Eastern Bankshares, Inc.

EBC Financial Banks Regional

Eastern Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, down 1.16% from fiscal 2024. In the quarter to June 2026, revenue grew 26.5%, EPS fell 4.00%, free cash flow grew 25.5% and total debt rose 1,259.9%, each against the same quarter a year earlier. Dividend growth for five consecutive years, operating cash flow growth for five; insiders bought in the last twelve months.

21.31 0.17 +0.80%
Market cap
$4.8B
P/E
12.1×
Fwd P/E
11.3×
Dividend yield
2.63%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
Revenue
595.76 627.32 591.70 532.60 681.93 558.71 1,070.68 1,058.30
Revenue Growth
(4.05%) 5.30% (5.68%) (9.99%) 28.04% (18.07%) 91.64% (1.16%)
Cost of Revenue
25.12 33.75 12.08 5.33 37.13 246.05 339.17 335.65
Gross Profit
570.64 593.56 579.62 527.26 644.80 312.66 731.51 722.65
SG&A Expenses
409.14 415.44 540.87 351.05 405.38 436.85 561.18 588.96
Operating Income
157.61 174.58 35.90 176.00 238.23 (126.00) 155.77 99.51
EBT
157.61 174.58 35.90 176.00 238.23 (126.00) 155.77 99.51
Income Tax Provision
34.88 39.48 13.16 30.46 51.72 (63.31) 36.21 11.29
Income after Tax
122.73 135.10 22.74 145.53 186.51 (62.69) 119.56 88.22
Dividends (Preferred)
0.00 0.00 — 0.00 0.00 — — —
Net Income Common
122.73 135.10 22.74 154.67 199.76 232.18 119.56 88.22
EPS (Basic)
0.58 0.64 0.13 0.90 1.21 1.43 0.66 0.43
EPS (Diluted)
0.58 0.64 0.13 0.90 1.21 1.43 0.66 0.43
Shares (Basic, Weighted)
210.08 210.08 171.81 172.19 165.51 162.29 181.13 203.17
Shares (Diluted, Weighted)
210.08 210.08 171.81 172.25 165.65 162.40 182.18 204.34
Gross Margin
95.78% 94.62% 97.96% 99.00% 94.56% 55.96% 68.32% 68.28%
EBIT Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBT margin
26.46% 27.83% 6.07% 33.04% 34.93% (22.55%) 14.55% 9.40%
Net Profit Margin
20.60% 21.54% 3.84% 29.04% 29.29% 41.56% 11.17% 8.34%
Free Cash Flow Margin
32.89% 30.13% 10.94% 35.81% 34.99% 45.38% 26.66% 39.02%
Other line items
Income from Continuous Operations
122.73 135.10 22.74 145.53 186.51 (62.69) 119.56 88.22
Income from Discontinued Operations
— — 0.00 9.13 13.25 294.87 — —
Consolidated Net Income/Loss
122.73 135.10 22.74 154.67 199.76 232.18 119.56 88.22
EPS (Basic, from Continuous Ops)
— — 0.13 0.85 1.13 (0.39) 0.66 0.43
EPS (Basic, from Discontinued Ops)
— — — 0.05 0.08 1.82 — —
EPS (Basic, Consolidated)
— — 0.13 0.90 1.21 1.43 0.66 0.43
EPS (Diluted, from Cont. Ops)
— — 0.13 0.85 1.13 (0.39) 0.66 0.43
EPS (Diluted, from Disc. Ops)
— — — 0.00 0.00 0.00 — —
Shares (Diluted, Average)
— — 171.81 172.25 165.65 162.40 182.18 204.30
EPS (Diluted, Consolidated)
— — 0.13 0.90 1.21 1.43 0.66 0.43
EBITDA Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Margin
34.41% 31.28% 11.81% 32.76% 33.72% 46.84% 26.51% 40.86%

Fold the line items

In millions of $ except per-share values · columns are period end dates