Dime Community Bancshares, Inc.

DCOM Financial Banks Regional

Dime Community Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $730.4 million, up 13.0% from fiscal 2024. In the quarter to June 2026, revenue grew 4.11%, EPS grew 17.2%, free cash flow grew 159.4% and total debt fell 21.0%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten.

38.83 0.05 +0.13%
Market cap
$1.7B
P/E
14.0×
Fwd P/E
11.2×
Dividend yield
3.22%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
P/E ratio
18.85 33.71 12.87 12.95 11.94 15.63 8.54 11.81 52.10 12.75
Piotroski F-Score
6 6 5 5 6 7 6 6 4 7
P/S ratio
4.24 4.08 2.74 3.09 2.04 3.21 2.57 1.60 1.85 1.77
P/FCF ratio
16.32 15.31 9.34 11.60 8.83 9.35 4.18 12.13 10.68 7.02
P/Operating CF
41.26 67.17 28.05 36.84 43.55 (105.57) 25.72 (25.80) 13.45 28.15
P/B ratio
1.60 1.60 1.09 1.56 0.89 1.27 1.17 0.93 0.94 0.95
Price to Tangible BV
2.20 2.15 1.44 2.00 0.98 1.50 1.38 1.09 1.07 1.08
EV/Sales
7.24 6.97 2.88 4.68 1.55 2.74 5.01 3.24 1.23 (0.38)
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
25.18 25.00 8.90 17.10 6.59 8.00 8.10 22.98 8.01 (1.49)
EV/FCF
27.87 26.15 9.79 17.54 6.70 8.00 8.15 24.52 7.08 (1.51)
Quick Ratio
0.04 0.03 0.08 0.03 0.04 0.04 0.02 0.04 0.11 0.18
Current Ratio
0.89 0.94 0.91 0.99 0.98 0.92 1.04 1.07 1.03 1.02
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
14.19% 13.09% 6.79% 10.44% 4.34% 1.63% 10.09% 11.10% 6.13% 5.09%
Debt/Equity
1.41 1.35 0.70 1.03 0.42 0.17 1.14 1.23 0.63 0.53
Asset Turnover
0.04 0.04 0.04 0.05 0.04 0.05 0.04 0.05 0.05 0.05
Operating CF/Net income
1.27 2.33 1.52 1.90 1.60 1.53 2.06 1.04 4.62 1.84
Capex/Depreciation
(1.79) (0.63) (0.80) (0.34) (0.19) 0.00 (0.18) (0.71) 1.54 (0.41)
ROE
9.28% 4.81% 8.69% 7.57% 6.94% 11.50% 13.49% 8.10% 1.79% 7.69%
ROA
0.89% 0.47% 0.84% 0.75% 0.64% 1.01% 1.14% 0.65% 0.15% 0.68%
ROIC
3.90% 3.25% 6.33% 3.28% 5.84% 12.43% 5.84% 3.75% 3.24% 0.00%
Return on Tangible Assets
(11.31%) (11.59%) (12.77%) 470.06% (47.38%) (11.43%) 29.17% 11.85% 4.82% 38.69%
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
52.02% 57.58% 54.87% 45.01% 50.43% 46.64% 41.54% 33.22% 40.47% 40.41%
Intangible Assets out of Total Assets
0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01
Share Based Compensation of Revenue
1.39% 1.54% 1.93% 0.74% 2.83% 1.27% 0.90% 0.72% 1.04% 1.05%
Graham Net Nets
(1.45) (1.20) (1.40) (0.82) (0.41) (0.93) (1.07) (1.15) (0.68) (0.61)
Graham Number
32.57 22.89 32.25 35.41 35.16 37.42 47.89 38.69 20.89 40.96
Earnings Yield
5.31% 2.97% 7.77% 7.72% 8.37% 6.40% 11.71% 8.47% 1.92% 7.84%
Free Cash Flow Yield
6.13% 6.53% 10.71% 8.62% 11.32% 10.70% 23.90% 8.25% 9.36% 14.25%
Revenue per Share
8.89 8.68 9.29 10.84 11.85 10.97 12.39 16.91 16.60 16.98
Operating CF per Share
2.56 2.42 3.00 2.96 2.78 3.76 7.66 2.38 2.54 4.34
Capex per Share
(0.25) (0.11) (0.27) (0.07) (0.04) 0.00 (0.05) (0.15) 0.33 (0.05)
Free Cash Flow per Share
2.31 2.31 2.73 2.89 2.74 3.76 7.61 2.23 2.88 4.29
Cash per Share
6.58 4.90 15.19 5.07 11.31 10.12 4.39 11.98 32.97 54.71
Shareholders Equity per Share
23.58 22.18 23.34 21.52 32.55 30.66 30.35 32.11 35.87 34.30
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
23.58 22.18 23.34 21.52 32.55 30.66 30.35 32.11 35.87 34.30
Free Cash Flow
39.97 44.76 53.06 66.77 58.98 146.34 293.34 85.18 112.07 184.44
Working Capital
(342.65) (207.10) (335.40) (26.40) (98.28) (885.67) 445.41 694.40 409.22 231.11
Capital Expenditures
(4.27) (2.07) (5.32) (1.72) (0.95) 0.01 (1.83) (5.70) 13.01 (2.13)
Net Current Asset Value
(947.98) (823.36) (695.92) (636.12) (215.61) (1,273.57) (1,319.16) (1,184.72) (811.38) (793.50)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.03 0.01 0.03 0.01 0.00 0.00 0.00 0.01 (0.02) 0.00
Price to Operating Income
12.02 14.42 10.25 16.53 7.41 6.91 5.64 7.55 23.27 8.26
Other line items
Depreciation/Fixed assets
0.07 0.10 0.19 0.15 0.27 0.21 0.22 0.18 0.24 0.17
Cash ROIC
3.64% 4.05% 4.97% 5.92% 4.76% 8.21% 10.99% 2.66% 3.15% 4.00%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.01 0.01 0.01 0.02 0.01 0.00 0.01 0.03 0.03 0.02
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
63,401.20 53,643.10 44,048.36 15,326.28 29,335.37 141,300.81 63,051.44 13,127.85 12,844.04 16,893.70
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
2,884.82 3,130.28 3,610.47 3,850.52 4,169.88 7,492.05 10,356.69 10,392.54 11,108.40 12,263.70
Average Assets
3,918.26 4,242.29 4,565.37 4,811.13 5,851.57 9,423.99 12,628.14 13,412.96 13,994.63 14,847.45
Average Common Equity
374.56 418.59 441.52 475.49 540.84 830.29 1,064.53 1,081.34 1,194.80 1,319.57

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