Esquire Financial Holdings, Inc. ESQ
122.28
(0.89)
(0.72%)
as of 25 Sep
- Market cap
- $1.5B
- P/E
- 19.0×
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Growth Flags
show if company had growth for consecutive years
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
25.37 | 30.85 | 18.24 | 13.65 | 11.29 | 13.18 | 11.49 | 9.46 | 14.27 | 16.18 |
P/S ratio |
3.60 | 4.50 | 4.35 | 3.97 | 2.67 | 3.59 | 3.81 | 3.19 | 4.49 | 5.00 |
P/FCF ratio |
20.04 | 30.76 | 18.06 | 13.52 | 11.42 | 8.67 | 8.71 | 9.83 | 15.91 | 15.17 |
P/Operating CF |
197.15 | 117.85 | 58.12 | 51.67 | (110.52) | 31.84 | 38.43 | 23.45 | 53.19 | 49.00 |
P/B ratio |
1.43 | 1.40 | 1.72 | 1.73 | 1.13 | 1.64 | 2.07 | 1.95 | 2.62 | 2.84 |
Price to Tangible BV |
1.43 | 1.40 | 1.72 | 1.73 | 1.13 | 1.64 | 2.07 | 1.95 | 2.62 | 2.84 |
EV/Sales |
2.07 | 2.85 | 3.52 | 2.70 | 0.53 | 0.58 | 1.35 | 1.84 | 3.60 | 3.58 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
7.50 | 18.54 | 12.81 | 8.03 | 1.82 | 1.26 | 2.98 | 5.29 | 11.78 | 9.84 |
EV/FCF |
11.56 | 19.47 | 14.62 | 9.19 | 2.27 | 1.40 | 3.08 | 5.69 | 12.73 | 10.85 |
Quick Ratio |
0.12 | 0.10 | 0.05 | 0.09 | 0.14 | 0.19 | 0.17 | 0.12 | 0.08 | 0.11 |
Current Ratio |
0.86 | 0.87 | 0.87 | 0.91 | 0.97 | 0.95 | 0.93 | 0.96 | 0.91 | 0.96 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.09% | 0.05% | 0.01% | 0.01% | 0.32% | 0.17% | 0.14% | 0.00% | 0.00% | 0.00% |
Debt/Equity |
0.01 | 0.00 | 0.00 | 0.00 | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 |
Asset Turnover |
0.05 | 0.05 | 0.06 | 0.07 | 0.06 | 0.06 | 0.07 | 0.08 | 0.08 | 0.08 |
Operating CF/Net income |
2.29 | 1.10 | 1.16 | 1.15 | 1.24 | 1.68 | 1.36 | 1.03 | 0.97 | 1.18 |
Capex/Depreciation |
(2.86) | (0.13) | (0.73) | (0.97) | (1.33) | (1.85) | (0.61) | (1.79) | (0.97) | (1.38) |
| 5.43% | 5.34% | 9.92% | 13.88% | 10.64% | 13.29% | 18.89% | 22.99% | 20.04% | 19.30% | |
| 0.71% | 0.76% | 1.46% | 1.93% | 1.45% | 1.69% | 2.22% | 2.72% | 2.49% | 2.39% | |
ROIC |
29.98% | 10.83% | 11.96% | 24.24% | 88.20% | 0.00% | 0.00% | 104.74% | 33.45% | 76.39% |
Return on Tangible Assets |
(5.54%) | (6.38%) | (12.22%) | (23.34%) | (50.15%) | (34.05%) | (35.54%) | (81.05%) | (31.08%) | (57.26%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
74.87% | 70.78% | 64.31% | 55.26% | 65.54% | 64.10% | 52.92% | 47.39% | 47.40% | 49.19% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
1.91% | 2.14% | 4.08% | 2.26% | 2.89% | 3.00% | 2.84% | 2.65% | 2.77% | 3.01% |
Graham Net Nets |
(0.83) | (0.51) | (0.46) | (0.33) | (0.20) | (0.24) | (0.25) | (0.14) | (0.23) | (0.11) |
Graham Number |
11.61 | 13.66 | 18.35 | 25.42 | 25.51 | 32.17 | 41.69 | 55.45 | 61.65 | 71.42 |
Earnings Yield |
3.94% | 3.24% | 5.48% | 7.33% | 8.86% | 7.59% | 8.70% | 10.58% | 7.01% | 6.18% |
Free Cash Flow Yield |
4.99% | 3.25% | 5.54% | 7.40% | 8.76% | 11.53% | 11.48% | 10.17% | 6.29% | 6.59% |
Revenue per Share |
4.09 | 4.20 | 4.99 | 6.56 | 7.19 | 8.78 | 11.25 | 15.76 | 17.69 | 20.41 |
Operating CF per Share |
1.27 | 0.65 | 1.37 | 2.21 | 2.10 | 4.03 | 5.08 | 5.49 | 5.40 | 7.42 |
Capex per Share |
(0.54) | (0.03) | (0.17) | (0.28) | (0.42) | (0.39) | (0.16) | (0.39) | (0.40) | (0.69) |
Free Cash Flow per Share |
0.74 | 0.61 | 1.20 | 1.93 | 1.68 | 3.63 | 4.92 | 5.11 | 5.00 | 6.73 |
Cash per Share |
8.67 | 6.99 | 4.14 | 8.36 | 15.77 | 26.70 | 27.98 | 21.41 | 16.16 | 29.26 |
Shareholders Equity per Share |
10.52 | 13.53 | 12.58 | 15.03 | 17.01 | 19.24 | 20.71 | 25.73 | 30.33 | 35.92 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
10.52 | 13.53 | 12.58 | 15.03 | 17.01 | 19.24 | 20.71 | 25.73 | 30.33 | 35.92 |
Free Cash Flow |
3.65 | 3.79 | 8.86 | 14.25 | 12.45 | 27.14 | 37.56 | 39.40 | 39.06 | 54.26 |
Working Capital |
(52.58) | (59.27) | (74.15) | (63.43) | (28.18) | (55.97) | (82.95) | (53.20) | (142.91) | (93.13) |
Capital Expenditures |
(2.67) | (0.19) | (1.25) | (2.06) | (3.14) | (2.94) | (1.24) | (3.00) | (3.15) | (5.58) |
Net Current Asset Value |
(52.95) | (59.55) | (74.24) | (63.52) | (28.18) | (55.97) | (82.95) | (53.20) | (142.91) | (93.13) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.13 | 0.01 | 0.03 | 0.04 | 0.06 | 0.04 | 0.01 | 0.02 | 0.02 | 0.03 |
Net Profit Margin |
13.60% | 13.98% | 23.73% | 29.18% | 23.68% | 27.34% | 33.19% | 33.72% | 31.57% | 30.90% |
Price to Operating Income |
19.48 | 16.57 | 13.42 | 10.07 | 8.29 | 10.36 | 8.44 | 6.93 | 10.48 | 12.53 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.34 | 0.57 | 0.64 | 0.75 | 0.78 | 0.48 | 0.75 | 0.64 | 1.33 | 0.92 |
Cash ROIC |
3.72% | 1.13% | 6.01% | 7.79% | 5.11% | 7.75% | 9.65% | 10.94% | 10.94% | 10.55% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
264,848.57 | 304,275.67 | 171,182.89 | 97,498.55 | 246,621.61 | 453,344.55 | 272,195.59 | 63,298.11 | 44,586.15 | 41,982.47 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
336.24 | 409.64 | 508.46 | 624.52 | 742.34 | 916.23 | 1,128.32 | 1,317.77 | 1,524.77 | 1,852.62 |
Average Assets |
388.74 | 479.20 | 598.73 | 730.95 | 867.36 | 1,057.74 | 1,287.20 | 1,506.26 | 1,754.69 | 2,129.08 |
Average Common Equity |
50.80 | 67.78 | 88.08 | 101.92 | 118.57 | 134.91 | 150.95 | 178.36 | 217.82 | 263.35 |
Columns are period end dates