EZCORP, Inc.

EZPW Financial Credit Services

EZCORP, Inc.’s revenue for fiscal 2025 (year ended September 2025) was $1.3 billion, up 9.70% from fiscal 2024. In the quarter to June 2026, revenue grew 34.7%, EPS grew 37.8%, free cash flow grew 27.9% and total debt was flat, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for five.

33.00 0.13 −0.39%
Market cap
$2.0B
P/E
12.8×
Fwd P/E
16.0×
Dividend yield
—
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
P/E ratio
13.40 10.53 9.38 9.92

+8 more quarters

P/S ratio
1.34 1.06 0.89 0.86
P/FCF ratio
15.38 11.93 9.77 9.91
P/Operating CF
49.73 32.29 30.38 21.35
P/B ratio
1.82 1.37 1.11 1.07
Price to Tangible BV
3.75 2.88 1.75 1.70
EV/Sales
1.29 1.00 0.77 0.74
EV/EBITDA
7.94 6.23 5.06 5.11
EV/Operating CF
11.29 8.54 6.33 6.30
EV/FCF
14.82 11.30 8.43 8.49
Quick Ratio
3.26 3.27 4.40 4.12
Current Ratio
4.81 4.71 6.03 5.61
Net Debt/EBITDA
(2.78) (2.38) (3.82) (5.68)
Debt/Assets
23.98% 24.40% 26.09% 26.55%
Debt/Equity
0.44 0.45 0.48 0.51
Asset Turnover
0.78 0.75 0.77 0.74
Operating CF/Net income
1.12 0.99 0.88 1.92
Capex/Depreciation
(0.98) (1.04) (0.81) (1.79)
Interest Coverage
6.56 8.12 7.42 4.54
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
8.12% 7.72% 7.00% 1.99%
Intangible Assets out of Total Assets
0.28 0.28 0.20 0.20
Share Based Compensation of Revenue
0.98% 1.15% 0.89% 0.97%
Graham Net Nets
0.06 0.07 0.19 0.18
Graham Number
33.19 31.69 28.54 27.77
Earnings Yield
7.46% 9.50% 10.66% 10.08%
Free Cash Flow Yield
6.50% 8.38% 10.24% 10.09%
Revenue per Share
6.81 7.25 6.24 5.86
Operating CF per Share
0.70 0.79 0.64 0.89
Capex per Share
(0.16) (0.17) (0.12) (0.27)
Free Cash Flow per Share
0.53 0.62 0.52 0.62
Cash per Share
11.38 11.43 12.83 13.53
Shareholders Equity per Share
18.98 18.52 17.48 17.85
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
18.98 18.52 17.48 17.85
Free Cash Flow
32.88 38.01 31.69 35.75
Working Capital
884.44 860.30 955.33 925.38
Capital Expenditures
(9.90) (10.45) (7.45) (15.51)
Net Current Asset Value
118.01 107.21 228.60 200.23
EV/EBIT
9.31 7.36 6.11 6.29
Capex to Sales
0.02 0.02 0.02 0.05
Price to Operating Income
9.66 7.77 7.09 7.34
Other line items
Average Receivables
51.43 47.68 47.65 46.37
Average Payables
99.28 97.51 82.10 95.59
Average Inventory
270.92 241.87 226.46 220.19
Average Assets
2,024.65 1,978.19 1,743.31 1,722.22
Average Common Equity
1,078.88 996.75 947.30 915.03

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Columns are period end dates