Saturday 17 October 2026 Export CZFS’s income statement to Excel — free account

Citizens Financial Services Inc.

Citizens Financial Services Inc.’s revenue for fiscal 2025 (year ended December 2025) was $173.5 million, up 2.24% from fiscal 2024. In the quarter to June 2026, revenue grew 2.61%, EPS grew 20.5%, free cash flow fell 106.9% and total debt rose 25.8%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten; insiders bought in the last twelve months.

80.21 1.09 +1.38%

Follow CZFS

Alert me

Market cap: $380.6M
P/E: 9.4×
Fwd P/E: 7.9×
Dividend yield: 2.52%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Older periods	Sep '25	Dec '25	Mar '26	Jun '26
Piotroski F-Score Full definition →	+8 more TTM periods Free account	6	6	7	5
ROE Full definition →		10.88%	11.47%	12.07%	12.32%
ROA Full definition →		1.12%	1.20%	1.30%	1.33%
ROIC Full definition →		4.58%	4.64%	6.00%	4.48%
Return on Tangible Assets Full definition →		(164.60%)	135.92%	(41.33%)	70.44%
Average Days of Receivables Full definition →		0.00	0.00	0.00	0.00
Free Cash Flow per Share Full definition →		5.96	7.35	8.91	7.69
Free Cash Flow Full definition →		28.61	35.25	42.77	36.91
Capital Expenditures Full definition →		(1.67)	(1.28)	(0.84)	(0.63)
Other line items
Cash ROIC Full definition →		4.46%	5.14%	7.38%	4.67%
Accounts Receivable Turnover Full definition →		0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →		0.03	0.03	0.02	0.02
Inventory Turnover Full definition →		0.00	0.00	0.00	0.00
Average Days of Payables Full definition →		13,937.15	14,184.08	15,021.03	15,061.54
Days of Inventory on Hand Full definition →		0.00	0.00	0.00	0.00
Tax Rate Full definition →		(0.19)	(0.19)	(0.19)	(0.19)
Research and Development Expense of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →		38.64%	38.40%	38.13%	38.17%
Share Based Compensation of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Operating CF/Net income Full definition →		0.89	1.00	1.11	0.91
Depreciation/Fixed assets Full definition →		0.00	(0.05)	(0.06)	(0.07)
Capex/Depreciation Full definition →		22.93	1.18	0.64	0.41
Revenue per Share Full definition →		35.88	36.16	36.48	36.71
Operating CF per Share Full definition →		6.31	7.61	9.09	7.82
Capex per Share Full definition →		(0.35)	(0.27)	(0.17)	(0.13)
Capex to Sales Full definition →		0.01	0.01	0.00	0.00

Show all line items

Columns are period end dates

Stockrow Weekly