CVB Financial Corporation CVBF
22.53
0.23
1.03%
as of 25 Sep
- Market cap
- $3.9B
- P/E
- 15.5×
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
24.77 | 24.73 | 16.18 | 14.48 | 15.00 | 13.64 | 15.22 | 12.62 | 14.87 | 12.32 |
P/S ratio |
8.22 | 7.80 | 6.07 | 5.83 | 5.52 | 6.18 | 6.25 | 4.17 | 4.33 | 3.92 |
P/FCF ratio |
22.09 | 18.69 | 15.31 | 14.47 | 14.53 | 15.09 | 12.75 | 9.54 | 12.11 | 11.70 |
P/Operating CF |
93.93 | 79.98 | 50.87 | 49.63 | 56.35 | 49.33 | 49.77 | 57.03 | 39.64 | 56.67 |
P/B ratio |
2.49 | 2.40 | 1.33 | 1.51 | 1.32 | 1.39 | 1.81 | 1.34 | 1.36 | 1.11 |
Price to Tangible BV |
2.76 | 2.72 | 2.18 | 2.34 | 2.02 | 2.08 | 3.04 | 2.14 | 2.10 | 1.67 |
EV/Sales |
7.74 | 7.39 | 5.71 | 5.52 | 1.41 | 2.46 | 5.90 | 3.77 | 4.76 | 4.09 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
18.69 | 17.58 | 14.04 | 13.71 | 3.66 | 5.89 | 12.17 | 8.49 | 13.05 | 11.99 |
EV/FCF |
20.80 | 17.69 | 14.40 | 13.69 | 3.71 | 5.99 | 12.04 | 8.63 | 13.32 | 12.21 |
Quick Ratio |
0.02 | 0.02 | 0.02 | 0.02 | 0.16 | 0.13 | 0.02 | 0.02 | 0.02 | 0.03 |
Current Ratio |
0.65 | 0.70 | 0.85 | 0.84 | 0.85 | 0.71 | 0.69 | 0.78 | 0.71 | 0.72 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.32% | 0.31% | 0.22% | 0.23% | 0.18% | 0.09% | 0.10% | 0.00% | 3.30% | 3.20% |
Debt/Equity |
0.03 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.23 | 0.22 |
Asset Turnover |
0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 |
Operating CF/Net income |
1.23 | 1.33 | 1.09 | 1.00 | 1.05 | 0.92 | 1.17 | 1.34 | 1.25 | 1.06 |
Capex/Depreciation |
(0.48) | (0.04) | (0.19) | 0.01 | (0.18) | (0.14) | 0.07 | (0.12) | (0.16) | (0.13) |
| 10.55% | 10.10% | 10.38% | 10.78% | 8.82% | 10.35% | 11.61% | 10.92% | 9.35% | 9.28% | |
| 1.28% | 1.27% | 1.53% | 1.82% | 1.37% | 1.40% | 1.45% | 1.35% | 1.28% | 1.35% | |
ROIC |
12.27% | 12.77% | 8.33% | 10.15% | 486.72% | 55.20% | 11.92% | 11.01% | 6.80% | 7.41% |
Return on Tangible Assets |
(4.31%) | (4.96%) | (11.59%) | (15.17%) | (9.61%) | (5.35%) | (5.70%) | (8.70%) | (5.73%) | (5.97%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
41.66% | 39.19% | 39.47% | 36.08% | 43.12% | 33.35% | 37.82% | 33.94% | 33.09% | 34.85% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.06 | 0.06 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 |
Share Based Compensation of Revenue |
0.93% | 0.90% | 0.87% | 1.07% | 1.15% | 1.11% | 1.40% | 1.42% | 1.49% | 0.96% |
Graham Net Nets |
(1.03) | (0.87) | (0.72) | (0.52) | (0.80) | (1.45) | (1.50) | (1.72) | (1.44) | (1.68) |
Graham Number |
13.90 | 14.45 | 20.69 | 21.87 | 20.78 | 23.32 | 22.83 | 23.18 | 22.62 | 23.88 |
Earnings Yield |
4.04% | 4.04% | 6.18% | 6.90% | 6.67% | 7.33% | 6.57% | 7.92% | 6.73% | 8.12% |
Free Cash Flow Yield |
4.53% | 5.35% | 6.53% | 6.91% | 6.88% | 6.63% | 7.84% | 10.49% | 8.25% | 8.54% |
Revenue per Share |
2.80 | 3.01 | 3.33 | 3.70 | 3.53 | 3.46 | 4.04 | 4.81 | 4.95 | 4.74 |
Operating CF per Share |
1.16 | 1.27 | 1.36 | 1.49 | 1.36 | 1.44 | 1.96 | 2.14 | 1.80 | 1.62 |
Capex per Share |
(0.12) | (0.01) | (0.03) | 0.00 | (0.02) | (0.03) | 0.02 | (0.03) | (0.04) | (0.03) |
Free Cash Flow per Share |
1.04 | 1.26 | 1.32 | 1.49 | 1.34 | 1.42 | 1.98 | 2.10 | 1.77 | 1.59 |
Cash per Share |
1.58 | 1.48 | 1.41 | 1.35 | 14.72 | 13.01 | 1.53 | 2.09 | 1.48 | 2.85 |
Shareholders Equity per Share |
9.24 | 9.77 | 15.21 | 14.27 | 14.76 | 15.40 | 13.95 | 15.02 | 15.80 | 16.78 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
9.24 | 9.77 | 15.21 | 14.27 | 14.76 | 15.40 | 13.95 | 15.02 | 15.80 | 16.78 |
Free Cash Flow |
111.92 | 137.53 | 160.76 | 208.42 | 182.56 | 191.72 | 276.69 | 291.11 | 244.63 | 217.34 |
Working Capital |
(2,387.44) | (2,144.55) | (1,366.48) | (1,421.10) | (1,887.77) | (4,003.38) | (4,148.13) | (2,571.99) | (3,508.11) | (3,509.14) |
Capital Expenditures |
(12.61) | (0.88) | (4.19) | 0.23 | (2.54) | (3.52) | 2.96 | (4.52) | (5.13) | (4.07) |
Net Current Asset Value |
(2,557.58) | (2,245.24) | (1,774.70) | (1,575.86) | (2,123.18) | (4,186.74) | (5,274.04) | (4,786.46) | (4,260.14) | (4,277.62) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.04 | 0.00 | 0.01 | 0.00 | 0.01 | 0.01 | (0.01) | 0.01 | 0.01 | 0.01 |
Net Profit Margin |
33.60% | 31.59% | 37.39% | 40.11% | 36.77% | 45.20% | 41.43% | 33.03% | 29.11% | 32.06% |
Price to Operating Income |
14.77 | 13.48 | 10.83 | 10.14 | 10.63 | 9.72 | 10.55 | 8.82 | 11.10 | 8.92 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.63 | 0.45 | 0.38 | 0.60 | 0.27 | 0.53 | 0.86 | 0.81 | 1.17 | 1.14 |
Cash ROIC |
6.95% | 7.34% | 5.21% | 6.98% | 3.32% | 3.79% | 10.42% | 10.60% | 7.69% | 6.12% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.01 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
288,745.39 | 288,042.59 | 251,426.75 | 143,912.43 | 299,903.56 | 779,013.26 | 511,767.48 | 35,265.16 | 23,862.11 | 33,126.38 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
6,113.47 | 6,428.27 | 7,687.17 | 8,766.21 | 10,220.71 | 12,356.47 | 12,906.35 | 12,134.95 | 11,691.01 | 12,010.18 |
Average Assets |
7,872.45 | 8,172.15 | 9,899.87 | 11,405.80 | 12,850.88 | 15,151.51 | 16,180.12 | 16,248.77 | 15,587.33 | 15,392.36 |
Average Common Equity |
957.13 | 1,030.06 | 1,460.23 | 1,922.64 | 2,001.04 | 2,044.75 | 2,015.01 | 2,013.24 | 2,132.14 | 2,240.77 |
Columns are period end dates