EZCORP, Inc.

EZPW Financial Credit Services

EZCORP, Inc.’s revenue for fiscal 2025 (year ended September 2025) was $1.3 billion, up 9.70% from fiscal 2024. In the quarter to June 2026, revenue grew 34.7%, EPS grew 37.8%, free cash flow grew 27.9% and total debt was flat, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for five.

33.00 0.13 −0.39%
Market cap
$2.0B
P/E
12.8×
Fwd P/E
16.0×
Dividend yield
—
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

9.92 9.38 10.53 13.40
P/S ratio
0.86 0.89 1.06 1.34
P/FCF ratio
9.91 9.77 11.93 15.38
P/Operating CF
21.35 30.38 32.29 49.73
P/B ratio
1.07 1.11 1.37 1.82
Price to Tangible BV
1.70 1.75 2.88 3.75
EV/Sales
0.74 0.77 1.00 1.29
EV/EBITDA
5.11 5.06 6.23 7.94
EV/Operating CF
6.30 6.33 8.54 11.29
EV/FCF
8.49 8.43 11.30 14.82
Quick Ratio
4.12 4.40 3.27 3.26
Current Ratio
5.61 6.03 4.71 4.81
Net Debt/EBITDA
(5.68) (3.82) (2.38) (2.78)
Debt/Assets
26.55% 26.09% 24.40% 23.98%
Debt/Equity
0.51 0.48 0.45 0.44
Asset Turnover
0.74 0.77 0.75 0.78
Operating CF/Net income
1.92 0.88 0.99 1.12
Capex/Depreciation
(1.79) (0.81) (1.04) (0.98)
Interest Coverage
4.54 7.42 8.12 6.56
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
1.99% 7.00% 7.72% 8.12%
Intangible Assets out of Total Assets
0.20 0.20 0.28 0.28
Share Based Compensation of Revenue
0.97% 0.89% 1.15% 0.98%
Graham Net Nets
0.18 0.19 0.07 0.06
Graham Number
27.77 28.54 31.69 33.19
Earnings Yield
10.08% 10.66% 9.50% 7.46%
Free Cash Flow Yield
10.09% 10.24% 8.38% 6.50%
Revenue per Share
5.86 6.24 7.25 6.81
Operating CF per Share
0.89 0.64 0.79 0.70
Capex per Share
(0.27) (0.12) (0.17) (0.16)
Free Cash Flow per Share
0.62 0.52 0.62 0.53
Cash per Share
13.53 12.83 11.43 11.38
Shareholders Equity per Share
17.85 17.48 18.52 18.98
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
17.85 17.48 18.52 18.98
Free Cash Flow
35.75 31.69 38.01 32.88
Working Capital
925.38 955.33 860.30 884.44
Capital Expenditures
(15.51) (7.45) (10.45) (9.90)
Net Current Asset Value
200.23 228.60 107.21 118.01
EV/EBIT
6.29 6.11 7.36 9.31
Capex to Sales
0.05 0.02 0.02 0.02
Price to Operating Income
7.34 7.09 7.77 9.66
Other line items
Average Receivables
46.37 47.65 47.68 51.43
Average Payables
95.59 82.10 97.51 99.28
Average Inventory
220.19 226.46 241.87 270.92
Average Assets
1,722.22 1,743.31 1,978.19 2,024.65
Average Common Equity
915.03 947.30 996.75 1,078.88

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Columns are period end dates