Dave Inc.
DAVE Technology Software Application
Dave Inc.’s revenue for fiscal 2025 (year ended December 2025) was $554.2 million, up 59.7% from fiscal 2024.
- Revenue
- +31.2%
- EPS
- −26.9%
- Free cash flow
- −2.59%
- Total debt
- −0.21%
Quarter to September 2026, against a year earlier
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Dave Inc. (DAVE) Operating margin
Dave Inc.'s operating margin over the twelve months to 30 September 2026 was 32.5%, down 1.2 percentage points from fiscal 2025 (33.7%). Over the past ten years it has ranged from −65.6% (fiscal 2022) to 33.7% (fiscal 2025) — the current reading is the highest in ten years. That is above the Software Application industry median of 0.00% and above the Technology sector median of 0.02%.
Operating margin, annual
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Annual newest first
| Period | Operating margin | Change (points) |
|---|---|---|
| FY2025 | 33.7% | 23.71 |
| FY2024 | 9.97% | 26.26 |
| FY2023 | −16.3% | 49.32 |
| FY2022 | −65.6% | (34.97) |
| FY2021 | −30.6% | — |
Quarterly newest first
| Period | Operating margin | Change (points) |
|---|---|---|
| Sep 2026 | 24.3% | (6.30) |
| Jun 2026 | 30.6% | (7.01) |
| Mar 2026 | 37.6% | (1.79) |
| Dec 2025 | 39.4% | 8.94 |
| 19 more quarters | Free account |
Against its own ten years
Operating margin against peers
| Company | Operating margin |
|---|---|
| DAVE Dave Inc. | 32.5% |
| CCC CCC Intelligent Solutions Holdings Inc. compare | 17.9% |
| QTWO Q2 Holdings, Inc. compare | 12.4% |
| SRAD Sportradar Group AG compare | 10.7% |
| FRSH Freshworks Inc. compare | 7.06% |
| WK Workiva Inc. compare | 5.25% |
| MNDY monday.com Ltd. compare | 1.33% |
| LIF Life360, Inc. compare | 1.14% |
| BILL BILL Holdings, Inc. compare | −4.44% |
| Software Application industry median | 0.00% |
| Technology sector median | 0.02% |
| Market median | 0.00% |
What Operating margin is
EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.
EBIT ÷ Revenue
More on DAVE
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- EV/EBITDA
- EV/Sales
- EV/FCF
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- Altman Z-score
- The full statement