Saturday 17 October 2026
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Dime Community Bancshares, Inc.
DCOM Financial Banks Regional
Dime Community Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $730.4 million, up 13.0% from fiscal 2024. In the quarter to June 2026, revenue grew 4.11%, EPS grew 17.2%, free cash flow grew 159.4% and total debt fell 21.0%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten.
38.83
0.05
+0.13%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
18.85 | 33.71 | 12.87 | 12.95 | 11.94 | 15.63 | 8.54 | 11.81 | 52.10 | 12.75 |
Piotroski F-Score |
6 | 6 | 5 | 5 | 6 | 7 | 6 | 6 | 4 | 7 |
P/S ratio |
4.24 | 4.08 | 2.74 | 3.09 | 2.04 | 3.21 | 2.57 | 1.60 | 1.85 | 1.77 |
P/FCF ratio |
16.32 | 15.31 | 9.34 | 11.60 | 8.83 | 9.35 | 4.18 | 12.13 | 10.68 | 7.02 |
P/Operating CF |
41.26 | 67.17 | 28.05 | 36.84 | 43.55 | (105.57) | 25.72 | (25.80) | 13.45 | 28.15 |
P/B ratio |
1.60 | 1.60 | 1.09 | 1.56 | 0.89 | 1.27 | 1.17 | 0.93 | 0.94 | 0.95 |
Price to Tangible BV |
2.20 | 2.15 | 1.44 | 2.00 | 0.98 | 1.50 | 1.38 | 1.09 | 1.07 | 1.08 |
EV/Sales |
7.24 | 6.97 | 2.88 | 4.68 | 1.55 | 2.74 | 5.01 | 3.24 | 1.23 | (0.38) |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
25.18 | 25.00 | 8.90 | 17.10 | 6.59 | 8.00 | 8.10 | 22.98 | 8.01 | (1.49) |
EV/FCF |
27.87 | 26.15 | 9.79 | 17.54 | 6.70 | 8.00 | 8.15 | 24.52 | 7.08 | (1.51) |
Quick Ratio |
0.04 | 0.03 | 0.08 | 0.03 | 0.04 | 0.04 | 0.02 | 0.04 | 0.11 | 0.18 |
Current Ratio |
0.89 | 0.94 | 0.91 | 0.99 | 0.98 | 0.92 | 1.04 | 1.07 | 1.03 | 1.02 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
14.19% | 13.09% | 6.79% | 10.44% | 4.34% | 1.63% | 10.09% | 11.10% | 6.13% | 5.09% |
Debt/Equity |
1.41 | 1.35 | 0.70 | 1.03 | 0.42 | 0.17 | 1.14 | 1.23 | 0.63 | 0.53 |
Asset Turnover |
0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
1.27 | 2.33 | 1.52 | 1.90 | 1.60 | 1.53 | 2.06 | 1.04 | 4.62 | 1.84 |
Capex/Depreciation |
(1.79) | (0.63) | (0.80) | (0.34) | (0.19) | 0.00 | (0.18) | (0.71) | 1.54 | (0.41) |
| 9.28% | 4.81% | 8.69% | 7.57% | 6.94% | 11.50% | 13.49% | 8.10% | 1.79% | 7.69% | |
| 0.89% | 0.47% | 0.84% | 0.75% | 0.64% | 1.01% | 1.14% | 0.65% | 0.15% | 0.68% | |
ROIC |
3.90% | 3.25% | 6.33% | 3.28% | 5.84% | 12.43% | 5.84% | 3.75% | 3.24% | 0.00% |
Return on Tangible Assets |
(11.31%) | (11.59%) | (12.77%) | 470.06% | (47.38%) | (11.43%) | 29.17% | 11.85% | 4.82% | 38.69% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
52.02% | 57.58% | 54.87% | 45.01% | 50.43% | 46.64% | 41.54% | 33.22% | 40.47% | 40.41% |
Intangible Assets out of Total Assets |
0.03 | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
1.39% | 1.54% | 1.93% | 0.74% | 2.83% | 1.27% | 0.90% | 0.72% | 1.04% | 1.05% |
Graham Net Nets |
(1.45) | (1.20) | (1.40) | (0.82) | (0.41) | (0.93) | (1.07) | (1.15) | (0.68) | (0.61) |
Graham Number |
32.57 | 22.89 | 32.25 | 35.41 | 35.16 | 37.42 | 47.89 | 38.69 | 20.89 | 40.96 |
Earnings Yield |
5.31% | 2.97% | 7.77% | 7.72% | 8.37% | 6.40% | 11.71% | 8.47% | 1.92% | 7.84% |
Free Cash Flow Yield |
6.13% | 6.53% | 10.71% | 8.62% | 11.32% | 10.70% | 23.90% | 8.25% | 9.36% | 14.25% |
Revenue per Share |
8.89 | 8.68 | 9.29 | 10.84 | 11.85 | 10.97 | 12.39 | 16.91 | 16.60 | 16.98 |
Operating CF per Share |
2.56 | 2.42 | 3.00 | 2.96 | 2.78 | 3.76 | 7.66 | 2.38 | 2.54 | 4.34 |
Capex per Share |
(0.25) | (0.11) | (0.27) | (0.07) | (0.04) | 0.00 | (0.05) | (0.15) | 0.33 | (0.05) |
Free Cash Flow per Share |
2.31 | 2.31 | 2.73 | 2.89 | 2.74 | 3.76 | 7.61 | 2.23 | 2.88 | 4.29 |
Cash per Share |
6.58 | 4.90 | 15.19 | 5.07 | 11.31 | 10.12 | 4.39 | 11.98 | 32.97 | 54.71 |
Shareholders Equity per Share |
23.58 | 22.18 | 23.34 | 21.52 | 32.55 | 30.66 | 30.35 | 32.11 | 35.87 | 34.30 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
23.58 | 22.18 | 23.34 | 21.52 | 32.55 | 30.66 | 30.35 | 32.11 | 35.87 | 34.30 |
Free Cash Flow |
39.97 | 44.76 | 53.06 | 66.77 | 58.98 | 146.34 | 293.34 | 85.18 | 112.07 | 184.44 |
Working Capital |
(342.65) | (207.10) | (335.40) | (26.40) | (98.28) | (885.67) | 445.41 | 694.40 | 409.22 | 231.11 |
Capital Expenditures |
(4.27) | (2.07) | (5.32) | (1.72) | (0.95) | 0.01 | (1.83) | (5.70) | 13.01 | (2.13) |
Net Current Asset Value |
(947.98) | (823.36) | (695.92) | (636.12) | (215.61) | (1,273.57) | (1,319.16) | (1,184.72) | (811.38) | (793.50) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.03 | 0.01 | 0.03 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | (0.02) | 0.00 |
Price to Operating Income |
12.02 | 14.42 | 10.25 | 16.53 | 7.41 | 6.91 | 5.64 | 7.55 | 23.27 | 8.26 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.07 | 0.10 | 0.19 | 0.15 | 0.27 | 0.21 | 0.22 | 0.18 | 0.24 | 0.17 |
Cash ROIC |
3.64% | 4.05% | 4.97% | 5.92% | 4.76% | 8.21% | 10.99% | 2.66% | 3.15% | 4.00% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.00 | 0.01 | 0.03 | 0.03 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
63,401.20 | 53,643.10 | 44,048.36 | 15,326.28 | 29,335.37 | 141,300.81 | 63,051.44 | 13,127.85 | 12,844.04 | 16,893.70 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
2,884.82 | 3,130.28 | 3,610.47 | 3,850.52 | 4,169.88 | 7,492.05 | 10,356.69 | 10,392.54 | 11,108.40 | 12,263.70 |
Average Assets |
3,918.26 | 4,242.29 | 4,565.37 | 4,811.13 | 5,851.57 | 9,423.99 | 12,628.14 | 13,412.96 | 13,994.63 | 14,847.45 |
Average Common Equity |
374.56 | 418.59 | 441.52 | 475.49 | 540.84 | 830.29 | 1,064.53 | 1,081.34 | 1,194.80 | 1,319.57 |
Columns are period end dates