Dime Community Bancshares, Inc.

DCOM Financial Banks Regional

Dime Community Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $730.4 million, up 13.0% from fiscal 2024. In the quarter to June 2026, revenue grew 4.11%, EPS grew 17.2%, free cash flow grew 159.4% and total debt fell 21.0%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten.

38.83 0.05 +0.13%
Market cap
$1.7B
P/E
14.0×
Fwd P/E
11.2×
Dividend yield
3.22%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
P/E ratio
12.75 52.10 11.81 8.54 15.63 11.94 12.95 12.87 33.71 18.85
Piotroski F-Score
7 4 6 6 7 6 5 5 6 6
P/S ratio
1.77 1.85 1.60 2.57 3.21 2.04 3.09 2.74 4.08 4.24
P/FCF ratio
7.02 10.68 12.13 4.18 9.35 8.83 11.60 9.34 15.31 16.32
P/Operating CF
28.15 13.45 (25.80) 25.72 (105.57) 43.55 36.84 28.05 67.17 41.26
P/B ratio
0.95 0.94 0.93 1.17 1.27 0.89 1.56 1.09 1.60 1.60
Price to Tangible BV
1.08 1.07 1.09 1.38 1.50 0.98 2.00 1.44 2.15 2.20
EV/Sales
(0.38) 1.23 3.24 5.01 2.74 1.55 4.68 2.88 6.97 7.24
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
(1.49) 8.01 22.98 8.10 8.00 6.59 17.10 8.90 25.00 25.18
EV/FCF
(1.51) 7.08 24.52 8.15 8.00 6.70 17.54 9.79 26.15 27.87
Quick Ratio
0.18 0.11 0.04 0.02 0.04 0.04 0.03 0.08 0.03 0.04
Current Ratio
1.02 1.03 1.07 1.04 0.92 0.98 0.99 0.91 0.94 0.89
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
5.09% 6.13% 11.10% 10.09% 1.63% 4.34% 10.44% 6.79% 13.09% 14.19%
Debt/Equity
0.53 0.63 1.23 1.14 0.17 0.42 1.03 0.70 1.35 1.41
Asset Turnover
0.05 0.05 0.05 0.04 0.05 0.04 0.05 0.04 0.04 0.04
Operating CF/Net income
1.84 4.62 1.04 2.06 1.53 1.60 1.90 1.52 2.33 1.27
Capex/Depreciation
(0.41) 1.54 (0.71) (0.18) 0.00 (0.19) (0.34) (0.80) (0.63) (1.79)
ROE
7.69% 1.79% 8.10% 13.49% 11.50% 6.94% 7.57% 8.69% 4.81% 9.28%
ROA
0.68% 0.15% 0.65% 1.14% 1.01% 0.64% 0.75% 0.84% 0.47% 0.89%
ROIC
0.00% 3.24% 3.75% 5.84% 12.43% 5.84% 3.28% 6.33% 3.25% 3.90%
Return on Tangible Assets
38.69% 4.82% 11.85% 29.17% (11.43%) (47.38%) 470.06% (12.77%) (11.59%) (11.31%)
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
40.41% 40.47% 33.22% 41.54% 46.64% 50.43% 45.01% 54.87% 57.58% 52.02%
Intangible Assets out of Total Assets
0.01 0.01 0.01 0.01 0.01 0.01 0.02 0.02 0.03 0.03
Share Based Compensation of Revenue
1.05% 1.04% 0.72% 0.90% 1.27% 2.83% 0.74% 1.93% 1.54% 1.39%
Graham Net Nets
(0.61) (0.68) (1.15) (1.07) (0.93) (0.41) (0.82) (1.40) (1.20) (1.45)
Graham Number
40.96 20.89 38.69 47.89 37.42 35.16 35.41 32.25 22.89 32.57
Earnings Yield
7.84% 1.92% 8.47% 11.71% 6.40% 8.37% 7.72% 7.77% 2.97% 5.31%
Free Cash Flow Yield
14.25% 9.36% 8.25% 23.90% 10.70% 11.32% 8.62% 10.71% 6.53% 6.13%
Revenue per Share
16.98 16.60 16.91 12.39 10.97 11.85 10.84 9.29 8.68 8.89
Operating CF per Share
4.34 2.54 2.38 7.66 3.76 2.78 2.96 3.00 2.42 2.56
Capex per Share
(0.05) 0.33 (0.15) (0.05) 0.00 (0.04) (0.07) (0.27) (0.11) (0.25)
Free Cash Flow per Share
4.29 2.88 2.23 7.61 3.76 2.74 2.89 2.73 2.31 2.31
Cash per Share
54.71 32.97 11.98 4.39 10.12 11.31 5.07 15.19 4.90 6.58
Shareholders Equity per Share
34.30 35.87 32.11 30.35 30.66 32.55 21.52 23.34 22.18 23.58
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
34.30 35.87 32.11 30.35 30.66 32.55 21.52 23.34 22.18 23.58
Free Cash Flow
184.44 112.07 85.18 293.34 146.34 58.98 66.77 53.06 44.76 39.97
Working Capital
231.11 409.22 694.40 445.41 (885.67) (98.28) (26.40) (335.40) (207.10) (342.65)
Capital Expenditures
(2.13) 13.01 (5.70) (1.83) 0.01 (0.95) (1.72) (5.32) (2.07) (4.27)
Net Current Asset Value
(793.50) (811.38) (1,184.72) (1,319.16) (1,273.57) (215.61) (636.12) (695.92) (823.36) (947.98)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.00 (0.02) 0.01 0.00 0.00 0.00 0.01 0.03 0.01 0.03
Price to Operating Income
8.26 23.27 7.55 5.64 6.91 7.41 16.53 10.25 14.42 12.02
Other line items
Depreciation/Fixed assets
0.17 0.24 0.18 0.22 0.21 0.27 0.15 0.19 0.10 0.07
Cash ROIC
4.00% 3.15% 2.66% 10.99% 8.21% 4.76% 5.92% 4.97% 4.05% 3.64%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.02 0.03 0.03 0.01 0.00 0.01 0.02 0.01 0.01 0.01
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
16,893.70 12,844.04 13,127.85 63,051.44 141,300.81 29,335.37 15,326.28 44,048.36 53,643.10 63,401.20
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
12,263.70 11,108.40 10,392.54 10,356.69 7,492.05 4,169.88 3,850.52 3,610.47 3,130.28 2,884.82
Average Assets
14,847.45 13,994.63 13,412.96 12,628.14 9,423.99 5,851.57 4,811.13 4,565.37 4,242.29 3,918.26
Average Common Equity
1,319.57 1,194.80 1,081.34 1,064.53 830.29 540.84 475.49 441.52 418.59 374.56

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