditures
(0.12) (0.13) (0.04) (0.15)
Net Current Asset Value
(184.64) (200.82) (207.13) (211.42)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.00 0.00 0.00 0.00
Price to Operating Income
7.83 7.03 7.16 6.89
Other line items
Average Payables
3,448.69 3,404.52 3,243.78 3,151.51
Average Assets
4,206.36 4,132.87 3,967.55 3,875.28
Average Common Equity
358.06 346.08 338.10 323.16

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Columns are period end dates